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  • BOQ BSB

Want $2K cashback for refinancing?

Put BOQ on the case.

Learn more

Available for loans of at least $250,000 with a maximum LVR of 80%. Terms and conditions apply^^

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myBOQ

Download the feature-packed myBOQ app and open a new account in minutes.

Learn more
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Platinum Visa Credit Card

Get the lot (and more) – for surprisingly little.

Earn 100,000 bonus Q Rewards® points1

Apply now

Spend criteria, terms and conditions apply. New customers only.

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BOQ Future Saver

High interest savings account for customers aged 14 - 35 years.

BOQ Future Saver

High interest savings account for customers aged 14 - 35 years.

5.40 % P.A.
Bonus interest rate for balances up to $50,000*
Learn more

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Bank accounts

Everyday banking with BOQ

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Watch your money grow with our high interest term deposit account

Term Deposits

5.10 % P.A.
12 month fixed term deposit from $5,000

Learn more

Important changes for BOQ Business Banking customers.

We are making some changes to the BOQ Business Facility General Conditions.

Learn more.
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GET INTO YOUR HOME FASTER WITH IMPRESSIVELY LOW RATES

Economy Variable Home Loan

6.09 % p.a.
For owner occupiers
6.24 % p.a.
Comparison Rate^

Terms and conditions apply

Learn more

Get $2,000 cashback when you refinance your home loan with BOQ

Terms and conditions apply^^

Learn more
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Platinum Visa credit card

Earn 100,000 bonus Q Rewards® points. Terms and conditions apply~

Ready to apply?

Apply online now
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BOQ Insurance offers smart Home, Contents, Landlord and Car Insurance to help you protect some of your most valuable assets.

BOQ's Specialist Insurance Team is here to help. Get a quote today.

Learn more

Get an online quote in as little as 3 minutes

Or call our Specialist Insurance Team on 1300 159 298. Available from Monday to Friday, 8:00am – 6:00pm (AEDT).

Apply Online

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Opened a new account?

Make the most of it and get started with these easy steps.

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Navigating interest rate rises

Everything you need to help manage your home loan and finances amongst rising costs.

Find out how
For us, successful banking is all about building relationships and understanding our customer's needs, whatever they are.
Aaron Todd Owner Managers, BOQ Jimboomba

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RBA rate changes

Find out more information on the RBA rate change here.

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Latest blog articles

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How to practise sensible spending this holiday season

Common scams to watch out for

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Home or away: How to protect your home over summer

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  • Important Information
    1. ^^ Special limited time $2,000 cashback offer only available for new refinance applications received from 8 September 2023 that settle within 120 days of the loan application date. This offer is open to Australian residents aged 18 and over who are personal customers taking out a new home loan with BOQ, refinanced from another financial institution. Offer available on BOQ’s Clear Path, Economy, or Fixed Rate home loan products only. Minimum total new lending of at least $250,000. Maximum loan-to-value ratio (LVR) of 80%. Not available for the refinance, restructure or switches of home loans within BOQ Group, which includes BOQ, BOQ Specialist, ME Bank and Virgin Money (Australia). An applicant will be eligible for a maximum of one refinance cashback payment, regardless of the number of loan applications they are party to, provided the total amount drawn at settlement across all loans is at least $250,000. Customers who have received a refinance cashback payment from within the BOQ Group within the 12 months prior to their loan application date will be ineligible for this offer. The cashback will be paid to the applicant’s BOQ transaction account within 30 days of the settlement date. For multiple home loan applicants the BOQ account needs to be in the name of at least one of the home loan applicants and the cashback will be paid only once to the applicants jointly. If you do not already have one, an eligible BOQ transaction account is required to be established. Offer current as at 8 September 2023. Applicants should seek their own tax advice in relation to the receipt of a cashback on settlement. Fees and charges payable. BOQ's standard credit assessment criteria apply. Full home loan terms and conditions are available at any BOQ branch.

    2. Credit provided by Bank of Queensland Limited ABN 32 009 656 740 (Australian Credit Licence Number 244616) (BOQ). Fees and charges payable. BOQ's standard credit assessment criteria apply. Full terms and conditions are available at any BOQ branch. Interest rates quoted are indicative only, and are subject to change without notice. 

      ^Comparison rates calculated on the basis of a secured loan of $150,000 for a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Comparison rate for variable Interest Only loans are based on an initial 5 year Interest Only period. Comparison rates for fixed interest only loans are based on an initial Interest Only period equal in length to the fixed period. During an interest only period, your interest only payments will not reduce your loan balance. This may mean you pay more interest over the life of the loan.

    3. Conditions, Criteria and Fees Apply.  You should obtain and consider the relevant Product Disclosure Statement (PDS), terms and conditions and Guide to Fees and Charges for the product before making any decision about whether to acquire or continue to hold it.  Full terms and conditions are available online or at any Bank of Queensland branch. 

    4. 1To be eligible for the 100,000 bonus Q Rewards® Points offer you need to apply for the BOQ Platinum Visa Card by 30 April 2024. 100,000 bonus Q Rewards Points will be awarded when $4,500 or more is spent on Eligible Transactions within the first 3 months from card approval. Purchases must be processed and charged to your account in the first 3 months from the account approval. Eligible Transaction is defined in the Q Rewards® Terms and Conditions and means any purchase excluding (but not limited to) cash advances, balance transfers, special promotions, BPAY payments, government related transactions and all other transactions set out within the definition. All Q Rewards® are subject to the BOQ Q Rewards® Terms and Conditions. The Q Rewards® Points will be credited to the Primary Cardholder’s Account within 60 days of meeting the spend criteria. This offer is not available when closing or transferring from another BOQ branded credit card account or in conjunction with any other BOQ branded credit card offer.

           
           
    5.  National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) ("NAB") is the credit provider and issuer of BOQ Credit Cards ("Credit Cards").  Fees and charges are payable. Full terms and conditions are available at any Bank of Queensland branch. NAB's standard credit assessment criteria apply. This website contains general advice. This advice has been prepared without taking account of your objectives, financial situation or needs. You should consider the appropriateness of any advice before acting on it. You should obtain and consider the relevant Product Disclosure Statement, terms and conditions, Financial Services Guide and Guide to Fees and Charges before making any decision about whether to acquire or continue to hold the product. You can obtain a copy of those documents from any Bank of Queensland branch or by contacting us. For Target Market Determinations please refer here.

      Bank of Queensland Credit Cards (“Credit Cards”) are issued by National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”) and distributed by Bank of Queensland Limited ABN 32 009 656 740 (“BOQ”). NAB has acquired the business relating to the Credit Cards from Citigroup Pty Ltd (ABN 88 004 325 080, AFSL and Australian Credit Licence 238098) ("Citi") and has appointed Citi to assist to administer the Credit Cards. BOQ does not and will not guarantee or otherwise support NAB’s obligations under the contracts or agreements connected with the Credit Cards.

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