Home Loan Interest Rates - Owner Occupier

  • Variable Rate Home Loans
      Principal and Interest  Interest only
    Product Interest Rate % p.a. Comparison Rate % p.a.^ Interest Rate % p.a. Comparison Rate % p.a.^

    Intro Rate Home Loan - max 80% LVR with LMI~*

    A feature packed home loan which offers a great discounted variable rate for the first two years, and then rolls to a discounted Clear Path Variable Rate. Minimum $150,000 and Maximum 80% LVR.

    2.74 for the first 2 years, then 3.34 3.38 3.19 for the first 2 years, then 3.34  3.46

    Intro Rate Home Loan - max 90% LVR with LMI~##

    A feature packed home loan which offers a great discounted variable rate for the first two years, and then rolls to a discounted Clear Path Variable Rate. Minimum $150,000 and Maximum 90% LVR.

    2.94 for the first 2 years, then 3.34 3.41 3.57 for the first 2 years, then 3.34  3.52

    Economy Variable Home Loan - max 70% LVR~ +

    A great standard home loan option if you're looking for a basic home loan with a low interest rate without mortgage offset. Minimum $150,000 and Maximum 70% LVR.

    2.38

    2.55

    4.05 3.92

    Economy Variable Home Loan - max 80% LVR~ ++

    A great standard home loan option if you're looking for a basic home loan with a low interest rate without mortgage offset. Minimum $150,000 and Maximum 80% LVR.

    2.43

    2.60

    4.05

    3.92

    Clear Path Variable Rate Home Loan - max 80% LVR*

    Enjoy our feature packed home loan with a low interest variable interest rate. Minimum $150,000 and Maximum 80% LVR.

    2.94 3.09 3.64 3.60

    Clear Path Variable Rate Home Loan - max 90% LVR##

    Enjoy our feature packed home loan with a low interest variable interest rate. Minimum $150,000 and Maximum 90% LVR.

    3.19 3.33 3.89 3.70
     
     
  • Fixed Rate Home Loans
     
      Principal and Interest Interest Only
    Term Interest Rate % p.a. Comparison Rate % p.a.^ Interest Rate % p.a. Comparison Rate % p.a.^

    1 year

    5.84

    3.71

    5.59

    3.69

    1 year discount rate - max 80% LVR with LMI*

    4.79

    (1.05% p.a. discount)

    3.61 N/A N/A

    2 years

    5.64

    3.89

    5.64

    3.89

    2 year discount rate - max 80% LVR with LMI*

    4.69

    (0.95% p.a. discount)

    3.72 N/A N/A
    2 year discount rate - max 90% LVR with LMI**

    5.04

    (0.60% p.a. discount)

    3.78 N/A N/A

    3 years

    5.74

    4.11

    5.74

    4.11

    3 year discount rate - max 80% LVR with LMI*

    5.09

    (0.65% p.a. discount)

    3.94 N/A N/A
    3 year discount rate - max 90% LVR with LMI**

    5.29

    (0.45% p.a. discount)

    3.99 N/A N/A

    4 years

    5.84

    4.34

    5.84

    4.34

    4 year discount rate - max 80% LVR with LMI*

    5.39

    (0.45% p.a. discount)

    4.18 N/A N/A
    4 year discount rate - max 90% LVR with LMI**

    5.59

    (0.25% p.a. discount)

    4.25 N/A N/A

    5 years

    5.84

    4.52

    5.99

    4.58

    5 year discount rate - max 80% LVR with LMI*

    5.69

    (0.15% p.a. discount)

    4.45 N/A N/A
    5 year discount rate - max 90% LVR with LMI**

    5.84

    (0.00% p.a. discount)

    4.52 N/A N/A
     
     
     
     
     
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