Cash Management Account

Earn high interest on your everyday transaction account

If you're looking for a high interest bank account with easy access to your money, the Cash Management Account is a great option for you. The Cash Management Account is an everyday transaction account that pays an interest rate of 1.45% p.a. on balances from $1 - which can be perfect for investors who want to maintain access to their capital, and those who want to earn extra interest on their savings. 


You'll also receive a Visa Debit card with full account access and no monthly account fees, if you maintain a monthly balance of $5,000. What better way to make your money work harder? 


Maintain a minimum monthly balance of $5,000 and enjoy:

Feature 1

A high interest rate of 1.45%

Feature 2

Interest earned on balances from $1

Feature 3

No monthly account keeping fees

Feature 4

No minimum monthly deposit

Feature 5

Visa Debit Card access with Visa payWave

Feature 6

Free access to over 3,000 rediATMs nationwide to help you avoid paying ATM fees.

Feature 7

Access your money anytime via internet and mobile banking

Feature 8

Unlimited BOQ transactions through rediATM, EFTPOS and cheques*

Feature 8

Easily switch your banking to BOQ*

For minimum monthly balances below $5,000:

  • 4 free Bank of Queensland branch withdrawals each month
  • 8 free Bank of Queensland ATM or EFTPOS withdrawals / transfers each month
  • 10 free Internet Banking and ten free EasyPhone Banking funds transfers each month (including BPAY payments)
  • $5 monthly account maintenance fee


How to apply

1300 55 72 72


Cash Management Account - Interest Rates


Interest rate (% p.a.) 

$1 to $9,999


$10,000 to $19,999


$20,000 to $49,999


$50,000 to $99,999


$100,000 to $249,999


$250,000 and over


Interest is calculated daily and paid monthly. Interest is variable and subject to change without notice. View all transactions account interest rates. 



Fees and Charges

For important information on the BOQ Cash Management Account, view the Terms and Conditions documents below: