To activate the bonus interest on your Future Saver Account/s, you will need to meet bonus interest criteria each month to qualify for bonus interest the following month.

Earn bonus interest with Future saver

Deposit at least $1,000 a month into your linked Everyday transaction account from another Australian bank. (Funds transferred from BOQ accounts, cash and cheque and international deposits won't count.)

Complete at least 5 transactions each month. Eligible transactions include direct debit payments, ATM withdrawals (not deposits), BPAY payments, and purchases with your Visa Debit Card. Bank transfers are not eligible transactions.

Age bonus interest criteria{text-center}

Age
Monthly criteria
14-17 Years
No monthly criteria to unlock bonus interest.
18+

Deposit $1000 from an external account into your linked Everyday Account and make 5 eligible transactions that clear within the month.

  • An external account is any Australian non-myBOQ account.
  • A deposit from an external account includes wages paid by an employer from an Australian account. Cash and cheque deposits or transfers from international accounts are not eligible deposits.
  • Eligible deposits must be made into your Everyday Account (not your Future Saver Account).
  • Eligible transactions include direct debit payments, ATM withdrawals (not deposits), BPAY payments, and purchases with your Visa Debit Card. Bank transfers are not eligible transactions.

Please note: Interest is calculated at a tiered rate on the balance of the account. Interest will be paid into the account it was earned in.

Account
Tiered interest balance bands
Future Saver

$0 to $50,000

$50,001 to $250,000

$250,001 to $5M