Platinum Visa Credit Card Offer
80,000 Bonus Q Rewards® Points
When you spend $3,000 in the first 2 months from card approval on Eligible Transactions.1
Learn more Apply nowTerms and conditions apply. New customers only.
Earn Q Rewards® points and enjoy perks
Platinum Visa Credit Card
Enjoy Q Rewards® points for every dollar you spend on Eligible Transactions4 , plus get access to complimentary international travel insurance and extended warranties (terms, conditions, limits and exclusions apply)6 .
- 80,000 bonus Q Rewards® points if you spend $3,000 in the first 2 months from card approval on Eligible Transactions1
- 0% p.a. on balance transfers for 14 months, reverting to the cash advance rate thereafter. No fees on balance transfers. No interest free days apply to retail purchases while you have a balance transfer3
- Earn 2 Q Rewards® points for every dollar spent on Eligible Transactions 4
Earn Q Rewards® points with a Blue Visa Credit Card
Blue Visa Credit Card
Earn Q Rewards® points and redeem them for a range of options or even your next holiday4
- 0% p.a. on balance transfers for 18 months, reverting to the cash advance rate thereafter. No interest free days apply to retail purchases while you have a balance transfer5
- No fees on balance transfers
- Earn 1 Q Rewards® point for every dollar spent on Eligible Transactions4
Save with lower interest rates
Low Rate Visa Credit Card
Why pay high interest rates? With our Low Rate Credit Card, you can save straight away with our balance transfer offer7
- Low interest rate on purchases
- 0% p.a. on balance transfers for the first 6 months, reverting to the cash advance rate thereafter7 . No interest free days apply to retail purchases while you have a abalance transfer
- Low annual card fee of $55
| Platinum Visa Credit Card | Blue Visa Credit Card | Low Rate Visa Credit Card | |
|---|---|---|---|
| Credit Card Summary | |||
| What does this card offer? | Earn 2 Q Rewards® points for every 1 dollar spent on Eligible Transactions4 , plus all the added perks of a platinum credit card. | Earn 1 Q Rewards® point for every 1 dollar spent on Eligible Transactions4 . | Save more with a low interest rate on your purchases. |
| Special Offers |
• Half annual fee in your first year (saving $64.50)2
• Plus get 80,000 bonus Q Rewards® points if you spend $3,000 in the first 2 months from card approval on Eligible Transactions1 • 0% p.a. on balance transfers for 14 months, reverting to the cash advance rate thereafter. No interest free days apply to retail purchases while you have a balance transfer3 • No fees on balance transfers |
• 0% p.a. on balance transfers for 18 months, reverting to the cash advance rate therafter. No interest free days apply to retail purchases while you have a balance transfer5
• No fees on balance transfers |
• 0% p.a. on balance transfers for the first 6 months, reverting to the cash advance rate thereafter. No interest free days apply to retail purchases while you have a balance transfer7
• No fees on balance transfers • Low annual card fee of $55 |
| Minimum Income Requirement | $35,000 | $25,000 | $25,000 |
| Age | 18 | 18 | 18 |
| Interest Free Period8 (unless you have a balance transfer) | Up to 55 days | Up to 44 days | Up to 55 days |
| Minimum Credit Limit | $6,000 | $2,000 | $2,000 |
| Rates | |||
| Standard Purchase Interest Rate | 20.74% p.a. | 20.74% p.a. | 13.49% p.a. |
| Cash Advance Rate | 21.74% p.a. | 21.74% p.a. | 21.49% p.a. |
| Fees | |||
| Annual Fee |
Half annual fee in your first year (saving $64.50)2
Normal annual fee: $129 |
$60 | $55 |
| Additional Card Fee | Up to 4 free | $15 | $15 |
| Q Rewards® | |||
| Q Rewards® Points4 |
Earn up to 2 Q Rewards® Points for every 1 dollar spent on Eligible Transactions4
See rewards points |
Earn 1 Q Rewards® point per for every dollar spent on Eligible Transactions4
See rewards points |
|
| Points Capping | Uncapped | Uncapped | N/A |
| Voucher, Gift Certificates & Merchandise Rewards | |||
| Cash Back Rewards | |||
| Platinum Personalised Rewards program | |||
| Personal Concierge | |||
| Take Flight++ | |||
| Insurance6 | |||
| Purchase Cover Insurance | |||
| Extended Warranty | |||
| Complimentary International Travel Insurance | |||
| Guaranteed Pricing Scheme | |||
| Transit Accident Insurance | |||
| Interstate Flight Inconvenience Insurance | |||
| Security | |||
| Pen or PIN | |||
| Fraudshield | |||
| Emergency Card Replacement within 24 hours (Australia) | |||
| Additional Features | |||
| Worldwide Visa Acceptance | |||
| Visa PayWave | |||
