Please note

New customers:
  • The Day2Day Plus account has been replaced by the myBOQ Everyday Transaction Account, available exclusively through the myBOQ app.

Learn more about the Everyday Account

Current customers:
  • Existing Day2Day Plus Account customers are still able to access their account as normal via Internet Banking.
  • As an existing Day2Day Account holder, please note this account is not accessible from the myBOQ mobile app, which only supports new app-exclusive accounts and transaction types.

Day2Day Plus Account features

The Day2Day Plus Account® is a transaction account with no monthly fees that frees you to live the way you want, each and every day.

Free ATM's

Free ATM withdrawals

Fee free access to over 2,100 atmx by Armaguard ATMs, our preferred ATM network, as well as all BOQ Branch ATMs and some other Australian banks' ATMs

Transaction limits

Unlimited transactions

Unlimited cheques, withdrawals, BOQ balance enquiries, funds transfer and BPAY transactions

monthly deposit

No minimum monthly deposit or balance

Deposit as much or as little as you want anytime, into your transaction account

using a Visa debit card

Visa Debit Card

Receive a free Visa Debit Card in the mail and also add it to your digital wallet to shop online, in-store, in Australia and overseas.

Government guarantee

Secure deposits

All deposits up to $250,000 are protected by the Federal Government’s deposit guarantee, so your savings are secure with us.#

  • Visa Debit card features

    Add a BOQ Visa Debit Card to your Everday Banking Account. With Visa contactless payments, you'll spend less time checking out and more time enjoying your purchases. 

    Don't forget you can add your BOQ VIsa Debit Card to your digital wallet for fast, safe and secure payments on the go.

    Contactless payments

    Tap To Pay With Visa

    With your new card, you'll be able to make everyday contactless payments securely and easily with your digital devices. 

    Use your card worldwide

    Worldwide Acceptance

    You can now enjoy shopping everywhere Visa and eftpos are accepted, including online, in-store, over the phone and overseas.

    card made of recycled plastic

    Recycled Materials

    As well as a tonne of features and benefits, your new card is made from 82% recycled plastic - so it's good for you and the planet! 


    Card Controls

    Card controls to help you better manage your spending and security. Read about security

    Protect against fraud

    Fraud Protection

    Visa's Zero Liability Policy* guarantees that you won’t be held responsible for unauthorised charges made on your account. If you notice any unauthorised transactions on your statement, contact BOQ immediately.

    Rewards and offers

    Visa Offers & Perks

    Access to exclusive Visa Offers & Perks like discounts at your favourite stores and restaurants. 

  • No monthly fee

    Keep your fees to a minimum with our no monthly fee bank account.*

    Fee Type Fee Amount

    Account Maintenance Fee


    Monthly Card Fee (Visa Debit)


    Teller Withdrawals


    Cheques Written


    BOQ Balance Enquiry






    Funds Transfer


    Single/Multi pay anyone


    * Other fees (including other bank ATM and International Transaction fees) and charges may be payable. Please view the Personal Banking Guide to Fees and Charges for more details.

  • A few rewarding offers, on us!

    Another great reason to open a Day2Day Plus Account with BOQ. Redeem the below offers with your BOQ Visa Debit Card.

    Receive 20% off selected full priced items


    Australia’s number 1 destination for online fashion.

    Terms & conditions apply 1

    Enjoy 10% discount on car rental bookings

    Arranging car hire in 160 countries and 40 languages, is the world's biggest online car rental service

    Terms & conditions apply 2

    Get up to 10% cashback on accommodation bookings’s mission is to make it easier for everyone to experience the world.

    Terms & conditions apply 3

    Unlock more value with these great Visa Offers & Perks!

Day2Day Plus Account with Concession Features

A Day2Day Plus Account with concession features for eligible Government Concession Card holders.

If you are an eligible Commonwealth Government Pension or Concession Card Holder, benefit from a Day2Day Plus Account with no dishonour fees and no overdrawn fees

Read about concession


  • Is the Day2Day Plus Account still available?

    With the launch of the myBOQ mobile app, we've created new and exciting products to empower customers to manage their money and achieve their financial goals. The Everyday Account is our new transaction account that comes feature packed, all designed on a new mobile banking platform that will better serve customers with features like Round Ups, Budget Tracker and more.

    Whilst we are no longer accepting online applications for the Day2Day Plus Account, customers can visit their preferred BOQ branch to discuss their suitability in opening an account. Existing BOQ customers wanting to open a Day2Day Plus Account can also do so through Internet Banking.

  • What is myBOQ?

    myBOQ is our all-new mobile banking app that makes it easy for you to do your banking with BOQ. It comes with a full suite of new savings and transaction account products that take the hassel out of your everyday banking and gives you complete control over how you use your money.

    With myBOQ, we've made it easy for you to keep on top of your bills, stick to a budget and save more. Some of the exclusive banking features on myBOQ include:

    • Bill Tracker
    • Purchase Round Ups
    • Fast payments with Osko and PayID
    • Live in-app chat with a dedicated myBOQ support team

    Discover the new myBOQ app how it can help you bank better with BOQ.

    Learn more about myBOQ

  • I've got more questions

    Click on the link below to view more FAQs

    Find support & FAQs

You might also be interested in:

Less time checking out and more time enjoying your purchases.

Visa Debit Card

Add a Visa Debit Card to your eligible BOQ Savings or Everyday Banking account and enjoy shopping anywhere Visa is accepted, in Australia or overseas.

  • Contactless payments for transactions under $100
  • Secure online transactions
  • Withdraw cash from over 2.2 million ATMs worldwide


Future Saver Account

Our high-interest saver accounts for 14 to 35 year olds, with easy-to-earn bonus interest and no monthly account keeping fees.

  • Access your money whenever you need, exclusively on the all-new myBOQ mobile app. Please note: As an app-exclusive account, it cannot be accessed via Internet Banking.
  • Let your high interest savings soar higher. Super charge your savings with easy to earn Bonus Interest.
  • Simply deposit $1,000 into your linked Everyday Account from an external bank account (cash and cheque deposits excluded) and make 5 or more eligible transactions (settled, not pending).
  • Stay on track and manager your savings. Set up savings goals to keep you on track with your targets.
  • Switch on Round Ups to add to your savings without even thinking about it! We'll round each of your transactions to the nearest dollar and put the extra right into your savings.

Everyday banking with no monthly fees

Everyday Account

Our simple, intuitive everyday transaction account, made even better for you with user-friendly features that help you make the most of your money.

  • Access your money whenever you need, exclusively on the all-new myBOQ mobile app. Please note: As an app-exclusive account, it cannot be accessed via Internet Banking.
  • Managing your money has never been easier, with in-app spend tracking to help you budget better and bill tracker to give you a heads up when bills are due.
  • Fast, easy payments. Pay or be paid instantly with PayID.
  • Open an Everyday Account directly within the myBOQ app and start banking with BOQ today!