Buying Your First Home

Our home loan offers

We’re here to help, whether you're searching for low rates or low deposit options.

Handy tools

You can use our home loan calculators to estimate your borrowing power and repayments, and our free Property and Suburb reports to put detailed insights at your fingertips in minutes.

Plan like a pro

Whatever your needs might be, we're here for you every step of your journey to make your big purchase as seamless as possible.

One of the best ways to get financial assistance with a first-time purchase is using government grants.

How do you know if you're ready to buy your first home? Here are five questions to help you decide.

It's essential that first-time home buyers understand that the cost of buying a home extends far beyond the sale price.

Let's walk through the steps to figuring out what you can borrow and the most important factors to consider.

Comparison rates let you know how much a home loan will cost you and how it will affect your financial situation.

Everything you need to know about lenders mortage insurance

Find the right home loan

Choosing the right first home loan is just as important as finding the right first home for you. Chat to us today to make sure your home loan has all the features to suit your personal circumstances.

Principal & interest only

Pay off your home loan sooner

Intro Rate Variable Home Loan

A discounted low rate home loan with all the great features including:

Owner occupier and investor options available
Unlimited free redraw and flexible repayments
100% Mortgage offset account

Enquire now Learn more

Discount 2 year fixed rate⁴

2.34 ^{% P.A.}

For Owner Occupiers with Principal and Interest repayments

Comparison rate^{^}

3.13 ^{% P.A.}

Know what your repayments are for peace of mind

Fixed Rate Home Loan

A fixed rate home loan gives you the certainty of knowing exactly what your repayments will be for up to 5 years, while protecting yourself against any potential interest rate rises.

Owner occupier and investor options available
Great interest rates across our range of terms
Repayment options available include Principal and Interest repayments and Interest Only repayments

Enquire now Learn more

At BOQ our customer relationships are at the heart of everything we do.

Pino Galimi Owner Manager, BOQ Adelaide

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Get into your dream home

We understand the complexities of buying your first property, that's why we go above and beyond to support you through every step of the process.

Learn more about an individual property or suburb through a free BOQ Property or Suburb Report.

When it comes to buying your first home, it’s important you tick off all the important to-dos.

Here are five of the most common mistakes made by first-time buyers, so you don't do the same.

From a distance, looking at the world of real estate and property might appear to be a foreign land, filled as it is with seemingly indecipherable jargon and lingo.