Download the app to get started
Apply via the myBOQ Mobile App
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Get setup with a new account in only a few minutes. Applications can be submitted directly via the myBOQ app so you can bank on the go at any time.
Why choose the Everyday Account?
No monthly fees
We've made monthly account keeping fees a thing of the past.
Osko payments
Make payments in real-time. Send and receive money with PayID enabled accounts
Better at budgeting
Manage your money easily. Set spending budgets on specific categories like groceries, bills and more. And get personalised insights and real-time alerts.
Track your bills
Never miss a payment. We’ll give you a heads up when your bills are due, so you can make sure you’ve got the funds available.
Round Ups
Grow your savings whenever you spend. Round up debit card transactions to the nearest dollar and we’ll put the extra change straight into one of your savings accounts..
Money on the go
Make your money mobile and pay on the go with Apple Pay1, Samsung Pay2 or Google Pay3.
Ready to Apply?
Getting started is easy. Open and use your accounts in minutes with the myBOQ app.
Apply via the myBOQ Mobile App
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Apply online
Fees and charges
$ 0
No monthly fees
$ 0
No withdrawal fees at over 10,000 ATMs*
$ 0
No transaction fees within Australia
$ 0
No overdrawn fees if you happen to overdraw your account.*
Please view the myBOQ Deposit Account Interest Rates, Transaction Limits, Fees and Charges document for more details.
BOQ Visa Debit card features
Get a BOQ Visa Debit Card with your Everyday Account. With Visa contactless payments, you'll spend less time checking out and more time enjoying your purchases.
Worldwide Acceptance
You can now enjoy shopping everywhere Visa and eftpos are accepted, including online, in-store, over the phone and overseas.
Recycled Materials
As well as a tonne of features and benefits, your new card is made from 82% recycled plastic - so it's good for you and the planet!
Fraud Protection
Visa's Zero Liability Policy* guarantees that you won’t be held responsible for unauthorised charges made on your account. If you notice any unauthorised transactions on your statement, contact BOQ immediately.
Card Controls
Card controls to help you better manage your spending and security. Find out more.
Check your eligibility
You will need:
- To be aged over 14
- To be the account holder (applications cannot be completed and submitted by an Executor/Administrator/Power of Attorney/ Legal representative).
- An Australian residential address
- An Australian drivers licence or Australian passport or Medicare card
- An Australian mobile number
- A smartphone that supports iOS 12.0+ or Android 8.0+.
Apply via the myBOQ Mobile App
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Everyday Account FAQs
You might also be interested in:
BONUS INTEREST VARIABLE RATE FOR BALANCES UP TO $50,000 IF BONUS CRITERIA MET**
Future Saver Account
Our high-interest saver accounts for 14 to 35 year olds, with easy-to-earn bonus interest and no monthly account keeping fees.
- Access your money whenever you need on the all-new myBOQ mobile app
- Super charge your savings with easy to earn Bonus Interest.
- Simply deposit $1,000 into your linked Everyday Account and make 5 or more eligible transactions.
- Set up savings goals to keep you on track with your targets.
- Switch on Round Ups to add to your savings without even thinking about it!
BONUS INTEREST VARIABLE RATE FOR BALANCES UP TO $250,000 IF BONUS CRITERIA MET**
Smart Saver Account
Our high-interest saver accounts for customers 36 years or older, with easy-to-earn bonus interest and no monthly account keeping fees.
- Access your money whenever you need on the all-new myBOQ mobile app
- Supercharge your savings with easy to earn Bonus Interest.
- Simply deposit $1,000 into your linked Everyday Account and make 5 or more eligible transactions.
- Set up savings goals to keep you on track with your targets.
- Switch on Round Ups to add to your savings without even thinking about it!
- Open a Smart Saver account directly within the myBOQ app and start banking with BOQ today!
