Credit Card Interest Rates

 

 

Card

Annual fee

Annual interest rate
(% p.a.)

Interest-free days 1

Q Rewards® 1

Platinum Visa Card 
 

$199

18.99

Up to 55 days

2 points per $1

Gold Visa Card
 

$120

18.99

Up to 55 days

1.75 points per $1

Low Rate Visa Card 

 

$55

12.49*

Up to 55 days

Not Applicable

Blue Visa Card

 

$55

18.99

Up to 55 days

1.5 points per $1

Blue No Annual Fee Visa Card 

 

$0

17.99

Nil

1.5 points per $1

Special offer cards

Home Loan Privileges Package2

Nil

18.99

Up to 55 days

1.5 points per $1 (Blue Visa Card)

1.75 points per $1 (Gold Visa Card)

 

 View all of today's rates

 

*The Cash Advance interest rate is 4.00% p.a. above the Retail Purchase interest rate. For example, if this was to be calculated today, the Cash Advance interest rate would increase to 16.49% p.a.

This information is for general information purposes only. These rates are subject to change at any time. Details of our current rates may be obtained at any branch of Bank of Queensland, or contact us at our Customer Contact Centre.

1 On credit purchases only.
2 An annual package fee of $375 is payable. All applications must meet approval guidelines on all products to qualify for the package. Benefits cannot be taken in conjunction with or in addition to any other packages, negotiated interest rates or special offers.

Fees and charges are payable on lending products. The Bank's standard credit assessment criteria apply. Full terms and conditions are available at any Bank of Queensland branch.

Citigroup Pty Ltd ABN 88 004 325 080 AFSL 238098 (Citigroup) is the credit provider and issuer of Bank of Queensland Credit Cards (Credit Cards). Bank of Queensland Limited ABN 32 009 656 740 (Bank) distributes the Credit Cards under an agreement with Citigroup. The Bank does not and will not support Citigroup's obligations under the contracts or agreements connected with the Credit Cards. The words "we", "us" or "our" will generally read as a reference to Citigroup, but if the context requires these words to refer to the Bank, they will refer to the Bank undertaking relevant actions or making relevant decisions for or on behalf of Citigroup.

 


CONTACT US


Quick Links

GOGOGO

RELATED INFORMATION


WebSavings special offer

Changemybank