Fixed Rate Unsecured Personal Loan Fixed Rate Secured Car Loan Variable Unsecured Personal Overdraft
Interest Rate 10.99% p.a. 7.39% p.a. 12.79% p.a.
Comparison Rate* 11.71% p.a. 8.19% p.a. N/A
Features
Interest rate Fixed Fixed Variable
Repayment options Principal and interest Principal and interest Pay any amount, so long as the balance stays within the credit limit
Minimum loan amount $3,000 $5,000 $3,000
Maximum loan amount $40,000 $80,000 $40,000
Minimum loan term 1 year 1 year N/A
Maximum loan term 7 years 7 years N/A
Redraw Yes - in branch. Minimum $100, no fees apply. Yes - in branch. Minimum $100, no fees apply. Draw funds up to your approved overdraft limit anytime
Security N/A Motor vehicle secured N/A
Repayment frequency Weekly, fortnightly, monthly Weekly, fortnightly, monthly Pay any time as long as the balance remains under the overdraft limit
Extra repayments Yes - no fees apply Yes - no fees apply Yes - pay any amount, anytime
Early payout Yes - no fees apply Yes - no fees apply Yes - no fees apply
Internet Banking
Fees
Application fee $150 $195 $150
Monthly maintenance fee $7.50 $7.50 N/A
Agreed credit advance fee N/A N/A 0.25% of the overdraft limit charged quarterly on the last day of February, May, August and November

Enquire

Find out more

Enquire

Find out more

Enquire

Find out more