At a glance

EARN
1 Q Rewards® point for every dollar spent on Eligible Transactions**
REDEEM
Q Rewards® points for flights, gift cards and merchandise
0 %P.A.
On balance transfers for 6 months*

Benefit from rewards with a Blue Visa Credit Card

Enjoy Q Rewards® points for every dollar you spend on Eligible Transactions**, and put them towards a range of options like electronics, gift cards or even your next holiday!

0% on balance transfers

For 6 months, reverting to the cash advance rate thereafter, refer below.*

Earn rewards

Earn 1  Q Rewards® Point for every dollar spent on Eligible Transactions**

Low annual fee

Just $60 p.a.

Refund up to $500

If you purchase an eligible item that goes on sale after you buy it^

Purchase Cover Insurance

For personal items if they are lost, stolen or damaged within 90 days of purchase^

Up to 44 days

Interest free on your purchases***

Interest Free Days are not available while you have a Balance Transfer. 

Interest rates and fees

Blue Visa Credit Card Interest Rates and Fees

Annual fee Annual percentage rate (% p.a.) - Purchases  Annual perecentage rate (% p.a.) - Cash Interest free days on purchases***
$60 20.74
 21.74
 Up to 44 days

A ful llist of fees and charges are provided in our Credit Card Fees and Charges Guide below.

Important information

For important information on the Blue Rewards Credit Card, view our Terms and Conditions. 

Ready to apply?

Step 1.

To be eligible:

  • You are at least 18 years of age
  • You have a good credit rating
  • You earn a taxable income of $25,000 per year or more
  • You are a permanent Australian resident

Important Information: If you apply for a balance transfer, your total balance transfers may not exceed 80% of your credit limit

Step 2.

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Enjoy Q Rewards® points for every dollar you spend on Eligible Transactions5 , plus get access to complimentary international travel insurance and extended warranties20 .

  • 0% p.a. on balance transfers for the first 14 months, reverting to the cash advance rate thereafter12
  • Get 30,000 Bonus Q Rewards® points when you spend $3,000 on Eligible Transactions within 90 days of card approval14
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