At a glance
$ 0
Account keeping fees
FREE
Free access to over 10,000 ATMs*
$ 0
Minimum deposits
Why choose our Day2Day Plus Account
The Day2Day Plus Account® is the everyday bank account with no monthly fees that frees you to live the way you want, each and every day.
Free ATM withdrawals
Free withdrawals at all rediATMs and some other Australian bank's ATMs*
Unlimited transactions
Unlimited cheques, withdrawals, BOQ balance enquiries, funds transfer and BPAY transactions
No minimum monthly deposit or balance
Deposit as much or as little as you want anytime, into your everyday account
Visa Debit Card
Free Visa Debit Card to shop online, in-store, in Australia and overseas.
Secure deposits
All deposits up to $250,000 are protected by the Federal Government’s deposit guarantee, so your savings are secure with us.#
Fees
Keep your fees to a minimum with our no monthly fee bank account.*
| Fee Type | Fee Amount |
|---|---|
Account Maintenance Fee |
Nil |
Monthly Card Fee (Visa Debit) |
Free |
Teller Withdrawals |
Free |
Cheques Written |
Free |
BOQ Balance Enquiry |
Free |
BOQ ATM/EFTPOS fees |
Free |
BPAY |
Free |
Funds Transfer |
Free |
Single/Multi pay anyone |
Free |
* Other fees (including other bank ATM and International Transaction fees) and charges may be payable. Please view the Personal Banking Guide to Fees and Charges for more details.
Apply Now!
Check your eligibility
You must be:
- A citizen or permanent resident of Australia
- Fourteen (14) years of age or over
- Applying for a personal account and not in the name of a business or trust
- There should be no more than two account holders for this account
- Eleven (11) years of age or over to apply in branch, when accompanied by a parent/guardian
If you’re a new BOQ Customer
Retrieve saved application
If you've started an application and you would like to retrieve it, click the button below:
If you’re an existing BOQ Customer
It will take 10 minutes to complete your application. You can also save and resume at a later date if needed.
Step 1. Log on to Internet Banking
Step 2. Select "New Accounts" tab in the left hand navigation column.
Step 3. Select “Open Day2Day Plus Account®" on the New Accounts page.
A few rewarding offers, on us!
Another great reason to open a Day2Day Plus Account with BOQ. Redeem the below offers with your BOQ Visa Debit Card.
Explore Dell's latest computers & technology solutions.
Terms & conditions apply 1
Get fresh, pre-portioned ingredients and delicious recipes delivered every week.
Terms & conditions apply 2
Up to 10% off domestic hotel bookings with Visa.
Terms & conditions apply 3
Unlock more value with these great Visa Offers & Perks!
Day2Day Plus Account with Concession Features
A Day2Day Plus Account with concession features for eligible Government Concession Card holders.
If you are an eligible Commonwealth Government Pension or Concession Card Holder, benefit from a Day2Day Plus Account with no dishonour fees and no overdrawn fees
You might also be interested in:
Less time checking out and more time enjoying your purchases.
Visa Debit Card
Add a Visa Debit Card to your eligible BOQ Savings or Everyday Banking account and enjoy shopping anywhere Visa is accepted, in Australia or overseas.
- Contactless payments for transactions under $100
- Secure online transactions
- Withdraw cash from over 2.2 million ATMs worldwide
BONUS INTEREST VARIABLE RATE FOR BALANCES UP TO $250,000 IF BONUS CRITERIA MET7
Fast Track Saver Account
Feel sure of your savings with a high interest savings account that rewards you for using your linked Day2Day Plus Account.
- Earn ongoing Bonus Interest variable rate when you meet Bonus Criteria
- Simply deposit $1,000 or more and do 5 or more eligible transactions that are settled (not pending) on your linked Day2Day Plus Account
- No minimum balance required
- Winner of multiple industry awards including RateCity Gold Award 2021 for Best Regular Savers Account
Earn Q Rewards® points with a Blue Visa Credit Card
Blue Visa Credit Card
Earn Q Rewards points and redeem them for a range of options or even your next holiday4
- 0% p.a. on balance transfers for 18 months, reverting to the cash advance rate thereafter. No interest free days apply to retail purchases while you have a balance transfer5
- No fees on balance transfers
- Earn 1 Q Rewards point for every dollar spent on Eligible Transactions4
