Your High Interest Savings Account

1.05 %P.A.^^
Bonus Interest on balances up to $250,000 when Bonus Criteria is met*
Bonus Interest each month when you meet the Bonus Criteria*
Deposits up to $250,000 protected by the Federal Government deposit guarantee #

Your Bonus Interest

Here's how you can earn your Bonus Interest with our best high interest savings account:

Bonus Criteria
  • Deposit a minimum of $1000 into your linked Day2Day Plus Account each month from an external source- like your salary and:
  • Make 5 or more eligible transactions from your linked Day2Day Plus Account each month such as settled Visa Debit Card or eftpos card purchases, ATM withdrawals or direct debits
Important Information
  • Earn 1.05% p.a. Bonus Interest in the following month on your Fast Track Saver Account balance
  • For balances over $250,000 the Base Rate of 0.05% p.a. applies
  • Your account will earn the Base Rate in the month that you open it and any month you don't meet the Bonus Criteria


Our Fast Track Saver is literally a winner, awarded the 2020 Mozo Experts Choice Award for Regular Saver and 2020 RateCity Gold Award for Best Savings Account for Regular Savers.

The BOQ Fast Track Saver ensures you save faster with award-winning confidence.

Everyday banking with no monthly fees

Day2Day Plus Account®

The Day2Day Plus Account is the everyday bank account that frees you to live the way you want, each and every day.

  • Easily manage your daily transactions and bills through internet banking
  • Unlimited deposits, withdrawals, BOQ balance enquiries, funds transfer and BPAY transactions
  • Contactless payments and secure online purchases through Visa Debit

Earn Q Rewards® points and enjoy perks

Platinum Visa Credit Card

Enjoy Q Rewards® points for every dollar you spend on Eligible Transactions4 , plus get access to complimentary international travel insurance and extended warranties (terms, conditions, limits and exclusions apply)6 .

  • 80,000 bonus Q Rewards® points if you spend $3,000 in the first 2 months from card approval on Eligible Transactions1
  • 0% p.a. on balance transfers for 14 months, reverting to the cash advance rate thereafter. No fees on balance transfers. No interest free days apply to retail purchases while you have a balance transfer3
  • Earn 2 Q Rewards® points for every dollar spent on Eligible Transactions 4


Fast Track Starter Account

A great way to start saving if you are 14 - 24 years old

  • Earn ongoing Bonus Interest variable rate when you meet Bonus Criteria
  • Simply deposit $200 or more and do 5 or more eligible transactions on your linked Day2Day Plus Account
  • No minimum balance required