Platinum Visa Credit Card
Q Rewards - Earn
2 Points
for every dollar spent on Eligible Transactions5

Earn Q Rewards® points and enjoy travel perks

Platinum Visa Credit Card

Enjoy Q Rewards® points for every dollar you spend on Eligible Transactions5 , plus get access to complimentary international travel insurance and extended warranties20 .

  • 0% p.a. on balance transfers for the first 14 months, reverting to the cash advance rate thereafter12
  • Get 30,000 Bonus Q Rewards® points when you spend $3,000 on Eligible Transactions within 90 days of card approval14
  • Discounted annual fee of $60 for the first year (normally $129)21
Blue Visa Credit Card
Balance transfers
0 % P.A.
For the first 6 months16

Earn Q Rewards® points with a Blue Visa Credit Card

Blue Visa Credit Card

Earn Q Rewards® points and redeem them for a range of merchandise, gift cards or even your next holiday!19

  • 0% p.a. on balance transfers for 6 months, reverting to the cash advance rate thereafter16
  • Earn 1 Q Rewards® point for every dollar spent on Eligible Transactions19
  • Complimentary purchase cover insurance 20
Low Rate Visa Credit Card
Balance transfers
0 %P.A.
For the first 12 months18

Save with lower interest rates

Low Rate Visa Credit Card

Why pay high interest rates? With our Low Rate Credit Card, you can save straight away with our balance transfer offer18

  • Low interest rate on purchases
  • 0% p.a. on balance transfers for the first 12 months, reverting to the cash advance rate thereafter18
  • Low annual card fee of $55

See how our Credit Cards compare

Platinum Visa Credit Card Blue Visa Credit Card Low Rate Visa Credit Card
Credit Card Summary
What does this card offer? Earn 2 Q Rewards® points for every 1 dollar spent on Eligible Transactions5 , plus all the added perks of a platinum credit card. Earn 1 Q Rewards® point for every 1 dollar spent on Eligible Transactions5 . Save more with a low interest rate on your purchases.
Special Offers • Discounted annual fee of $60 in the first year* (normally $129)

• 0% p.a. on balance transfers for the first 14 months (reverting to the cash advance rate below)12 .

• Get 30,000 bonus Q Rewards® points when you spend $3,000 on eligible transactions within 90 days of card approval14 .
• 0% p.a. on balance transfers for the first 6 months (reverting to the cash advance rate below)16 • 0% p.a. on balance transfers for the first 12 months (reverting to the cash advance rate below)18
Minimum Income Requirement $35,000 $25,000 $25,000
Age 18 18 18
Interest Free Period## Up to 55 days Up to 44 days Up to 55 days
Minimum Credit Limit $6,000 $2,000 $2,000
Rates
Standard Purchase Interest Rate 20.74% p.a. 20.74% p.a. 13.49% p.a.
Cash Advance Rate 21.74% p.a. 21.74% p.a. 21.49% p.a.
Fees
Annual Fee Discounted annual fee of $60 in the first year* (normally $129) $60 $55
Additional Card Fee Up to 4 free $15 $15
Q Rewards®
Q Rewards® Points5 Earn up to 2 Q Rewards® Points for every 1 dollar spent on Eligible Transactions5
See rewards points
Earn 1 Q Rewards® point per for every dollar spent on Eligible Transactions5
See rewards points
Points Capping Uncapped Uncapped N/A
Voucher, Gift Certificates & Merchandise Rewards
Cash Back Rewards
Platinum Personalised Rewards program
Personal Concierge
Take Flight++
Insurance11
Purchase Cover Insurance
Extended Warranty
Complimentary International Travel Insurance
Guaranteed Pricing Scheme
Transit Accident Insurance
Interstate Flight Inconvenience Insurance
Security
Pen or PIN
Fraudshield
Emergency Card Replacement within 24 hours (Australia)
Additional Features
Worldwide Visa Acceptance
Visa PayWave
24 Hour EasyPhone and Internet Banking

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