BOQ Car Loans

Whether it's something sporty, a family sedan or a 4WD, a new set of wheels can be hard to resist. Apart from choosing the model and colour that suits your style, the biggest decision you'll face is financing your purchase.


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Interest Rates


Interest rate % p.a. 

Comparison rate % p.a. 

Fixed Motor Vehicle Secured



Variable Motor Vehicle Secured




View all Personal Loans rates 


Benefits and Features

Feature 1

Fast approval with a low interest rate

Feature 4

Minimum loan amount from $5,000

Feature 3

Minimum loan term is 1 year and maximum is 7 years

Feature 5

Weekly, fortnightly and monthly repayment options

Feature 8

Internet Banking and EasyPhone Banking access (excluding withdrawals, transfers and BPAY®)


With Fixed Rate Car Loans, you’ll know what your repayments will be over the life of your loan as your set repayment amount is determined at the start of the loan.

With Variable Rate Car Loans, you can make unlimited additional repayments any time and pay off your loan sooner.


Fees and charges

Application fee: $195

Monthly maintenance fee: $7.50 (new loans only)


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Important information

Please view the terms and conditions listed below on the Terms and Conditions page:

  • Personal Banking Guide to Fees and Charges
  • Personal Lending Supplementary Terms and Conditions



1 Comparison Rate calculated on a loan amount of $30,000 over a term of 5 years. These rates are for secured loans only.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Fees and charges are payable. Normal credit assessment criteria apply. Full terms and conditions are available at any BOQ branch. Interest rates quoted are indicative only, and are subject to change without notice. Fixed interest rates may vary between application and drawdown of the loan. Credit provided by Bank of Queensland Limited ABN 32 009 656 740 AFSL and Australian Credit Licence number 244616.