At a glance

$ 0 
Account keeping fees
FREE 
Free access to over 10,000 ATMs*
$ 0 
Minimum deposits

Account Benefits

If you are an eligible Commonwealth Government Pension or Concession Card Holder, benefit from a Day2Day Plus Account with no dishonour fees and no overdrawn fees.

Free ATM withdrawals

Fee free access to over 2,100 atmx by Armaguard ATMs, our preferred ATM network, as well as all BOQ Branch ATMs and some other Australian banks' ATMs

Unlimited transactions

Unlimited cheques, withdrawals, BOQ balance enquiries, funds transfer and BPAY transactions

No minimum monthly deposit or balance

Deposit as much or as little as you want anytime, into your everyday account

Visa Debit Card

Free  Visa Debit Card to shop online, in-store, in Australia and overseas.

In addition to these great features of our Day2Day Plus Account, you will also be entitled to the following benefits:

No overdrawn fees

No dishonour fees

Fees

Keep your fees to a minimum with our no monthly fee bank account.*

Fee Type Fee Amount

Account Maintenance Fee

Nil

Monthly Card Fee (Visa Debit)

Free

Teller Withdrawals

Free

Cheques Written

Free

BOQ Balance Enquiry

Free

BOQ ATM/EFTPOS fees

Free

BPAY

Free

Funds Transfer

Free

Single/Multi pay anyone

Free

Dishonour Fees Nil
Overdrawn Fees Nil

* Other fees (including other bank ATM and International Transaction fees) and charges may be payable. Please view the Personal Banking Guide to Fees and Charges for more details.

 

We will refund you any dishonour fees or overdrawn fees charged to your Day2Day Plus Account in the period after you tell us you hold a current Commonwealth Government Pension or Concession Card. 

If your account does become overdrawn, you will be charged debit interest as per our Terms and Conditions, but no overdrawn fee will be charged.

 

Apply for your Account

Account eligibility

You must hold one of the following Commonwealth Government Pension or Concession cards:

  • Health Care card
  • Pensioner Concession card
  • Commonwealth Seniors Health card

Please visit your local branch or call our friendly team on 1300 55 72 72 to tell us that you hold a current Commonwealth Government Pension or Concession card and would like to apply for a new Day2Day Plus Account with Concession Features or that you would like to have the Concession Features applied to your existing Day2Day Plus Account.

Open a new BOQ Day2Day Plus Account with Concession Features

1. Click the below on Apply Now to open a a new BOQ Day2Day Plus Account.

2. Once your account is open and you have your new Day2Day Plus Account details, notify us that you hold a Government Pension or Concession Card and that you wish to have your account updated to be a Day2Day Plus with Concession Features. You can do this by:

  • Calling our friendly team on 1300 55 72 72 or
  • Visiting your local BOQ Branch  

Apply online

If you already have a BOQ Day2Day Plus Account

Notify us that you hold a Government Pension or Concession Card and that you wish to have your account updated to be a Day2Day Plus Account with Concession Features. You can do this by:

         -  Calling our friendly team on 1300 55 72 72 to ; or

         -  Visiting your local BOQ Branch  

 

A few rewarding offers, on us!

Another great reason to open a Day2Day Plus Account with BOQ. Redeem the below offers with your BOQ Visa Debit Card.

Receive 20% off selected full priced items.
Receive 20% off selected full priced items.

Australia’s number 1 destination for online fashion.

Redeem

Terms & conditions apply 1

Enjoy 10% discount on car rental bookings
Enjoy 10% discount on car rental bookings

Rentalcars.com is the world's biggest online car rental service.

Redeem

Terms & conditions apply 2

Get up to 10% cashback on accommodation bookings
Get up to 10% cashback on accommodation bookings.

Booking.com’s mission is to make it easier to experience the world.

Redeem

Terms & conditions apply 3

Unlock more value with these great Visa Offers & Perks!

Handy tools

 

You might also be interested in:

Less time checking out and more time enjoying your purchases.

Visa Debit Card

Add a Visa Debit Card to your eligible BOQ Savings or Everyday Banking account and enjoy shopping anywhere Visa is accepted, in Australia or overseas.

  • Contactless payments for transactions under $100
  • Secure online transactions
  • Withdraw cash from over 2.2 million ATMs worldwide

BONUS INTEREST VARIABLE RATE FOR BALANCES UP TO $250,000 IF BONUS CRITERIA MET**

Smart Saver Account

Our high-interest saver accounts for customers 36 years or older, with easy-to-earn bonus interest and no monthly account keeping fees.

  • Access your money whenever you need on the all-new myBOQ mobile app
  • Supercharge your savings with easy to earn Bonus Interest.
  • Simply deposit $1,000 into your linked Everyday Account and make 5 or more eligible transactions.
  • Set up savings goals to keep you on track with your targets.
  • Switch on Round Ups to add to your savings without even thinking about it!
  • Open a Smart Saver account directly within the myBOQ app and start banking with BOQ today!

Earn Q Rewards Points with a Blue Visa Credit Card

Blue Visa Credit Card

Earn 1 Q Rewards® point for each dollar spent on Eligible Purchases and redeem them for a range of options like evouchers, cashback and pay with points.4

  • Earn 1 Q Rewards point for every dollar spent on Eligible Transactions4
  • 0% p.a. on balance transfers for 20 months, reverting to the cash advance rate thereafter. No interest free days apply to retail purchases while you have a balance transfer5
  • No fees on balance transfers