At a glance

$ 0 
Account keeping fees
Free access to over 10,000 ATMs*
$ 0 
Minimum deposits

Ready to apply?

This form takes approximately
10 minutes to complete. You can also partly complete the application form and save and resume at a later date. 

If you’re a new BOQ Customer

Retrieve saved application

If you're an existing BOQ Customer

Why choose our Day2Day Plus Account

The Day2Day Plus Account® is the everyday bank account with no monthly fees that frees you to live the way you want, each and every day.

Free ATM withdrawals

Fee free access to over 2,100 atmx by Armaguard ATMs, our preferred ATM network, as well as all BOQ Branch ATMs and some other Australian banks' ATMs

Unlimited transactions

Unlimited cheques, withdrawals, BOQ balance enquiries, funds transfer and BPAY transactions

No minimum monthly deposit or balance

Deposit as much or as little as you want anytime, into your everyday account

Visa Debit Card

Receive a free Visa Debit Card in the mail and also add it to your digital wallet to shop online, in-store, in Australia and overseas.

Secure deposits

All deposits up to $250,000 are protected by the Federal Government’s deposit guarantee, so your savings are secure with us.#

  • Visa Debit card features

    Add a BOQ Visa Debit Card to your Everday Banking Account. With Visa contactless payments, you'll spend less time checking out and more time enjoying your purchases. 

    Don't forget you can add your BOQ VIsa Debit Card to your digital wallet for fast, safe and secure payments on the go.

    Tap To Pay With Visa

    With your new card, you'll be able to make everyday contactless payments securely and easily with your digital devices. 

    Worldwide Acceptance

    You can now enjoy shopping everywhere Visa and eftpos are accepted, including online, in-store, over the phone and overseas.

    Recycled Materials

    As well as a tonne of features and benefits, your new card is made from 82% recycled plastic - so it's good for you and the planet! 

    Card Controls

    Card controls to help you better manage your spending and security. Find out more.

    Fraud Protection

    Visa's Zero Liability Policy* guarantees that you won’t be held responsible for unauthorised charges made on your account. If you notice any unauthorised transactions on your statement, contact BOQ immediately.

    Visa Offers & Perks

    Access to exclusive Visa Offers & Perks like discounts at your favourite stores and restaurants. 

  • No monthly fee

    Keep your fees to a minimum with our no monthly fee bank account.*

    Fee Type Fee Amount

    Account Maintenance Fee


    Monthly Card Fee (Visa Debit)


    Teller Withdrawals


    Cheques Written


    BOQ Balance Enquiry






    Funds Transfer


    Single/Multi pay anyone


    * Other fees (including other bank ATM and International Transaction fees) and charges may be payable. Please view the Personal Banking Guide to Fees and Charges for more details.

  • A few rewarding offers, on us!

    Another great reason to open a Day2Day Plus Account with BOQ. Redeem the below offers with your BOQ Visa Debit Card.

    Receive 20% off selected full priced items


    Australia’s number 1 destination for online fashion.

    Terms & conditions apply 1

    Spend $250 on Red Balloon experiences with Visa and get $25 back.

    Explore RedBalloon, the heartland of amazing Australian experiences & unique gift ideas. 

    Terms & conditions apply 2

    Get up to 10% cashback on accommodation bookings’s mission is to make it easier for everyone to experience the world.

    Terms & conditions apply 3

    Unlock more value with these great Visa Offers & Perks!

    Apply Now!

    If you’re a new BOQ Customer

    Check your eligibility

    You must be:

    • A citizen or permanent resident of Australia
    • Fourteen (14) years of age or over
    • Applying for a personal account and not in the name of a business or trust
    • There should be no more than two account holders for this account
    • Eleven (11) years of age or over to apply in branch, when accompanied by a parent/guardian

    Retrieve saved application

    If you've started an application and you would like to retrieve it, click the button below:

    Load Saved Application


    If you’re an existing BOQ Customer

    It will take 10 minutes to complete your application. You can also save and resume at a later date if needed.

    Step 1. Log on to Internet Banking

    Step 2. Select "New Accounts" tab in the left hand navigation column.

    Step 3. Select “Open Day2Day Plus Account®" on the New Accounts page.

Day2Day Plus Account with Concession Features

A Day2Day Plus Account with concession features for eligible Government Concession Card holders.

If you are an eligible Commonwealth Government Pension or Concession Card Holder, benefit from a Day2Day Plus Account with no dishonour fees and no overdrawn fees

Find out more

You might also be interested in:

Less time checking out and more time enjoying your purchases.

Visa Debit Card

Add a Visa Debit Card to your eligible BOQ Savings or Everyday Banking account and enjoy shopping anywhere Visa is accepted, in Australia or overseas.

  • Contactless payments for transactions under $100
  • Secure online transactions
  • Withdraw cash from over 2.2 million ATMs worldwide


Fast Track Saver Account

Feel sure of your savings with a high interest savings account that rewards you for using your linked Day2Day Plus Account.

  • Earn ongoing Bonus Interest variable rate when you meet Bonus Criteria
  • Simply deposit $1,000 or more and do 5 or more eligible transactions that are settled (not pending) on your linked Day2Day Plus Account
  • No minimum balance required
  • Winner of multiple industry awards including RateCity Gold Award 2021 for Best Regular Savers Account

Earn Q Rewards Points with a Blue Visa Credit Card

Blue Visa Credit Card

Earn 1 Q Rewards® point for each dollar spent on Eligible Purchases and redeem them for a range of options like evouchers, cashback and pay with points.4

  • 0% p.a. on balance transfers for 18 months, reverting to the cash advance rate thereafter. No interest free days apply to retail purchases while you have a balance transfer5
  • No fees on balance transfers
  • Earn 1 Q Rewards point for every dollar spent on Eligible Transactions4