Day2Day Plus Account with Concession Features

A Day2Day Plus Account with concession features for eligible Government Concession Card holders{sub-heading}

At a glance

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Account keeping fees

Free{rate-display}

Free access to over 10,000 ATMs*

$0{rate-display}

Minimum deposits

Account Benefits{yellow-border}

If you are an eligible Commonwealth Government Pension or Concession Card Holder, benefit from a Day2Day Plus Account with no dishonour fees and no overdrawn fees.{sub-heading}

Free ATM withdrawals

You can withdraw cash or check your account balance at BOQ ATMs fee-free, however, other ATM owners may charge you a fee. Within Australia, any ATM fees should be displayed on the ATM screen before you proceed with the transaction.

Locate your nearest BOQ ATM{link-button}

Unlimited transactions

Unlimited cheques, withdrawals, BOQ balance enquiries, funds transfer and BPAY transactions

No minimum monthly deposit or balance

Deposit as much or as little as you want anytime, into your everyday account

Visa Debit Card

Free  Visa Debit Card to shop online, in-store, in Australia and overseas.

In addition to these great features of our Day2Day Plus Account, you will also be entitled to the following benefits:

No overdrawn fees

No dishonour fees

Fees{yellow-border}

Keep your fees to a minimum with our no monthly fee bank account.*

Fee Type
Fee Amount
Account Maintenance Fee
Nil
Monthly Card Fee (Visa Debit)
Free
Teller Withdrawals
Free
Cheques Written
Free
BOQ Balance Enquiry
Free
BOQ ATM/EFTPOS fees
Free
BPAY
Free
Funds Transfer
Free
Single/Multi pay anyone
Free
Dishonour Fees
Nil
Overdrawn Fees
Nil
* Other fees (including other bank ATM and International Transaction fees) and charges may be payable. Please view the Personal Banking Guide to Fees and Charges for more details.

Apply for your Account{yellow-border}

Account eligibility

You must hold one of the following Commonwealth Government Pension or Concession cards:

  • Health Care card
  • Pensioner Concession card
  • Commonwealth Seniors Health card

Please visit your local branch or call our friendly team on 1300 55 72 72 to tell us that you hold a current Commonwealth Government Pension or Concession card and would like to apply for a new Day2Day Plus Account with Concession Features or that you would like to have the Concession Features applied to your existing Day2Day Plus Account.

Open a new BOQ Day2Day Plus Account with Concession Features

  1. To open a new BOQ Day2Day Plus Account please visit your local BOQ Branch.
  2. Once your account is open and you have your new Day2Day Plus Account details, notify us that you hold a Government Pension or Concession Card and that you wish to have your account updated to be a Day2Day Plus with Concession Features.

If you already have a BOQ Day2Day Plus Account

Notify us that you hold a Government Pension or Concession Card and that you wish to have your account updated to be a Day2Day Plus Account with Concession Features. You can do this by:

-  Calling our friendly team on 1300 55 72 72

to ; or

-  Visiting your local BOQ Branch

Handy tools{yellow-border}

Important Documents {yellow-border}

Personal Deposits Interest Rates{link-button}

Personal Banking Guide to Fees and Charges

PDF{sub-tag}
/content/dam/boq/files/terms-and-conditions/personal/personal-banking-guide-to-fees-and-charges.pdf

Deposit Products Terms and Conditions

PDF{sub-tag}
/content/dam/boq/files/terms-and-conditions/personal/deposit-products-terms-and-conditions.pdf

FAQs {yellow-border}

You might also be interested in:

Visa Debit Card

Less time checking out and more time enjoying your purchases.

Shop anywhere Visa is accepted

Add a Visa Debit Card to your eligible BOQ Savings or Everyday Banking account and enjoy shopping anywhere Visa is accepted, in Australia or overseas.

  • Contactless payments for transactions under $100
  • Secure online transactions
  • Withdraw cash from over 2.2 million ATMs worldwide

Smart Saver Account

Bonus interest variable rate for balance up to $250,000 if bonus interest criteria met**

Our high interest savings account for customers 36 years or older.

  • Available on the myBOQ app
  • No monthly account fees
  • Comes linked with an Everyday Transaction Account
  • Earn bonus interest each month when you meet the bonus interest criteria**
You can earn
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On deposit balances up to $250,000

Blue Visa Credit Card

Earn Q Rewards® Points

Earn 1 Q Rewards® Point per dollar on Eligible Transactions4 and redeem them for a range of options like evouchers, cashback and pay with points.