This guide and examples contained in it are provided for informational purposes only and is general in nature. BOQ has not taken into account your objectives, financial situation, or needs when preparing or presenting this document. Before acting on this information you should consider if it is appropriate for your situation and obtain your own taxation, legal or financial advice as necessary. You should obtain and consider the relevant Product Disclosure Statement, Terms and Conditions and our Guide to Fees and Charges for a product before making any decision about whether to acquire or continue to hold it.