Interest rates
myBOQ products
Future Saver Account
Our highest bonus interest savings account when monthly criteria is met for customers aged 14 - 35 years bundled with an Everyday Account.
Bonus Rate**
when monthly criteria are met
Important Information
** A Bonus Interest variable rate will only be paid each calendar month when you deposit a minimum of $1,000 to your linked Everyday Account from an External Account AND you make at least 5 direct debit transactions, ATM withdrawals, BPAY payments, or purchases of goods or services from a Merchant using your eftpos Card or BOQ Visa Debit Card linked to an Everyday Account in the previous calendar month. Transactions that are pending do not count as a transaction for the previous calendar month and will be counted in the following calendar month. If you don’t meet the bonus interest conditions you will only receive the variable base interest rate.
There is no interest earned on the Everyday Account.
Monthly criteria conditions do not apply to customers aged 14 to 17. They will automatically earn bonus interest.
Customers aged 18+ will earn the base rate any month you don't meet the monthly criteria.
The Future Saver Account will automatically convert to a Smart Saver Account on your 36th birthday.
Smart Saver Account
Our high bonus interest saver account for customers 36+ years of age bundled with an Everyday Account.
Important Information
** A Bonus Interest variable rate will only be paid each calendar month when you deposit a minimum of $1,000 to your linked Everyday Account from an External Account AND you make at least 5 direct debit transactions, ATM withdrawals, BPAY payments, or purchases of goods or services from a Merchant using your eftpos Card or BOQ Visa Debit Card linked to an Everyday Account in the previous calendar month. Transactions that are pending do not count as a transaction for the previous calendar month and will be counted in the following calendar month. If you don’t meet the bonus interest conditions you will only receive the variable base interest rate.
There is no interest earned on the Everyday Account.
Your account will earn the base rate any month you don't meet the monthly criteria.
Simple Saver Account
Our online savings account with no fuss and no hoops, just simple savings.
Fast Track Starter Account
No longer for sale
Important Information
^ A Bonus Interest variable rate will only be paid each calendar month when you deposit a minimum of $200 into your linked Day2Day Plus Account from an external source- like your pay AND
Make 5 or more eligible transactions from your linked Day2Day Plus Account such as settled Visa Debit Card or eftpos card purchases, ATM withdrawals or direct debits in the previous calendar month.
Your account will earn the Base Rate in the month that you open it and any month you don't meet the monthly Bonus Criteria.
The Fast Track Starter Account will automatically convert to a Fast Track Saver Account on your 25th Birthday.
Fast Track Saver Account
No longer for sale
Important Information
^ A Bonus Interest variable rate will only be paid each calendar month when you deposit a minimum of $200 into your linked Day2Day Plus Account from an external source- like your pay AND
Make 5 or more eligible transactions from your linked Day2Day Plus Account such as settled Visa Debit Card or eftpos card purchases, ATM withdrawals or direct debits in the previous calendar month.
Your account will earn the Base Rate in the month that you open it and any month you don't meet the monthly Bonus Criteria.
WebSavings Account®
No longer for sale
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Bonus Interest Savings Account (and Kids Savings Account)
No longer for sale
+Bonus interest will only be paid if you do not make more than one (1) withdrawal during the calendar month.
Money Market Deposit Account#
Easy settlement of your trades. For BOQ Trading customers.
Other interest rates
Term Deposit Interest Rates
