Earn Q Rewards® points and enjoy travel perks

Platinum Visa Credit Card

Enjoy Q Rewards® points for every dollar you spend on Eligible Transactions5 , plus get access to complimentary international travel insurance and extended warranties (terms, conditions, limits and exclusions apply)20 .

  • Get your annual fee waived every year if you spend a minimum of $12,000 per year on retail purchases.21
  • Plus get 1,000 bonus points every month when you spend $1,000 per month on Eligible Transactions for the first 12 months 14
  • Earn 2 Q Rewards® points for every dollar spent on Eligible Transactions 5

Earn Q Rewards® points with a Blue Visa Credit Card

Blue Visa Credit Card

Earn Q Rewards® points and redeem them for range of merchandise, gift cards or even your next holiday19

  • $120 cash back if you spend $500 per month on retail purchases for the first 3 months (that’s Netflix for a year!)22
  • 0% p.a. on balance transfers for 6 months, reverting to the cash advance rate thereafter16 No interest free days apply to retail purchases while you have a balance transfer
  • Earn 1 Q Rewards® point for every dollar spent on Eligible Transactions19

Save with lower interest rates

Low Rate Visa Credit Card

Why pay high interest rates? With our Low Rate Credit Card, you can save straight away with our balance transfer offer18

  • Low interest rate on purchases
  • 0% p.a. on balance transfers for the first 14 months, reverting to the cash advance rate thereafter18
  • Low annual card fee of $55

Compare credit cards

Platinum Visa Credit Card Blue Visa Credit Card Low Rate Visa Credit Card
Credit Card Summary
What does this card offer? Earn 2 Q Rewards® points for every 1 dollar spent on Eligible Transactions5 , plus all the added perks of a platinum credit card. Earn 1 Q Rewards® point for every 1 dollar spent on Eligible Transactions5 . Save more with a low interest rate on your purchases.
Special Offers • $0 annual fee in your first year (saving $129 p.a.)21

• Plus $0 annual fee ongoing if you spend a minimum of $12,000 per year on retail purchases21

• Plus get 1,000 bonus points every month when you spend $1,000 per month on Eligible Transactions for the first 12 months14

• 0% p.a. 12 months on balance transfers (reverts to the cash advance rate. No interest free days apply to retail purchases while you have a balance transfer)12
• 0% p.a. on balance transfers for the first 6 months (reverting to the cash advance rate below)16

• $120 cash back if you spend $500 per month on retail purchases for the first 3 months (that’s Netflix for a year!)22
• 0% p.a. on balance transfers for the first 14 months (reverting to the cash advance rate below)18 . No Interest free days apply to retail purchases while you have a balance transfer
Minimum Income Requirement $35,000 $25,000 $25,000
Age 18 18 18
Interest Free Period## (unless you have a balance transfer) Up to 55 days Up to 44 days Up to 55 days
Minimum Credit Limit $6,000 $2,000 $2,000
Rates
Standard Purchase Interest Rate 20.74% p.a. 20.74% p.a. 13.49% p.a.
Cash Advance Rate 21.74% p.a. 21.74% p.a. 21.49% p.a.
Fees
Annual Fee $0 annual fee in your first year (saving $129 p.a.)21

Plus $0 annual fee ongoing if you spend a minimum of $12,000 per year on retail purchases 21

Normal annual fee: $129
$60 $55
Additional Card Fee Up to 4 free $15 $15
Q Rewards®
Q Rewards® Points5 Earn up to 2 Q Rewards® Points for every 1 dollar spent on Eligible Transactions5
See rewards points
Earn 1 Q Rewards® point per for every dollar spent on Eligible Transactions5
See rewards points
Points Capping Uncapped Uncapped N/A
Voucher, Gift Certificates & Merchandise Rewards
Cash Back Rewards
Platinum Personalised Rewards program
Personal Concierge
Take Flight++
Insurance11
Purchase Cover Insurance
Extended Warranty
Complimentary International Travel Insurance
Guaranteed Pricing Scheme
Transit Accident Insurance
Interstate Flight Inconvenience Insurance
Security
Pen or PIN
Fraudshield
Emergency Card Replacement within 24 hours (Australia)
Additional Features
Worldwide Visa Acceptance
Visa PayWave
24 Hour EasyPhone and Internet Banking

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