At a glance

$ 0 
Account keeping fees
Free access to over 10,000 ATMs*
$ 0 
Minimum deposits

Why choose our Day2Day Plus Account

The Day2Day Plus Account® is the everyday bank account with no monthly fees that frees you to live the way you want, each and every day.

Free ATM withdrawals

Free withdrawals at all rediATMs and some other Australian bank's ATMs*

Unlimited transactions

Unlimited cheques, withdrawals, BOQ balance enquiries, funds transfer and BPAY transactions

No minimum monthly deposit or balance

Deposit as much or as little as you want anytime, into your everyday account

Visa Debit Card

Free  Visa Debit Card to shop online, in-store, in Australia and overseas.

Secure deposits

All deposits up to $250,000 are protected by the Federal Government’s deposit guarantee, so your savings are secure with us.#

  • Competition Terms & Conditions##

    Promotion commences on 1 September 2020 and ends on 30 November 2020. Promotion open to Australian residents over 18 years who hold a BOQ Account with one or more linked personal BOQ Debit Card(s) and who make five eligible transactions using their personal BOQ Debit Card during a calendar month in the Promotion Period. 5 Prizes of $5,000 deposited into the winners’ BOQ Account to be drawn by 5pm AEST on each of 7 October 2020, 9 November 2020 and 7 December 2020 from eligible entries received during the relevant calendar month at Level 5, 100 Skyring Terrace Newstead QLD 4006 (total of 15 prizes of $5,000 each to be won – total prize pool of $75,000). Winners will be notified by email and phone, and winners’ names will be published in The Australian within 14 days of each Prize Draw and on BOQ’s Facebook page on the same day as each Prize Draw. Full terms and conditions and rules of entry available here. Authorised under permit numbers: ACT TP 20/00948.1. SA T20/833. NSW TP/00096. The Promoter is Bank of Queensland Limited ABN 32 009 656 740 (BOQ) of Level 6, 100 Skyring Terrace Newstead QLD 4006.




Keep your fees to a minimum with our no monthly fee bank account.*

Fee Type Fee Amount

Account Maintenance Fee


Monthly Card Fee (Visa Debit)


Teller Withdrawals


Cheques Written


BOQ Balance Enquiry






Funds Transfer


Single/Multi pay anyone


* Other fees (including other bank ATM and International Transaction fees) and charges may be payable. Please view the Personal Banking Guide to Fees and Charges for more details.

Apply Now!

Check your eligibility

You must be:

  • A citizen or permanent resident of Australia
  • Fourteen (14) years of age or over
  • Applying for a personal account and not in the name of a business or trust
  • There should be no more than two account holders for this account
  • Eleven (11) years of age or over to apply in branch, when accompanied by a parent/guardian

If you’re a new BOQ Customer

Retrieve saved application

If you've started an application and you would like to retrieve it, click the button below:

Load Saved Application

If you’re an existing BOQ Customer

It will take 10 minutes to complete your application. You can also save and resume at a later date if needed.

Step 1. Log on to Internet Banking

Step 2. Select "New Accounts" tab in the left hand navigation column.

Step 3. Select “Open Day2Day Plus Account®" on the New Accounts page.

A few rewarding offers, on us!

Another great reason to open a Day2Day Plus Account with BOQ. Redeem the below offers with your BOQ Visa Debit Card.

Receive 10% off the ICONIC exclusives
Receive 10% off the ICONIC exclusives

Enjoy a 10% discount on the ICONIC Exclusives when shopping with Australia's best online fashion retailer using your BOQ Visa Debit Card!


Terms & conditions apply 2

Your change to receive $5 off at McDonald's
Your chance to receive $5 off at McDonald's

Make your first mymacca's in-app purchase using your BOQ Visa Debit Card to receive a $5 off mymacca's app voucher, redeemable via the app.


Terms & conditions apply 3

Receive 10% off full priced items with EMU Australia
Receive 10% off full priced items with EMU Australia

Treat yourself to 10% off full priced items with EMU Australia by using your BOQ Visa Debit Card.


Terms & conditions apply 4

Unlock more value with these great Visa Offers & Perks!

Handy tools

Day2Day Plus Account with Concession Features

A Day2Day Plus Account with concession features for eligible Government Concession Card holders.

If you are an eligible Commonwealth Government Pension or Concession Card Holder, benefit from a Day2Day Plus Account with no dishonour fees and no overdrawn fees

Find out more

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Less time checking out and more time enjoying your purchases.

Visa Debit Card

Add a Visa Debit Card to your eligible BOQ Savings or Everyday Banking account and enjoy shopping anywhere Visa is accepted, in Australia or overseas.

  • Contactless payments for transactions under $100
  • Secure online transactions
  • Withdraw cash from over 2.2 million ATMs worldwide


Fast Track Saver Account

Feel sure of your savings with a high interest savings account that rewards you for using your linked Day2Day Plus Account.

  • Earn ongoing Bonus Interest variable rate when you meet Bonus Criteria
  • Simply deposit $1,000 or more and do 5 or more eligible transactions on your linked Day2Day Plus Account
  • No minimum balance required

Earn Q Rewards® points with a Blue Visa Credit Card

Blue Visa Credit Card

Earn Q Rewards® points and redeem them for a range of options or even your next holiday4

  • 0% p.a. on balance transfers for 18 months, reverting to the cash advance rate thereafter. No interest free days apply to retail purchases while you have a balance transfer5
  • No fees on balance transfers
  • Earn 1 Q Rewards® point for every dollar spent on Eligible Transactions4