At a glance

$ 0
Account keeping fees
Free access to over 10,000 ATMs*
$ 0
Minimum deposits

Why choose our Day2Day Plus Account

The Day2Day Plus Account® is the everyday account with no monthly fees that frees you to live the way you want, each and every day.

Free ATM withdrawals

Free withdrawals at all rediATMs and some other Australian bank's ATMs*

Unlimited transactions

Unlimited cheques, withdrawals, BOQ balance enquiries, funds transfer and BPAY transactions

No minimum monthly deposit or balance

Deposit as much or as little as you want anytime, into your everyday account

Visa Debit Card

Free  Visa Debit Card to shop online, in-store, in Australia and overseas.


Keep your fees to a minimum with our no monthly fee bank account.*

Fee Type Fee Amount

Account Maintenance Fee


Monthly Card Fee (Visa Debit)


Teller Withdrawals


Cheques Written


BOQ Balance Enquiry






Funds Transfer


Single/Multi pay anyone


* Other fees (including other bank ATM and International Transaction fees) and charges may be payable. Please view the Personal Banking Guide to Fees and Charges for more details.

Apply Now!


Check your eligibility

You must be:

  • A citizen or permanent resident of Australia
  • Fourteen (14) years of age or over
  • Applying for a personal account and not in the name of a business or trust
  • There should be no more than two account holders for this account
  • Eleven (11) years of age or over to apply in branch, when accompanied by a parent/guardian

If you’re a new BOQ Customer

If you’re an existing BOQ Customer

It will take 10 minutes to complete your application. You can also save and resume at a later date if needed.

Step 1. Log on to Internet Banking

Step 2. Select "New Accounts" tab in the left hand navigation column.

Step 3. Select “Open Day2Day Plus Account®" on the New Accounts page.

A few rewarding offers, on us!

Another great reason to open a Day2Day Plus Account with BOQ. Redeem the below offers with your BOQ Visa Debit Card.

Receive 10% off the ICONIC exclusives
Receive 10% off the ICONIC exclusives

Enjoy a 10% discount on the ICONIC Exclusives when shopping with Australia's best online fashion retailer using your BOQ Visa Debit Card!


Terms & conditions apply 2

Your change to receive $5 off at McDonald's
Your chance to receive $5 off at McDonald's

Make your first mymacca's in-app purchase using your BOQ Visa Debit Card to receive a $5 off mymacca's app voucher, redeemable via the app.


Terms & conditions apply 3

Save extra 10% off selected hotels
Save extra 10% off selected hotels on Expedia

Treat youself to a night away and receive 10% off selected hotels by using your BOQ Visa Debit Card.


Terms & conditions apply 4

Unlock more value with these great Visa Offers & Perks!

Handy tools


You might also be interested in:

Less time checking out and more time enjoying your purchases.

Visa Debit Card

Add a Visa Debit Card to your eligible BOQ Savings or Everyday Banking account and enjoy shopping anywhere Visa is accepted, in Australia or overseas.

  • Contactless payments for transactions under $100
  • Secure online transactions
  • Withdraw cash from over 2.2 million ATMs worldwide


Fast Track Saver Account

Fast track your savings with a high interest savings account that rewards you for using your linked Day2Day Plus Account.

  • Earn ongoing Bonus Interest variable rate when you meet Bonus Criteria
  • Simply deposit $1,000 or more and do 5 or more eligible transactions on your linked Day2Day Plus Account
  • No minimum balance required

Earn Q Rewards® points with a Blue Visa Credit Card

Blue Visa Credit Card

Earn Q Rewards® points and redeem them for range of merchandise, gift cards or even your next holiday19

  • $120 cash back if you spend $500 per month on retail purchases for the first 3 months (that’s Netflix for a year!)22
  • 0% p.a. on balance transfers for 6 months, reverting to the cash advance rate thereafter16 No interest free days apply to retail purchases while you have a balance transfer
  • Earn 1 Q Rewards® point for every dollar spent on Eligible Transactions19