Bank of Queensland Limited ABN 32 009 656 740 (Australian Credit Licence Number 244616) (BOQ). Full terms and conditions available at any BOQ branch. Fees and charges are payable. BOQ’s standard credit assessment criteria, fees and charges apply. Offer period 2 October 2017 to 31 March 2018. Claim period ends 2 June 2018. Offer only available for new to BOQ home loans refinancing from one of the Big 4 - ANZ, NAB, CBA and Westpac. Offer available for personal home lending only, not construction loans, business or self-managed superfunds. Terms and conditions apply, available at any BOQ branch or at boq.com.au/better
This promotional offer is issued by Bank of Queensland Limited ABN 32 009 656 740 (Australian Credit Licence Number 244616) (BOQ) and subject to BOQ approval. The current terms and conditions for the promotional offer are available at any BOQ branch. BOQ’s standard credit assessment criteria apply. Fees and charges are payable. The promotional offer has been prepared without taking into account your personal and financial objectives, situation or needs. You should consider the appropriateness of this information before acting on it and whether or not it is appropriate for you including seeking appropriate independent professional tax advice.
*Cash Back Offer: To be eligible for the $1,000 Cash Back Offer, you must be a personal customer purchasing a first home and have not previously owned a residential or an investment property in Australia, submit a home loan application between 18/03/19 and 30/06/19, have unconditional approval for a BOQ home loan over $150,000 with a Loan to Value ratio of 90% or less (with Lenders Mortgage Insurance) or Loan to Value ratio of 80% or less (without Lenders Mortgage Insurance) and settle the loan by 30/09/19. One Cash Back Offer per eligible loan. Split loans (e.g. part variable, part fixed) will be considered as one loan. The $1,000 Cash will be credited to your nominated BOQ transaction account within 30 days of settlement. BOQ reserves its rights to modify the content of the terms and conditions of the offer or withdraw the offer. This Offer is not available in conjunction with any other BOQ offers, is not transferable and cannot be redeemed for cash. Information current as at 18/03/19.
4Offer available for minimum $150,000 new to bank owner occupied lending only. Maximum LVR up to 90%. Not available for Interest Only lending. Not available for the refinance or restructure of existing BOQ loans, construction home loans or Self-Managed Super Fund loans. Full terms and conditions available online at www.boq.com.au. Conditions, Criteria and Fees Apply.
6Interest rates and discounts are effective 18 March 2019 and are subject to change at any time. The discounts agreed at time of application will not change and will continue to apply provided you do not vary your loan. The 2 Year Intro Rate Variable Home Loan is only available for loans with a minimum loan amount of $150,000 and maximum Loan to Value Ration (LVR) of 90%. Lender's Mortgage Insurance (LMI) required where LVR over 80%. For construction loans, during the construction period your loan is treated as an interest only loan and the applicable interest only reference rate will apply. The agreed 2 year introductory discount will also apply during the construction period. Credit only available for new home loan lending and is not available for refinance or restructure of existing BOQ loans.
^The comparison rate is calculated on the basis of a secured loan of $150,000 for a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Information current as at 18/03/2019.