Home Loan Interest Rates - Owner Occupier

  • Variable Rate Home Loans
      Principal and Interest  Interest only
    Product Interest Rate % p.a. Comparison Rate % p.a.^ Interest Rate % p.a. Comparison Rate % p.a.^

    Intro Rate Home Loan#

    A feature packed home loan which offers a great discounted variable rate for the first two years, and then rolls to a discounted Clear Path Variable Rate.

    3.19 for the first 2 years, then 3.76 3.80  3.59 for the first 2 years, then 3.76 3.87 

    Economy Variable Home Loan#

    A great standard home loan option if you're looking for a basic home loan with a low interest rate without mortgage offset

    3.49

    3.65

    3.97

    3.84

    Clear Path Variable Rate Home Loan

    Enjoy our feature packed home loan with a low interest variable interest rate - awarded Money magazine's 2015 Cheapest Flexible Home Loan!

    4.16

    4.30

    4.55

    4.22

    Clear Path Line of Credit 

    Access available funds up to your approved limit whenever you need it, without having to reapply each time.

    n/a

    n/a

    5.03

    n/a

    Bridging Finance Home Loan

    Purchase or build your new home prior to the sale of your existing home with this flexible home loan.

    n/a

    n/a

    6.82

    n/a

     
     
  • Fixed Rate Home Loans
    Fixed Rate Home Loans
      Principal and Interest Interest Only
    Term Interest Rate % p.a. Comparison Rate % p.a.^ Interest Rate % p.a. Comparison Rate % p.a.^

    1 year

    4.09

    3.95

    4.19

    3.96

    2 years

    3.74

    3.91

    3.84

    3.93

    2 year discount rate**

    (minimum $300k) 

    2.79 (0.95% p.a. discount)  3.75  n/a  n/a 

    2 year discount rate*

    (minimum $150k)

    2.99  (0.75% p.a. discount)

    3.78

    n/a

    n/a

    3 years

    4.09

    4.00

    4.19

    4.03

    3 year discount rate**
    (minimum $300k)

     
    2.79 (1.30% p.a. discount) 3.67
     

    n/a

    n/a

    3 year discount rate*
    (minimum $150k)

    2.99 (1.10% p.a. discount) 3.72
     

    n/a

    n/a

    4 years

    3.89

    3.96

    4.09

    4.03

    5 years

    3.89

    3.97

    4.09

    4.05

    5 year discount rate**

    (minimum $300k) 

    3.39 (0.50% p.a. discount)  3.77 

    n/a 

    n/a 

    5 year discount rate*
    (minimum $150k) 

    3.49  (0.40% p.a. discount) 

    3.81

     

    n/a 

    n/a