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Small and Medium Business, security type and loan purpose eligibility criteria applies (‘SME eligibility criteria’). Where the SME eligibility criteria is not met, the maximum loan term, maximum interest only term and LVR offered may change.

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The valuation fee waiver of up to $5,000 and the BOQ $500 charitable donation are available for new Business Term Loan (including Commercial Property and Goodwill), Commercial Rate Loan, Business Overdraft, Market Rate Loan and One Account Overdraft (For Business) applications received between 18 August 2025 to 31 December 2025 (inclusive) and that fund by 28 February 2026. The application must have minimum new borrowing of $750,000 and maximum new borrowing of $10,000,000. Excludes internal refinance, increases to existing loans, and loans for the purpose of property development, construction and land acquisition (except where the loan purpose is for primary production). If there are multiple loans under a single qualifying lending application, then the applicant will only be eligible for one waiver up to $5,000 and BOQ will only make one $500 donation. Valuation fees are variable. The amount of the waiver is subject to the final amount of valuation fees. If the loan does not fund by 28 February 2026, then the applicant acknowledges that the valuation fees incurred by BOQ may become payable by the applicant. For each qualifying lending application, BOQ will donate $500 to a charity selected by the customer from BOQ’s list of charity partners. If a charity is not selected, then BOQ will evenly distribute the $500 across all charity partners. This donation is made directly by BOQ to the nominated charity when this promotion ends, and customers shall not receive any tax benefits from this donation. Applicants should seek their own tax advice in relation to the waiver. BOQ retains the right to terminate or modify this offer at its discretion (acting reasonably) without prior notice.

Credit provided by Bank of Queensland Limited ABN 32 009 656 740 AFSL and Australian Credit Licence no. 244616 (BOQ). Conditions, criteria and fees apply. BOQ's standard credit assessment criteria apply. This website contains general advice, which has been prepared without taking account of your objectives, financial situation or needs. You should consider the appropriateness of any advice before acting on it. You should obtain and read the relevant T&Cs and Guide to Fees and Charges that apply to this product before making any decision about whether to acquire or continue to hold it, available at your local BOQ branch or at boq.com.au.

Acceptance of any application for credit is always at BOQ's lending discretion.

Information current as at 29 August 2025.

Valuation fees and Government fees and charges apply. Other fees and charges may be payable. Conditions, criteria and fees apply. Full terms and conditions are available online or at any BOQ branch.

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Limited time no application/establishment fee offer is available for new Business Term Loan (including Commercial Property and Goodwill), Commercial Rate Loan, Market Rate Loan, Business Overdraft and One Account for Business (with overdraft) applications received between 2 March 2026 and 30 June 2026 (inclusive) and that fund by 31 August 2026. Only available for new borrowing between $1,000,000 and $5,000,000. Excludes internal refinances, increases to existing BOQ loans, loans for the purpose of property development, construction and land acquisition (land acquisitions for the purposes of primary production are included). Other fees and charges (including government charges) may be payable. This offer expires on 30 June 2026 and is subject to change without notice at the discretion of BOQ acting reasonably. It is not available in conjunction with any other offers, packages or promotions.