BOQ Credit Cards

Whether it's for everyday purchases, booking travel or online shopping, it's possible to get more from your credit card with BOQ. With features such as an ongoing low rate, rewards cards that allow you to earn points or added benefits like 24 hour concierge - you'll find the card that's right for you.

 

Platinum Visa Blue Visa Low Rate Visa

Platinum Visa Card 

Earn More Rewards 

Blue Visa Card 

Earn Rewards 

Low Rate Visa Card 

Lower Interest Rate 

What does this card offer? Earn 2 Q Rewards® points for every 1 dollar spent on Eligible Transactions7, plus all the added perks of a platinum credit card. Earn 1 Q Rewards® point for every 1 dollar spent on Eligible Transactions7. Save more with a low interest rate on your purchases.

Apply now 

Load application 

Apply now 

Load application 

Apply now 

Load application 

Special Offers 

0% p.a. on balances transferred for 18 months (reverting to the cash advance rate of 21.74% p.a. thereafter)1  

• Get 30,000 bonus Q Rewards® points when you spend $3,000 within 90 days of card approval2   

 $129 annual fee (normally $199)3  

• 0% p.a. on balances transferred for 6 months (reverting to the cash advance rate of 21.74% p.a. thereafter)4 

• 0% p.a. on balances transferred for up to 12 months (reverting to the cash advance rate of 21.49% p.a. thereafter)5 

Standard Purchase Interest Rate 20.74% p.a. 20.74% p.a. 13.49% p.a.
Cash Advance Rate 21.74% p.a. 21.74% p.a. 21.49% p.a.
Interest Free Period6 Up to 55 days interest free on purchases Up to 44 days interest free on purchases Up to 55 days interest free on purchases
Maximum Credit Limit $30,000 $10,000 $20,000
Annual Fee

$129 annual fee 

(normally $199)3 

$60 $55
Complimentary Q Rewards ® Program7 2 Q Rewards® Points per $1 spent on Eligible Transactions7 1 Q Rewards® Point per $1 spent on Eligible Transactions7  No
Additional Card Fee Up to 4 free $15 $15
Minimum Income Requirement $35,000 $25,000 $25,000
Age 18 18 18
Personal Concierge Yes No No
Extended Warranty8 Yes No No
Complimentary International Travel Insurance8 Yes No No
Platinum Personalised Rewards program Yes No No
Take Flight9 Yes Yes No
Voucher, Gift Certificates & Merchandise Rewards Yes Yes No
Purchase Cover Insurance8 Yes Yes No
Cash Back Rewards Yes Yes No
Pen or PIN Yes Yes Yes
Fraudshield Yes Yes Yes
Worldwide Visa Acceptance Yes Yes Yes
Convenience of Visa PayWave Yes Yes Yes
24 Hour EasyPhone and Internet Banking Yes Yes Yes
Emergency Card Replacement within 24 hours (Australia) Yes Yes Yes
Apply now Apply now Apply now

This information is for general information purposes only. These rates are subject to change at any time. Details of our current rates may be obtained at any branch of Bank of Queensland, or contact us at our Customer Contact Centre.