At a glance

$ 0 
Account keeping fees
Free access to over 10,000 ATMs*
$ 0 
Minimum deposits

Ready to apply?

This form takes approximately
10 minutes to complete. You can also partly complete the application form and save and resume at a later date. 

If you’re a new BOQ Customer

Retrieve saved application

If you're an existing BOQ Customer

Why choose our Day2Day Plus Account

The Day2Day Plus Account® is the everyday bank account with no monthly fees that frees you to live the way you want, each and every day.

Free ATM withdrawals

Free withdrawals at all rediATMs and some other Australian bank's ATMs*

Unlimited transactions

Unlimited cheques, withdrawals, BOQ balance enquiries, funds transfer and BPAY transactions

No minimum monthly deposit or balance

Deposit as much or as little as you want anytime, into your everyday account

Visa Debit Card

Free  Visa Debit Card to shop online, in-store, in Australia and overseas.

Secure deposits

All deposits up to $250,000 are protected by the Federal Government’s deposit guarantee, so your savings are secure with us.#

  • Visa Debit card features

    Add a Visa Debit Card to your Day 2 Day Plus Account and enjoy shopping anywhere Visa is accepted, including online, in-store, over the phone, overseas and in Australia. 

    With Visa payWave, you'll spend less time checking out and more time enjoying your purchases.

    Tap to pay with Visa

    You can tap to pay with your Visa Debit Card wherever contactless payments are accepted in Australia and overseas.

    Shop Online with Ease

    Visa Checkout helps you save time shopping online with a username and password linked to your nominated BOQ Visa Debit card. Sign up here.

    Secure Online Transactions

    Verified by Visa adds an extra layer of security when you're shopping online at participating retailers, where you will need to verify your identity to ensure your transaction is genuine.

    Press Credit In-store

    Simply press 'Credit' when buying in-store with your Visa Debit Card, and you'll be protected by Visa's Zero Liability Policy*. 

    Worldwide Acceptance

    When travelling overseas, you can use your Visa card anywhere Visa is accepted and withdraw cash from over 2.2 million ATMs worldwide. Visa's Global Customer Assistance Services provides customer assistance anywhere in the world, 24 hours a day, 7 days a week.

    Fraud Protection

    Visa Debit Cards are backed by Visa's Zero Liability Policy*  that covers you for fraudulent or unauthorised transactions. If you notice any unauthorised transactions on your statement, contact BOQ  immediately.

    Visa Offers & Perks

    Unlock more value with these great Visa Offers & Perks by simply using your BOQ Visa Debit Card. 

    Lost or Stolen Card

    If your BOQ Visa Debit card has been lost or stolen, please call Customer Connect on 1300 55 72 72 (or +617 3336 2222 from overseas) to organise a replacement card, 24 hours a day, 7 days a week. 

  • No monthly fee

    Keep your fees to a minimum with our no monthly fee bank account.*

    Fee Type Fee Amount

    Account Maintenance Fee


    Monthly Card Fee (Visa Debit)


    Teller Withdrawals


    Cheques Written


    BOQ Balance Enquiry






    Funds Transfer


    Single/Multi pay anyone


    * Other fees (including other bank ATM and International Transaction fees) and charges may be payable. Please view the Personal Banking Guide to Fees and Charges for more details.

  • A few rewarding offers, on us!

    Another great reason to open a Day2Day Plus Account with BOQ. Redeem the below offers with your BOQ Visa Debit Card.

    Receive 20% off selected full priced items

    Australia’s number 1 destination for online fashion.

    Terms & conditions apply 1

    Receive 30% off any large pizza

    Order Pizza Hut online now! View our delicious range of pizzas to takeaway or be delivered, hot & fresh, to your door.

    Terms & conditions apply 2

    Enjoy domestic travel deals with Visa and Agoda

    Up to 10% off domestic hotel bookings with Visa.

    Terms & conditions apply 3

    Unlock more value with these great Visa Offers & Perks!

    Apply Now!

    If you’re a new BOQ Customer

    Check your eligibility

    You must be:

    • A citizen or permanent resident of Australia
    • Fourteen (14) years of age or over
    • Applying for a personal account and not in the name of a business or trust
    • There should be no more than two account holders for this account
    • Eleven (11) years of age or over to apply in branch, when accompanied by a parent/guardian

    Retrieve saved application

    If you've started an application and you would like to retrieve it, click the button below:

    Load Saved Application


    If you’re an existing BOQ Customer

    It will take 10 minutes to complete your application. You can also save and resume at a later date if needed.

    Step 1. Log on to Internet Banking

    Step 2. Select "New Accounts" tab in the left hand navigation column.

    Step 3. Select “Open Day2Day Plus Account®" on the New Accounts page.

Day2Day Plus Account with Concession Features

A Day2Day Plus Account with concession features for eligible Government Concession Card holders.

If you are an eligible Commonwealth Government Pension or Concession Card Holder, benefit from a Day2Day Plus Account with no dishonour fees and no overdrawn fees

Find out more

You might also be interested in:

Less time checking out and more time enjoying your purchases.

Visa Debit Card

Add a Visa Debit Card to your eligible BOQ Savings or Everyday Banking account and enjoy shopping anywhere Visa is accepted, in Australia or overseas.

  • Contactless payments for transactions under $100
  • Secure online transactions
  • Withdraw cash from over 2.2 million ATMs worldwide


Fast Track Saver Account

Feel sure of your savings with a high interest savings account that rewards you for using your linked Day2Day Plus Account.

  • Earn ongoing Bonus Interest variable rate when you meet Bonus Criteria
  • Simply deposit $1,000 or more and do 5 or more eligible transactions that are settled (not pending) on your linked Day2Day Plus Account
  • No minimum balance required
  • Winner of multiple industry awards including RateCity Gold Award 2021 for Best Regular Savers Account

Earn Q Rewards Points with a Blue Visa Credit Card

Blue Visa Credit Card

Earn 1 Q Rewards® point for each dollar spent on Eligible Purchases and redeem them for a range of options like evouchers, cashback and pay with points.4

  • 0% p.a. on balance transfers for 18 months, reverting to the cash advance rate thereafter. No interest free days apply to retail purchases while you have a balance transfer5
  • No fees on balance transfers
  • Earn 1 Q Rewards point for every dollar spent on Eligible Transactions4