^{no-dot}

Only applies where the SMSF has total business related borrowing <$3M and total borrowing <$10m. Where the SMSF has total business related borrowing >$3m or total borrowing >$10m the maximum Loan-to-Value ratio is 60% (commercial security) or 70% (residential security). Additional credit criteria applies.

^^{no-dot}

Medical professionals aged 40 years or under for borrowers purchasing their own premises with current residential and/or commercial lending facilities or as part of a new customer acquisition where other residential or commercial lending is proposed. Credit provided by BOQ Specialist - a division of Bank of Queensland Limited ABN 32 009 656 740 AFSL and Australian Credit Licence no. 244616. Lending criteria, T&Cs and fees apply.

*{no-dot}

Small and Medium Business, security type and loan purpose eligibility criteria applies (‘SME eligibility criteria’). Where the SME eligibility criteria is not met, the maximum loan term, maximum interest only term and LVR offered may change.

1

Limited time no application/establishment fee offer is available for new Business Term Loan (including Commercial Property and Goodwill), Commercial Rate Loan, Market Rate Loan, Business Overdraft and One Account for Business (with overdraft) applications received between 2 March 2026 and 30 June 2026 (inclusive) and that fund by 31 August 2026. Only available for new borrowing between $1,000,000 and $5,000,000. Excludes internal refinances, increases to existing BOQ loans, loans for the purpose of property development, construction and land acquisition (land acquisitions for the purposes of primary production are included). Other fees and charges (including government charges) may be payable. This offer expires on 30 June 2026 and is subject to change without notice at the discretion of BOQ acting reasonably. It is not available in conjunction with any other offers, packages or promotions.