Bank accounts for everyday banking

As you progress through life's different stages, your lifestyle and financial needs may change. Whether you're looking for a no fee bank account, an interest earning account or you simply want easy access to your cash, we have an everyday bank account that can suit your needs.

Everyday banking with no monthly fees

Day2Day Plus Account®

The Day2Day Plus Account is the everyday bank account that frees you to live the way you want, each and every day.

  • Easily manage your daily transactions and bills through internet banking
  • Unlimited deposits, withdrawals, BOQ balance enquiries, funds transfer and BPAY transactions
  • Contactless payments and secure online purchases through Visa Debit

Get up to 1.05% Bonus interest on your savings^^

Open a linked Fast Track Saver Account with your Day2Day Plus Transaction Account, and earn up to 1.05% bonus interest on your savings when you meet the Bonus Criteria7.

All you need to do is to make a minimum $1,000 monthly deposit into your account (from an external source like your pay), and make 5 or more eligible (and settled) transactions from your Day2Day Account.

Earn interest on your everyday transaction account

Cash Management Account

Be rewarded with competitive interest rates and unlimited transactions for a low monthly fee.

  • Use Visa Debit to shop online, over the phone or in store, in Australia and overseas
  • Access your money anytime via internet and mobile banking
  • Earn competitive interest on balances from $1

An easy retirement savings account

Pension Plus Account

A high interest transaction account available to eligible pensioners.

  • No deposit or withdrawal limits
  • Receive interest on your balances
  • No account fees or penalties with easy access to your money

What can we help you with today? 

Your First Bank Account

See more

Starting Your First Job

See more

Starting Your Studies

See more

Joint Accounts

See more

Compare bank accounts

See our bank account features side by side      Compare bank accounts

Add-on to your BOQ Home Loan

Add a Mortgage Offset Account to your eligible BOQ home loan to pay less interest on your home loan over time.

Pay off your house sooner

Mortgage Offset Account

Access your money at any time while reducing the interest payable on your home loan.

  • 100% offset against your eligible BOQ Home Loan
  • No minimum balance
  • Easy access to your money when you need it