BOQ Car Loans

Hit the road with a flexible, low interest car loan

When it’s time to upgrade to a new set of wheels, we can help you hit the road sooner with a low interest car loan.   


By using your car as security, you can lock in a low rate with terms, repayments and features tailored to fit your budget.  


Whether you pick a fixed or variable rate car loan, you can make unlimited additional repayments or repay your loan early without any additional fees or charges. 


Apply for a car loan

Car Loan Interest Rates


Interest rate % p.a. 

Comparison rate % p.a. 

Fixed Motor Vehicle Secured



Variable Motor Vehicle Secured




Car Loan Features and Benefits

Feature 6 

Unlimited additional repayments and no early repayment fees

Feature 4

Minimum loan amount from $5,000

Feature 3 

Loan term of 1-7 years

Feature 5

Weekly, fortnightly and monthly repayment options

  Feature 1 

Fast approval

Feature 8

Internet Banking & EasyPhone Banking access#

 #excluding withdrawals, transfers and BPAY® 


  • Fixed Rate Car Loans give you the certainty of knowing what your repayments will be over the course of your loan. Your repayment amount is determined at the start of the loan.
  • Variable Rate Car Loans have interest rates that go up and down based on the market.


Fees and charges

Application fee$195
Monthly maintenance fee$7.50


Apply for a car loan

Eligibility Criteria

  • You must be over the age of 18
  • Have a regular, permanent income
  • Need to be an Australian Citizen or permanent resident of Australia, living and working in Australia
  • Loan purpose must be for personal use


Important Information

Please view the Terms and Conditions below:


1 Comparison Rate calculated on a loan amount of $30,000 over a term of 5 years. These rates are for secured loans only.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Fees and charges are payable. Normal credit assessment criteria apply. Full terms and conditions are available at any BOQ branch. Interest rates quoted are indicative only, and are subject to change without notice. Fixed interest rates may vary between application and drawdown of the loan. Credit provided by Bank of Queensland Limited ABN 32 009 656 740 AFSL and Australian Credit Licence number 244616.


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