Personal loan products
Compare features{yellow-border}
Fixed Rate Unsecured Personal Loan
Fixed Rate Secured Car Loan
Interest Rate
10.99% p.a.
7.39% p.a.
Comparison Rate*
11.71% p.a.
8.19% p.a.
Features{colspan-3}
Interest rate
Fixed
Fixed
Repayment options
Principal and interest
Principal and interest
Minimum loan amount
$3,000
$5,000
Maximum loan amount
$40,000
$80,000
Minimum loan term
1 year
1 year
Maximum loan term
7 years
7 years
Redraw
Yes - in branch. Minimum $100, no fees apply.
Yes - in branch. Minimum $100, no fees apply.
Security
N/A
Motor vehicle secured
Repayment frequency
Weekly, fortnightly, monthly
Weekly, fortnightly, monthly
Extra repayments
Yes - no fees apply
Yes - no fees apply
Early payout
Yes - no fees apply
Internet Banking
Yes
Yes
Fees{colspan-3}
Application fee *^
$150
$195
Monthly maintenance fee
$7.50
$7.50
Agreed credit advance fee
N/A
N/A
*^ This product is no longer offered{text-center}