Owner Occupied Home Loan Rates

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View investor home loan rates

Compare home loan rates

Owner Occupier Interest Rates

Get a snapshot of the range of fixed and variable interest rates you would receive when you take out an owner occupier home loan.

Variable Rate Home Loans

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Fixed Rate Home Loans

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View Investor Home Loan rates

Investment Property

Compare Investment property home loan interest rates.

View interest rates

Compare our home loans

Find the rate that's right for you and what your repayments could be.

Compare home loan interest rates

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Got any questions?

Get in touch with your BOQ lending specialist to answer any questions you may have.

1300 55 72 72

Call our Customer Service Centre

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Enquire online

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Explore our tools and resources for owner occupiers

Borrowing power calculator

Calculate how much you can borrow & estimate home loan repayments with BOQ’s borrowing power calculator

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Loan repayments calculator

Calculate your home loan repayments using fixed or variable interest rates over a range of terms.

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Questions about changing interest rates?

Calculate what your home loan repayments could look like with rate changes and learn what that means for you.

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Need more home loan help?

Tips on buying your first home

Buying Your First Home

We go the extra mile to help you buy your first home, with low rates and personalised support from start to finish.

Explore your options

Refinance your home loan to BOQ

Refinance Your Home Loan

Switch to a BOQ home loan and enjoy great interest rates and a more personal approach to your banking.

Switch to a BOQ home loan

Tips on buying another home

Buying Your Next House

Whether you're upgrading or downsizing or buying a holiday home, we’re here to help you with your next move.

Find help with your next move

Important Information

Credit provided by Bank of Queensland Limited ABN 32 009 656 740 (Australian Credit Licence Number 244616) (BOQ). Fees and charges payable. BOQ's standard credit assessment criteria apply. Full terms and conditions are available at any BOQ branch. Interest rates quoted are indicative only, and are subject to change without notice.

Interest rates are current as at 29 August 2025 and are for new lending only. Fixed interest rates may vary between application and drawdown of the loan. A rate lock fee can be paid at application to secure the initial fixed rate for 100 days. For eligible Top Up loan applications, the interest rate or package tiers (if applicable) disclosed in your original loan schedule will apply.

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