The myBOQ app is packed full of features

Bill tracker

Track your bills

Never miss a payment. We’ll give you a heads up when your bills are due, so you can make sure you’ve got the funds available.

budgeting

Better at budgeting

Manage your money easily. Set spending budgets on specific categories like groceries, bills and more. And get personalised insights and real-time alerts.

savings

Round Ups~

Grow your savings whenever you spend. Round up debit card transactions to the nearest dollar and we’ll put the extra change straight into one of your savings accounts.

account options

Open up to 9 accounts

Make every cent count. Open multiple savings accounts to manage your savings across multiple goals. 

myBOQ app savings tracker

Compare our savings & transaction accounts

Monthly account fee
$0

Everyday Account

Our low-fee Everyday Account, available exclusively on the myBOQ app.

  • Bill tracking features to help you monitor your upcoming bills and recurring payments.
  • Budgeting features that categorise your spending and help you manage your money easily.
Learn about our Everyday Account
You can earn
5.25 % P.A.^^
On deposit balances up to $50,000

Future Saver Account

Our high-interest savings account for 14 to 35 year olds.

  • No monthly fees.
  • Comes linked with an Everyday Transaction Account.
  • Enjoy bonus interest each month when you meet the criteria**
Learn more about Future Saver
You can earn
4.90 %p.a.^^
On deposit balances up to $250,000**

BONUS INTEREST VARIABLE RATE FOR BALANCES UP TO $250,000 IF BONUS INTEREST CRITERIA MET**

Smart Saver Account

Our high-interest savings account for customers 36 years or older.

  • No monthly fees.
  • Comes linked with an Everyday Account.
  • Enjoy bonus interest each month when you meet the bonus interest criteria**
Learn about Smart Saver
You can earn
4.55 % P.A.^^
On deposit balances up to $5,000,000

Simple Saver Account

A savings account with no hoops and no fuss when you just want to save.

  • No monthly fees.
  • Grow your savings with no minimum deposit.
  • Simply sit back and watch your savings grow.
Learn more about Simple Saver

Before you apply

You will need:

  • to be the account holder (applications cannot be completed and submitted by an Executor/Administrator/Power of Attorney/Legal representative)
  • an Australian residential address
  • an Australian driver's licence or Australian passport
  • an Australian mobile number
  • a smartphone that supports iOS 14.0+ or Android 8.0+

 

 

Ready to apply?

myBOQ is a mobile banking app only. You won't be able to, or need to use the BOQ's internet banking system. 

Apply online now

OR download the app using a QR code or by clicking on your relevant app store. 

Download the myBOQ banking app
On a desktop?

Grab your phone and scan the QR code. Download the banking app and apply for an account easily today.

Things you should know

  • myBOQ is a new mobile app that features exclusive 'app-only' accounts and transaction types that cannot be accessed via Internet Banking.
  • If you're a BOQ account holder with existing accounts that you access via Internet Banking, please note these accounts aren't accessible from the myBOQ app.

myBOQ app FAQs

  • How is the myBOQ banking app different to the BOQ Mobile app?

    myBOQ is BOQ’s brand-new digital banking platform, launching a range of exciting features and products. Customers who open an Everyday Account, Future Saver, Smart Saver or Simple Saver can manage these within the myBOQ app.

    Customers holding existing BOQ accounts will continue to manage these via BOQ Mobile or internet banking.

    BOQ is committed to providing customers with the best technology, features and services through the myBOQ app. This platform will continue to evolve to meet customer needs and improve their banking experience. 

  • I am already a BOQ customer, can I access myBOQ?

    Of course. But you’ll need to open a new Everyday Account or saver account to access the myBOQ app, as your existing accounts won’t be available.

    Learn more about our Everyday Account.

    Learn more about our Saver Accounts. 

    Existing accounts will still be available via Internet Banking or on the BOQ Mobile app. 

  • Is myBOQ Secure?

    To keep your money secure within the app, myBOQ is secured with a 6-digit access code and facial recognition or fingerprint biometric login on compatible devices. A one-time pin is also texted to you to prevent any unauthorised changes to your account.  

     

  • Can I still visit a branch?

    Yes, customers with any myBOQ accounts can visit any BOQ branch for assistance. We also have a dedicated contact centre, and in-app chat should you have any questions or need assistance.  

    To chat to us in the myBOQ app, tap the Profile icon, then Help & Support > App Support > Chat to us now to instantly get connected to a myBOQ agent.

  • How do I open an account?

    You can open an account in just a few minutes right from the myBOQ app or via the “apply now” link on the product site you’re interested in applying for. If you’re an Australian citizen or resident 14 years or older, all you’ll need is an Australian’s driver’s licence or Australian Passport.

  • What accounts are available on myBOQ?

    myBOQ offers a suite of everyday banking products. 

    Everyday Account – Our simple, intuitive everyday transaction account, made even better for you with user-friendly features that help you make the most of your money.

    Everyday Transaction Account

    Future Saver and Smart Saver – Our high-interest savings account with easy-to-earn bonus interest, goal tracking and no monthly account fees. Customers between the age of 14-35 will receive a Future Saver account, whilst customers 36 years and older will receive the Smart Saver Account.

    Fututre Saver & Smart Saver

    Simple Saver– No hoops and no fuss when you just want to save. Simply sit back and watch your savings grow.

    Simple Saver

  • Can I open a business account?

    myBOQ only offers personal everyday banking accounts.

  • What are the system requirements?

    The myBOQ app is compatible with smartphone devices running iOS 14.0+ and Android™ 8.0+. myBOQ app is free to download however your mobile network provider may charge you for accessing data on your phone.

  • How do I update my iPhone or iPad?

    Find out how to update your iPhone or iPad to the latest version of iOS or iPadOS from the experts at Apple.

  • What is iOS?

    An operating system used for mobile devices manufactured by Apple Inc. Both the iPhone and iPad are iOS devices.

  • My iOS is no longer supported. Can I continue to use the myBOQ app?

    You’ll still be able to use the current myBOQ app, but to continue to receive app releases with the latest security and experience features, we recommend updating your device to a newer operating system.

  • Why should I update to the latest operating system?

    If you use the app on an iOS that isn’t supported, you’ll no longer receive app updates with new features and bug fixes, or technical support for any app issues. In time, the app may become unavailable on older operating systems.

  • What if I can’t update my mobile phone to the minimum operating system?

    If your mobile phone is no longer receiving operating system updates, you should consider switching to a newer device that can receive operating system updates with the latest security features. This is particularly important when accessing banking information and managing your finances. 

  • More myBOQ FAQs

    For more myBOQ and savings account FAQs.

    Help & Support FAQs