Personal Loans

This product is no longer offered for new applications.{sub-heading}

Important update

From 28th October 2023 new applications for personal loans are no longer being accepted but existing accounts will remain open.

Personal loan features{yellow-border}

This product is no longer offered for new applications.{sub-heading}

Unsecured Fixed Rate Personal Loan{colspan-2}
Minimum loan amount
$3,000
Maximum loan amount
$40,000
Application fee
$150
Monthly maintenance fee
$7.50
Minimum loan term
1 year
Maximum loan term
7 years
Security
Nil
Extra repayments
Yes, no fees apply
Early payout
Yes, no fees apply
Repayments

Weekly

Fortnightly

Monthly

Internet Banking
Yes

Internet Banking access excludes withdrawal transfers and BPAY payments.

Interest rate{yellow-border}

Unsecured Fixed Rate Flexible Personal Loan

Our Fixed Rate Flexible Personal Loan gives you the certainty of knowing what your repayments will be over the course of your loan. Your repayment amount is determined at the start of the loan.

We don't charge any penalties for making additional repayments or early repayment on our fixed rate loans to give you additional flexibility and to allow you to repay your loan early.

Find information about our Car Loan.

{empty}
Interest rate % p.a.
Comparison rate % p.a.*{inverse}
Unsecured Fixed Rate Flexible Personal Loan
10.99
11.71

Fees{yellow-border}

At BOQ, we keep our fees to a minimum. Any fees we do have we’ll show you up front so there are no surprises.

Fee Type
Amount

Application Fee

(This product is no longer offered)

$150
Monthly Maintenance Fee
$7.50

A full list of fees can be found in our Fees and Charges Guide.

Important information{yellow-border}

For important information on our Personal Loans, view our Terms and Conditions.

Fixed Rate Car Loan Overview

PDF{sub-tag}
/content/dam/boq/files/personal/fixed-rate-car-loan-overview.pdf

Unsecured Fixed Rate Personal Loan Overview

PDF{sub-tag}
/content/dam/boq/files/personal/unsecured-fixed-rate-personal-loan-overview.pdf