Home Loan Interest Rates - Owner Occupier

  • Variable Rate Home Loans
      Principal and Interest  Interest only
    Product Interest Rate % p.a. Comparison Rate % p.a.^ Interest Rate % p.a. Comparison Rate % p.a.^

    Intro Rate Home Loan - max 80% LVR with LMI~*

    A feature packed home loan which offers a great discounted variable rate for the first two years, and then rolls to a discounted Clear Path Variable Rate. Minimum $150,000 and Maximum 80% LVR.

    2.49 for the first 2 years, then 3.09 3.13 2.94 for the first 2 years, then 3.09  3.21

    Intro Rate Home Loan - max 90% LVR with LMI~##

    A feature packed home loan which offers a great discounted variable rate for the first two years, and then rolls to a discounted Clear Path Variable Rate. Minimum $150,000 and Maximum 90% LVR.

    2.69 for the first 2 years, then 3.09 3.17 3.32 for the first 2 years, then 3.09  3.28

    Economy Variable Home Loan - max 70% LVR~ +

    A great standard home loan option if you're looking for a basic home loan with a low interest rate without mortgage offset. Minimum $150,000 and Maximum 70% LVR.

    1.98

    2.15

    3.80 3.67

    Economy Variable Home Loan - max 80% LVR~ ++

    A great standard home loan option if you're looking for a basic home loan with a low interest rate without mortgage offset. Minimum $150,000 and Maximum 80% LVR.

    2.03

    2.20

    3.80

    3.67

    Clear Path Variable Rate Home Loan - max 80% LVR*

    Enjoy our feature packed home loan with a low interest variable interest rate. Minimum $150,000 and Maximum 80% LVR.

    2.69 2.84 3.39 3.35

    Clear Path Variable Rate Home Loan - max 90% LVR##

    Enjoy our feature packed home loan with a low interest variable interest rate. Minimum $150,000 and Maximum 90% LVR.

    2.94 3.09 3.64 3.45
     
     

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  • Fixed Rate Home Loans
     
      Principal and Interest Interest Only
    Term Interest Rate % p.a. Comparison Rate % p.a.^ Interest Rate % p.a. Comparison Rate % p.a.^

    1 year

    3.64

    3.30

    3.84

    3.32

    1 year discount rate - max 80% LVR with LMI*

    2.29

    (1.35% p.a. discount)

    3.18 N/A N/A

    2 years

    3.54

    3.33

    3.59

    3.34

    2 year discount rate - max 80% LVR with LMI*

    1.99

    (1.55% p.a. discount)

    3.07 N/A N/A
    2 year discount rate - max 90% LVR with LMI**

    2.34

    (1.20% p.a. discount)

    3.13 N/A N/A

    3 years

    3.64

    3.39

    3.84

    3.44

    3 year discount rate - max 80% LVR with LMI*

    2.19

    (1.45% p.a. discount)

    3.03 N/A N/A
    3 year discount rate - max 90% LVR with LMI**

    2.49

    (1.15% p.a. discount)

    3.10 N/A N/A

    4 years

    3.64

    3.43

    3.84

    3.50

    4 year discount rate - max 80% LVR with LMI*

    2.59

    (1.05% p.a. discount)

    3.09 N/A N/A
    4 year discount rate - max 90% LVR with LMI**

    2.89

    (0.75% p.a. discount)

    3.19 N/A N/A

    5 years

    3.64

    3.47

    3.84

    3.55

    5 year discount rate - max 80% LVR with LMI*

    2.69

    (0.95% p.a. discount)

    3.10 N/A N/A
    5 year discount rate - max 90% LVR with LMI**

    2.99

    (0.65% p.a. discount)

    3.21 N/A N/A
     
     
     
     
     

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