At a glance

EARN
1 Q Rewards® point for every dollar spent on Eligible Transactions**
REDEEM
Q Rewards® points for flights, gift cards and merchandise
0 %P.A.
On balance transfers for 6 months*

Benefit from rewards with a Blue Visa Credit Card

Enjoy Q Rewards® credit card points for every dollar you spend on Eligible Transactions**, and put them towards a range of options like electronics, gift cards or even your next holiday!

0% on balance transfers

For 6 months, reverting to the cash advance rate thereafter, refer below.*

Earn rewards

Earn 1 Q Rewards® credit card point for every dollar spent on Eligible Transactions**

Low annual fee

Just $60 p.a.

Refund up to $500

If you purchase an eligible item that goes on sale after you buy it^

Purchase Cover Insurance

For personal items if they are lost, stolen or damaged within 90 days of purchase^

Up to 44 days

Interest free on your purchases***

Interest Free Days are not available while you have a Balance Transfer. 

Interest rates and fees

Blue Visa Credit Card Interest Rates and Fees

Annual fee Annual percentage rate (% p.a.) - Purchases  Annual percentage rate (% p.a.) - Cash Interest free days on purchases***
$60 20.74
 21.74
 Up to 44 days

A full list of fees and charges are provided in our Credit Card Fees and Charges Guide below.

Apply for a Blue Visa Credit Card

To apply for the Blue Visa Credit Card, you must:
  • Be at least 18 years of age
  • Have a good credit rating
  • Earn a taxable income of $25,000 per year or more
  • Be a permanent Australian resident or citizen
What you'll need for your application
  • Your income and expense details
  • Your driver's license number
  • Your employment details
  • Your balance transfer account details (if applicable). Your total balance transfers may not exceed 80% of your credit limit.
Applying online will take around 10 minutes

Apply online now

Important information

For important information on the Blue Rewards Credit Card, view our Terms and Conditions. 

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Day2Day Plus Account

The Day2Day Plus Account is the everyday bank account that frees you to live the way you want, each and every day.

  • Easily manage your daily transactions and bills through internet banking
  • Unlimited deposits, withdrawals, BOQ balance enquiries, funds transfer and BPAY transactions
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Q Rewards® - Earn
2 Points
for every dollar spent on Eligible Transactions5

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Enjoy Q Rewards® points for every dollar you spend on Eligible Transactions5 , plus get access to complimentary international travel insurance and extended warranties20 .

  • 0% p.a. on balance transfers for the first 14 months, reverting to the cash advance rate thereafter12
  • Get 30,000 Bonus Q Rewards® points when you spend $3,000 on Eligible Transactions within 90 days of card approval14
  • Discounted annual fee of $60 for the first year (normally $129)21
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