The valuation fee waiver of up to $5,000 and the BOQ $500 charitable donation are available for new Business Term Loan (including Commercial Property and Goodwill), Commercial Rate Loan, Business Overdraft, Market Rate Loan and One Account Overdraft (For Business) applications received between 18 August 2025 to 31 December 2025 (inclusive) and that fund by 28 February 2026. The application must have minimum new borrowing of $750,000 and maximum new borrowing of $10,000,000. Excludes internal refinance, increases to existing loans, and loans for the purpose of property development, construction and land acquisition (except where the loan purpose is for primary production). If there are multiple loans under a single qualifying lending application, then the applicant will only be eligible for one waiver up to $5,000 and BOQ will only make one $500 donation. Valuation fees are variable. The amount of the waiver is subject to the final amount of valuation fees. If the loan does not fund by 28 February 2026, then the applicant acknowledges that the valuation fees incurred by BOQ may become payable by the applicant. For each qualifying lending application, BOQ will donate $500 to a charity selected by the customer from BOQ’s list of charity partners. If a charity is not selected, then BOQ will evenly distribute the $500 across all charity partners. This donation is made directly by BOQ to the nominated charity when this promotion ends, and customers shall not receive any tax benefits from this donation. Applicants should seek their own tax advice in relation to the waiver. BOQ retains the right to terminate or modify this offer at its discretion (acting reasonably) without prior notice.
Credit provided by Bank of Queensland Limited ABN 32 009 656 740 AFSL and Australian Credit Licence no. 244616 (BOQ). Conditions, criteria and fees apply. BOQ's standard credit assessment criteria apply. This website contains general advice, which has been prepared without taking account of your objectives, financial situation or needs. You should consider the appropriateness of any advice before acting on it. You should obtain and read the relevant T&Cs and Guide to Fees and Charges that apply to this product before making any decision about whether to acquire or continue to hold it, available at your local BOQ branch or at boq.com.au.
Acceptance of any application for credit is always at BOQ's lending discretion.
Information current as at 29 August 2025.
Valuation fees and Government fees and charges apply. Other fees and charges may be payable. Conditions, criteria and fees apply. Full terms and conditions are available online or at any BOQ branch.
Discount variable rate offer is only available on new lending with a minimum loan amount of $200,000 and is subject to change without notice. A margin of +0.20% will apply to lending with a Loan-to-Value Ratio of greater than 80% for residentially secured loans and greater than 70% for commercially secured loans. The Discount Variable Rate is for the life of the loan as long as the loan is retained under a variable Business Term Loan. Your actual interest rate may vary depending on the size of your loan, security being offered and full credit assessment of your application for finance. A customer margin may apply. Not available to self-managed super funds, or on refinances of or increases to the limit of existing BOQ facilities. CRR Assessment of 15 or better and security rating of D or better.
Credit provided by Bank of Queensland Limited ABN 32 009 656 740 AFSL and Australian Credit Licence no. 244616 (BOQ). Conditions, criteria and fees apply. BOQ's standard credit assessment criteria apply. This website contains general advice, which has been prepared without taking account of your objectives, financial situation or needs. You should consider the appropriateness of any advice before acting on it. You should obtain and read the relevant Terms & Conditions and Guide to Fees and Charges that apply to this product before making any decision about whether to acquire or continue to hold it, available at your local BOQ branch or at boq.com.au.
Acceptance of any application for credit is always at BOQ's lending discretion, and this document is not to be relied upon or represented as BOQ's current lending policy.
Information current as at 6 February 2026.