Credit Card Rewards & Points

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How [br]Q Rewards® works{yellow-border}

With BOQ’s Credit Card rewards program, Q Rewards^®, every dollar you spend on eligible transactions⁴ becomes points. So anytime you use your BOQ Platinum or Blue Visa Credit Card, you’re earning points redeemable for just about anything.

Best of all, with no hidden fees, no caps and no expiry on your points, you can earn them on your credit card without fear and spend them when you want – on almost anything.

If you are already enrolled in the Q Rewards^® program, you can access Q Rewards^® by simply logging in to the myBOQ app.

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Ways to use your [br]Q Rewards® Points

We love happy customers and rewarding you makes us happy too.

Turn your Q Rewards® Points into Cashback

Your Q Rewards® Points can be redeemed for Cashback, which you can put towards other purchases on your credit card account⁴

Switch your Q Rewards® to Flybuys or Velocity Points

Get even more choices by converting your Q Rewards® Points to Flybuys or Velocity Points⁴

Wipe a Credit Card purchase

Redeem your Q Rewards® Points for Pay with Points to receive a credit back to your account for selected purchases⁴

Redeem Giftcards

Redeem your Q Rewards® Points for Giftcards from a great range of retailers⁴ such as Bunnings, Woolworths, Coles, JB Hi-Fi and Myer.

Choose your rewards credit card. Earn [br]Q Rewards® Points

Blue Visa Credit Card

Earn 1 Q Rewards® Point for every $1 spent on eligible transactions, with no cap on points earned.

Platinum Visa Credit Card

The Platinum rewards card that has you covered from purchases to rewards. Earn 2 Q Rewards® Points for every $1 spent on eligible transactions, with no cap on points earned.⁴ Including complimentary insurance and extended warranties (terms, conditions, limits and exclusions apply).¹

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Q Rewards® Points FAQs{yellow-border}

Want to know more about [br]Q Rewards®? We’re happy to help.{sub-heading}

How do I earn Q Rewards® Points on my credit card?

You can earn Q Rewards® Points for eligible transactions⁴ made on your account. This includes spend on your card and if you have an Additional Cardholder, spend on their card as well. Points awarded are calculated in reference to the whole Australian Dollar amount of each eligible transaction. The Earn Rate of Q Rewards® Points depends on the product you have:

BOQ Blue Visa Credit Card: 1 Point for each whole Australian dollar.
BOQ Platinum Visa Credit Card: 2 Points for each whole Australian dollar.

How do I check how many Q Rewards® Points I have?

You can check your points balance whenever you like within the myBOQ app.

What can I use my Q Rewards® Points on?

There are a variety of ways your can use your Q Rewards® Points, the choice is yours for what Rewards you’d like to redeem them for:

Cashback for a credit to your Account
Pay with Points for a credit to your Account on selected transactions
Giftcards from a great range of retailers such as Bunnings, Woolworths, Coles, JB Hi-Fi and Myer.
Convert your Q Rewards® Points to Velocity Points and use them for travel, or Flybuys Points and get even more choice on how to spend them.

How do I redeem my Q Rewards® Points?

You can redeem your points balance whenever you are within myBOQ app.

Login to your myBOQ app and navigate to 'Rewards'. Click 'Redeem' to view ways you can redeem your Points and make your redemptions.

Is there a limit on how many Q Rewards® Points I can have?

With Q Rewards® there is no cap on how many Q Rewards® Points can be accumulated, meaning you can keep growing your points balance until you’re ready to redeem for something special.

You are automatically enrolled in the Q Rewards® program if you hold either of the following credit cards:

BOQ Blue Visa Credit Card
BOQ Platinum Visa Credit Card

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Discover [br]Q Rewards®

How [br]Q Rewards® works{yellow-border}