Home Loan Interest Rates - Owner Occupier

  • Variable Rate Home Loans
      Principal and Interest  Interest only
    Product Interest Rate % p.a. Comparison Rate % p.a.^ Interest Rate % p.a. Comparison Rate % p.a.^

    Intro Rate Home Loan - max 80% LVR with LMI~*

    A feature packed home loan which offers a great discounted variable rate for the first two years, and then rolls to a discounted Clear Path Variable Rate. Minimum $150,000 and Maximum 80% LVR.

    3.24 for the first 2 years, then 3.84 3.87 3.69 for the first 2 years, then 3.84  3.95

    Intro Rate Home Loan - max 90% LVR with LMI~##

    A feature packed home loan which offers a great discounted variable rate for the first two years, and then rolls to a discounted Clear Path Variable Rate. Minimum $150,000 and Maximum 90% LVR.

    3.44 for the first 2 years, then 3.84 3.91 4.07 for the first 2 years, then 3.84  4.02

    Economy Variable Home Loan - max 70% LVR~ +

    A great standard home loan option if you're looking for a basic home loan with a low interest rate without mortgage offset. Minimum $150,000 and Maximum 70% LVR.

    2.88

    3.05

    4.55 4.42

    Economy Variable Home Loan - max 80% LVR~ ++

    A great standard home loan option if you're looking for a basic home loan with a low interest rate without mortgage offset. Minimum $150,000 and Maximum 80% LVR.

    2.93

    3.10

    4.55

    4.42

    Clear Path Variable Rate Home Loan - max 80% LVR*

    Enjoy our feature packed home loan with a low interest variable interest rate. Minimum $150,000 and Maximum 80% LVR.

    3.44 3.58 4.14 4.10

    Clear Path Variable Rate Home Loan - max 90% LVR##

    Enjoy our feature packed home loan with a low interest variable interest rate. Minimum $150,000 and Maximum 90% LVR.

    3.69 3.83 4.39 4.20
     
     
  • Fixed Rate Home Loans
     
      Principal and Interest Interest Only
    Term Interest Rate % p.a. Comparison Rate % p.a.^ Interest Rate % p.a. Comparison Rate % p.a.^

    1 year

    5.84

    4.17

    5.59

    4.14

    1 year discount rate - max 80% LVR with LMI*

    4.79

    (1.05% p.a. discount)

    4.07 N/A N/A

    2 years

    5.64

    4.31

    5.64

    4.31

    2 year discount rate - max 80% LVR with LMI*

    4.69

    (0.95% p.a. discount)

    4.13 N/A N/A
    2 year discount rate - max 90% LVR with LMI**

    5.04

    (0.60% p.a. discount)

    4.20 N/A N/A

    3 years

    5.74

    4.48

    5.74

    4.48

    3 year discount rate - max 80% LVR with LMI*

    5.09

    (0.65% p.a. discount)

    4.31 N/A N/A
    3 year discount rate - max 90% LVR with LMI**

    5.29

    (0.45% p.a. discount)

    4.36 N/A N/A

    4 years

    5.84

    4.67

    5.84

    4.67

    4 year discount rate - max 80% LVR with LMI*

    5.39

    (0.45% p.a. discount)

    4.51 N/A N/A
    4 year discount rate - max 90% LVR with LMI**

    5.59

    (0.25% p.a. discount)

    4.58 N/A N/A

    5 years

    5.84

    4.82

    5.99

    4.88

    5 year discount rate - max 80% LVR with LMI*

    5.69

    (0.15% p.a. discount)

    4.75 N/A N/A
    5 year discount rate - max 90% LVR with LMI**

    5.84

    (0.00% p.a. discount)

    4.82 N/A N/A
     
     
     
     
     
  • View investor home loan rates