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Rates quoted for term of less than 1 month apply to both end of term and monthly interest payment options. All other rates quoted apply only if end of term interest payment is chosen. For monthly interest payments, the applicable interest rate will be the rate quoted above, less 0.10%, with a minimum rate of 0.05% p.a.

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Term of less than 1 month is available only on reinvestment of funds.

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Indicates a special rate.