Premier Investment Term Deposit Interest Rates

View Term Deposit

Fixed term deposit rates for a fixed term#

Current special term deposit rates $5,000 to $249,999

Term Term in Days Interest rate % p.a.
3 months 89 - 119 2.40*
5 months  150 - 180 2.00*
6 months 181 - 211 2.20*
7 months 212 - 241 2.65*
8 months 242 - 272 2.30*
9 months 273 - 302 2.30*
10 months 303 - 333 2.30*
12 months 365 - 729 2.65*

24 months

730 - 1094

2.75*
36 months 1095 - 1459 2.85*
48 months 1460 - 1826 2.65*

All Term Deposit Interest Rates#

Term Term in Days $1,000 to $4,999 - Interest rate % p.a. $5,000 - $249,999 - Interest rate % p.a.
Less than 1 1 - 27 0.20 0.60
1 less than 2 28 - 58 0.30 1.50
2 less than 3 59 - 88 0.90 1.70
3 less than 4 89 - 119 0.90 2.40*
4 less than 5 120 - 149 1.00 1.90
5 less than 6 150 - 180 1.00 2.00*
6 less than 7 181 - 211 1.00 2.20*
7 less than 8 212 - 241 1.00 2.65*
8 less than 9 242 - 272 1.00 2.30*
9 less than 10 273 - 302 1.10 2.30*
10 less than 11 303 - 333 1.10 2.30*
11 less than 12 334 - 364 1.10 1.90
12 less than 24 365 - 729 1.15 2.65*
24 less than 36 730 - 1094 1.15 2.75*
36 less than 48 1095 - 1459 1.15 2.85*
48 less than 60 1460 - 1826 1.15 2.65*
  • Interest rates are effective 11/12/2018.

Important information

  • #Term deposit rates quoted for term of less than 1 month apply to both end of term and monthly interest payment options. All other term deposit rates quoted apply only if end of term interest payment is chosen. For monthly interest payments, the applicable interest rate will be the rate quoted above less 0.25% p.a. 
  • Further bonus offers, specials or package rates do not apply to term deposit rates denoted with “*”. 
  • Special term deposit rates are indicated above in bold.
  • You must provide 31 days notice for early withdrawal or termination before your fixed term Deposit Account matures.
  • Term of less than 1 month is available only on reinvestment of funds.
  • Home Loan Privileges Package customers who invest between $25,000 and $250,000 can receive bonus interest of 0.25% p.a. in addition to the rates quoted above (excludes rates denoted with “*”).
  • All term deposit rates quoted are per annum. Minimum investment amount and account balance is $1,000. Interest is calculated daily and paid at the end of the investment term, or in the case of investments longer than 12 months, paid annually.
  • Eligible BOQ shareholders who invest between $25,000 and $250,000 can receive 0.25% p.a. bonus interest in addition to the rates quoted above (excludes rates denoted with “*”)