Get cashback when you buy

If it's your first time buying a house, we have one thousand reasons why you should talk to BOQ first. Say laters to rent payments and hello home sweet home. 

Just imagine what an amazing start this grand in the hand could be during your first home buying journey. $1,000 to spend on making your new home feel just like your very own. It's just another way BOQ is helping more first time buyers get into their very first home.

And that's just one of the ways we can help you buy your first home

We get that buying your first home is one of the most exciting times in your life, but it can also be a little overwhelming. We know how difficult buying your first home can be. That's why we go to great lengths to help you along your journey.

At BOQ, first home buyers can benefit from:

  • Speaking to the same person every step of the way
  • Access to highly competitive home loan rates across a range of products, to help you find the one to suit your needs
  • The ability to borrow up to 90% of the value of the property inclusive of lenders mortgage insurance

We're here to help you throughout the home buying journey, from finding out how much you can borrow, to applying for your first home loan and getting into your first property.

Our guide to buying your first home is here 

Want to know more about our most popular home loans? 

Pay off your home loan sooner

Intro Rate Variable Home Loan

A discounted low rate home loan with all the great features including:

  • Owner occupier and investor options available
  • Free redraw and flexible repayments
  • 100% Mortgage offset account

Know what your repayments are for peace of mind

Fixed Rate Home Loan

A fixed rate home loan gives you the certainty of knowing exactly what your repayments will be for up to 5 years, while protecting yourself against any potential interest rate rises.

  • Owner occupier and investor options available
  • Great interest rates across our range of terms
  • Principal and interest, or interest only repayments

Important Information

For important information on our First Home Buyer Cashback Offer, view our Terms and Conditions.

What else can we help you with?  

Buying Your First Home

We're here to help guide you through your first home purchase with ease. 

Find out more

Buying Your Next House

An helpful guide to assist you through the process of purchasing your next property. 

Find out more

Refinance Your Home Loan

We've prepared a helpful step-by-step guide to make mortgage refinancing easier. 

Find out more

Buying An Investment Property

We're here to help guide you through your investment property purchase. 

Find out more


Want to chat?

A home loan specialist is on standby and can call you back at a time of your choice    Call me