Home Loan Interest Rates - Owner Occupier

  • Variable Rate Home Loans
      Principal and Interest  Interest only
    Product Interest Rate % p.a. Comparison Rate % p.a.^ Interest Rate % p.a. Comparison Rate % p.a.^

    Intro Rate Home Loan - max 80% LVR~#

    A feature packed home loan which offers a great discounted variable rate for the first two years, and then rolls to a discounted Clear Path Variable Rate. Maximum 80% LVR.

    2.79 for the first 2 years, then 3.09 3.18 2.99 for the first 2 years, then 3.09  3.22

    Intro Rate Home Loan - max 90% LVR with LMI~##

    A feature packed home loan which offers a great discounted variable rate for the first two years, and then rolls to a discounted Clear Path Variable Rate. Maximum 90% LVR.

    2.99 for the first 2 years, then 3.09 3.22 3.42 for the first 2 years, then 3.09  3.29

    Economy Variable Home Loan - max 70% LVR~ +

    A great standard home loan option if you're looking for a basic home loan with a low interest rate without mortgage offset. Minimum $150,000 and Maximum 70% LVR.

    2.59

    2.76

    3.80 3.67

    Economy Variable Home Loan - max 80% LVR~ ++

    A great standard home loan option if you're looking for a basic home loan with a low interest rate without mortgage offset. Minimum $150,000 and Maximum 80% LVR.

    2.64

    2.81

    3.80

    3.67

    Clear Path Variable Rate Home Loan

    Enjoy our feature packed home loan with a low interest variable interest rate - awarded Money magazine's 2015 Cheapest Flexible Home Loan!

    3.99

    4.13

    4.38

    3.76

    Clear Path Line of Credit 

    Access available funds up to your approved limit whenever you need it, without having to reapply each time.

    n/a

    n/a

    4.78

    n/a

    Bridging Finance Home Loan

    Purchase or build your new home prior to the sale of your existing home with this flexible home loan.

    n/a

    n/a

    6.57

    n/a

     
     
  • Fixed Rate Home Loans
    Fixed Rate Home Loans
      Principal and Interest Interest Only
    Term Interest Rate % p.a. Comparison Rate % p.a.^ Interest Rate % p.a. Comparison Rate % p.a.^

    1 year

    3.64

    3.30

    3.84

    3.32

    1 year discount rate - max 80% LVR*

    2.19

    (1.45% p.a. discount)

    3.17 N/A N/A

    2 years

    3.54

    3.33

    3.59

    3.34

    2 year discount rate - max 80% LVR*

    1.89

    (1.65% p.a. discount)

    3.05

    2.94

    (0.65% p.a. discount)

    3.23
    2 year discount rate - max 90% LVR with LMI**

    2.19

    (1.35% p.a. discount)

    3.10 N/A N/A

    3 years

    3.64

    3.39

    3.84

    3.44

    3 year discount rate - max 80% LVR*

    1.94

    (1.70% p.a. discount)

    2.97 N/A N/A
    3 year discount rate - max 90% LVR with LMI**

    2.24

    (1.40% p.a. discount)

    3.04 N/A N/A

    4 years

    3.64

    3.43

    3.84

    3.50

    4 year discount rate - max 80% LVR*

    2.29

    (1.35% p.a. discount)

    3.00 N/A N/A
    4 year discount rate - max 90% LVR with LMI**

    2.59

    (1.05% p.a. discount)

    3.09 N/A N/A

    5 years

    3.64

    3.47

    3.84

    3.55

    5 year discount rate - max 80% LVR*

    2.39

    (1.25% p.a. discount)

    2.98 N/A N/A
    5 year discount rate - max 90% LVR with LMI**

    2.69

    (0.95% p.a. discount)

    3.10 N/A N/A
     
     
     
     
     
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