Important update

From 28th October 2023 new applications for personal loans are no longer being accepted but existing accounts will remain open.

Personal loan features

This product is no longer offered for new applications.

Unsecured Fixed Rate Personal Loan

Minimum loan amount


Maximum loan amount


Application fee


Monthly maintenance fee


Minimum loan term

1 year

Maximum loan term

7 years



Extra repayments

Yes, no fees apply

Early payout

Yes, no fees apply





Internet Banking



Internet Banking access excludes withdrawal transfers and BPAY payments.

Interest rate


Unsecured Fixed Rate Flexible Personal Loan

Our Fixed Rate Flexible Personal Loan gives you the certainty of knowing what your repayments will be over the course of your loan. Your repayment amount is determined at the start of the loan. 

We don't charge any penalties for making additional repayments or early repayment on our fixed rate loans to give you additional flexibility and to allow you to repay your loan early.   

Find information about our Car Loan.


Interest rate % p.a.

Comparison rate % p.a. *

Unsecured Fixed Rate Flexible Personal Loan

10.99 11.71



At BOQ, we keep our fees to a minimum. Any fees we do have we’ll show you up front so there are no surprises.

Fee Type Amount

Application Fee

(This product is no longer offered)


Monthly Maintenance Fee


A full list of fees can be found in our Fees and Charges Guide

Important information