BOQ Car Loans

Hit the road with our low interest car loans

Time to upgrade to a new set of wheels? Whether you're looking for something sporty, a family sedan or a pre-loved card, hit the road sooner with our low interest car finance.


We offer fast approvals by using your car as security, so you can drive away sooner with low interest car loan rates. Your car loan can be tailored to fit your budget, whether you're looking for flexibility or easier budgeting.

Plus for a limited time, when you take out a Fixed or Variable BOQ Car Loan you'll get a $100 BP Gift Card to really get you motoring.*


Enquire today

Car Loan Interest Rates


Interest rate % p.a. 

Comparison rate % p.a. 

Fixed Motor Vehicle Secured



Variable Motor Vehicle Secured




Car Loan Features and Benefits

Feature 1

Fast approval with a low interest car loan rate

Feature 4

Minimum loan amount from $5,000

Feature 3

Loan term of 1-7 years

Feature 5

Weekly, fortnightly and monthly repayment options

 Feature 6 

Unlimited extra repayments

Feature 8

Internet Banking & EasyPhone Banking access#

 #excluding withdrawals, transfers and BPAY® 


  • Fixed Rate Car Loans give you the certainty of knowing what your repayments will be over the course of your loan. Your repayment amount is determined at the start of the loan.
  • Variable Rate Car Loans have interest rates that go up and down based on the market. You'll have increased flexibility to pay off your loan sooner with unlimited additional repayments.


Fees and charges

Application fee$195
Monthly maintenance fee$7.50 (new loans only)


Apply for a car loan

Important Information

Please view the Terms and Conditions below:


$100 BP Gift Card Offer Terms and Conditions

*Offer available for new fixed or variable secured car loan applications received between 5 June 2017 and 30 July 2017 and settled by 11 August 2017. Minimum loan amount $5,000 with a minimum loan term of one (1) year. Not available in conjunction with any other offers or promotions. Once the eligibility criteria has been met, BOQ will mail the $100 BP Fuel card to your most recent address BOQ has recorded within 30 business days. Limit of one $100 BP Fuel card per loan. BOQ accepts no responsibility or liability in relation to the gift cards, including for any lost or stolen cards once dispatched by post and for any taxes which may be payable. You should seek independent advice regarding the tax implications (if any) of receiving the gift card.


Click to view the BP Gift Card Terms and Conditions 


1 Comparison Rate calculated on a loan amount of $30,000 over a term of 5 years. These rates are for secured loans only.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Fees and charges are payable. Normal credit assessment criteria apply. Full terms and conditions are available at any BOQ branch. Interest rates quoted are indicative only, and are subject to change without notice. Fixed interest rates may vary between application and drawdown of the loan. Credit provided by Bank of Queensland Limited ABN 32 009 656 740 AFSL and Australian Credit Licence number 244616.


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