Credit provided by Bank of Queensland Limited ABN 32 009 656 740 AFSL and Australian Credit Licence no. 244616 (BOQ). Conditions, criteria and fees apply. BOQ's standard credit assessment criteria apply. This website contains general advice, which has been prepared without taking account of your objectives, financial situation or needs. You should consider the appropriateness of any advice before acting on it. You should obtain and read the relevant T&Cs and Guide to Fees and Charges that apply to this product before making any decision about whether to acquire or continue to hold it, available at your local BOQ branch or at boq.com.au.

Acceptance of any application for credit is always at BOQ's lending discretion, and this document is not to be relied upon or represented as BOQ's current lending policy.

Information current as at February 2026.

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1
Must be 100% cash-secured, with a maximum facility limit of $250,000 for the customer group.
2
Secured by property or cash security.
3
A higher fee may be payable where the transaction or corporate structure of the borrower is more complex than usual and therefore requires additional consideration beyond normal assessment work.
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Where there is no other commercial lending with BOQ the minimum facility limit is $100,000. For customers with a BOQ Business Term Loan, Commercial Rate Loan or Business Overdrafts the minimum facility limit is $5,000.