At a glance

2.50 %P.A. ^^
Bonus Interest on balances up to $250,000 when Bonus Criteria is met*
Bonus Interest variable rate each month when you meet the Bonus Criteria*
$ 0
Account maintenance fees
Withdrawals to your linked Day2Day Account while still earning Bonus Interest*

Why Choose the Fast Track Saver Account

Fast track your savings with a high interest savings account that rewards you for using your Day2Day Plus Account

Ongoing Bonus Interest

Earn Bonus Interest variable rate by depositing $1,000 a month (like your salary) to your linked Day2Day Plus Account*

No minimum account balance

Earn Bonus Interest on your savings, with no minimum balance required.


Unlimited transfers

Make unlimited online transfers to your linked Day2Day Plus Account while still earning Bonus Interest*

The Fast Track Starter Account is provided to customers aged between 14 and 24.

Interest rates

Interest is calculated daily on a stepped basis and paid monthly on the first day of the month.


Bonus Interest variable rate % p.a.*

Applies when $1,000 is deposited to your linked Day2Day Account, in the prior month

Base variable rate % p.a.
$1 to $250,000

Important Information

  • Bonus Criteria will be met where $1,000 or more is credited to the linked Day2Day Plus account in the prior month. This amount does not include amounts transferred from another one of your BOQ Accounts.  Bonus Interest applies for the following month, if the Bonus Criteria is met in the prior month.
  • For month 1 of account opening, the Base Rate applies, with eligibility assessed at the end of this month, and if met, Bonus Rate will apply from month 2.
  • For balances over $250,000 the base rate of 0.35% p.a. applies.

Ready to apply?

Apply for your Fast Track Savings Account and linked Day2Day Plus Account online, in branch or give us a call.

To apply for a Fast Track Account, you must be: 

  • A citizen or permanent resident of Australia
  • Aged 25 years or over (Fast Track Saver) or between 14 and 24 years (Fast Track Starter) 
  • Applying for a personal account and not in the name of a business or trust. There should be no more than two account holders for this account

Linked to your Day2Day Plus Transaction Account

Benefit from the Day2Day Plus Account which will be opened and linked to your Fast Track Saver Account when you apply.


Everyday banking with no monthly fees

Day2Day Plus Account®

The Day2Day Plus Account is the everyday bank account that frees you to live the way you want, each and every day.

  • Easily manage your daily transactions and bills through internet banking
  • Unlimited deposits, withdrawals, BOQ balance enquiries, funds transfer and BPAY transactions
  • Contactless payments and secure online purchases through Visa Debit

Start saving if you are aged between 14 to 25

The Fast Track Starter Account will automatically convert to a Fast Track Saver Account on your 25th Birthday.




Fast Track Starter Account

A great way to start saving if you are 14 - 24 years old

  • Earn ongoing Bonus Interest variable rate by making monthly deposits of $200 or more into your linked Day2Day Plus Account
  • No minimum balance to start earning interest
  • No monthly account maintenance fees


At BOQ, we keep our fees to a minimum. Any fees we do have we’ll show you up front so there are no surprises.

Features Applicable Fees
Account maintenance Fee Nil

A full list of fees can be found in our Fees and Charges Guide below.

Important information

For important information on the Fast Track Saver Account, view the Terms and Conditions.

We can also help with:

Fixed term interest rates and no account fees

Term Deposits

Rewarding you with higher interest on balances over $5,000. Enjoy the security of a fixed rate for your nominated term.

  • Flexible terms from just 1 month
  • Minimum investment of just $1,000
  • Choose how and when you receive interest payments

Personal loan

Fixed Rate Unsecured Personal Loan

Whether you’re looking to pay for your next car, holiday, wedding, consolidate your debts or you need some extra funds, our personal loans can help make it a reality.

  • Low rate personal loans
  • Flexible repayment options to suit your budget
  • Pay off your loan sooner with unlimited extra repayments and no early repayment fees