Home Loan Interest Rates - Owner Occupier

  • Variable Rate Home Loans

     

      Principal and Interest  Interest only
    Product Interest Rate % p.a. Comparison Rate % p.a.^ Interest Rate % p.a. Comparison Rate % p.a.^

    2 Year Intro Rate Variable Home Loan++

    A discounted low rate home loan with all the features

    3.59 4.19
    3.99
    4.27

    Economy Variable Home Loan*

    A great standard home loan option if you're looking for a basic home loan with a low interest rate without mortgage offset

    3.88

    4.04

    4.44

    4.27

    Clear Path Variable Rate Home Loan*

    Enjoy our feature packed home loan with a low interest variable interest rate - awarded Money magazine's 2015 Cheapest Flexible Home Loan!

    4.56

    4.69

    5.02

    4.89

    Clear Path Line of Credit 

    Access available funds up to your approved limit whenever you need it, without having to reapply each time.

    n/a

    n/a

    5.50

    n/a

    Standard Variable Home Loan 

    A fully flexible home loan with a mortgage offset facility, flexible repayment options and free redraw.

    5.70

    5.86

    6.16

    6.06

    Standard Line of Credit

    Our standard line of credit option where you can access pre-approved credit when you need it.

    n/a

    n/a

    7.29

    n/a

    Bridging Finance Home Loan

    Purchase or build your new home prior to the sale of your existing home with this flexible home loan.

    n/a

    n/a

    7.29

    n/a

  • Fixed Rate Home Loans
    Fixed Rate Home Loans
      Principal and Interest Interest Only
    Term Interest Rate % p.a. Comparison Rate % p.a.^ Interest Rate % p.a. Comparison Rate % p.a.^

    1 year

    4.09

    4.67

    4.19

    4.68

    1 year discount rate**

    (minimum $150k)

    3.54 (0.55% p.a. discount) 4.62 n/a  n/a 

    2 years

    4.19

    4.65

    4.29

    4.66

    2 year discount rate**

    (minimum $150k)

    3.85  (0.34% p.a. discount)

    4.58

    n/a

    n/a

    3 years

    4.39

    4.67

    4.49

    4.69

    3 year discount rate**
    (minimum $150k)

    3.87  (0.52% p.a. discount)

    4.53

    n/a

    n/a

    4 years

    4.39

    4.65

    4.49

    4.69

    5 years

    4.49

    4.68

    4.59

    4.73

  • Home Loan Privileges Package
    Discount Variable Rate Home Loans#+
        Principal and Interest
    Loan Amount Term Interest Rate % p.a. Comparison Rate % p.a.^

     

    $1,000,000+

    First 2 years

    4.18

     

    4.80

    After 2 years

    4.44

     

     

    Standard Variable Rate Home Loans+
      Principal and Interest  Interest only
    Loan amount Package discount % p.a.  Package interest rate % p.a. Comparison rate % p.a.^ Package discount % p.a. Package interest rate % p.a. Comparison rate % p.a.^

    $150,000 to less than $250,000

    0.50

    5.20

    5.59

    0.50

    5.66

    5.79

    $250,000 to less than $1,000,000

    0.85

    4.85

    5.25

    0.85

    5.31

    5.44

    $1,000,000 and over

    0.90

    4.80

    5.20

    0.90

    5.26

    5.40

     

    Line of Credit Facility+
      Interest only
    Loan amount Package discount % p.a. Package interest rate % p.a.

    $150,000 to less than $250,000

    0.65

    6.64

    $250,000 to less than $1,000,000

    1.00

    6.29

    $1,000,000 and over

    1.05

    6.24

     

    Fixed Rate Home Loans+
      Principal and Interest Interest only
    Loan Term Package interest rate % p.a. Comparison rate % p.a.^ Package interest rate % p.a. Comparison rate % p.a.^

    1 year

    4.09

    5.49

    4.19

    5.50

    1 year fixed discount rate**

    (minimum $150k)

    3.54 (0.55% p.a. discount) 5.43 n/a  n/a 

    2 years

    4.19

    5.41

    4.29

    5.42

    2 year fixed discount rate**

    (minimum $150k)

    3.85 (0.34% p.a. discount)

    5.34

    n/a

    n/a

    3 years

    4.39

    5.38

    4.49

    5.40

    3 year fixed discount rate**
    (minimum $150k)

    3.87 (0.52% p.a. discount)

    5.24

    n/a

    n/a

    4 years

    4.39

    5.31

    4.49

    5.35

    5 years

    4.49

    5.30

    4.59

    5.34