Managing a Small Business
There’s always a better way to manage
There’s always a better way to manage
Many BOQ Owner-Managers have been managing their own small businesses for years, so we understand the day-to-day challenges you face.
Whether it's cash flow keeping you up at night or you're struggling to track your transactions, we're here to help ease the burden.
Our small business banking solutions include business bank accounts, small business loans, business financing options and payment solutions to help you succeed.
Get in touch with our business banking managers who have real small business experience!
Our low fee business bank account
Our Everyday Business Account is a low fee business transaction account that provides a flexible way to manage business finance and expenses.
Earn interest on your business transaction account
Our premium business transaction account earns you interest on monthly balances over $50,000.
Maximise your import and export potential
From traditional trade products to tailored finance solutions, BOQ offers a range of trade finance solutions for your import and export business.
A high interest savings account for your business
Make the most of your business savings.
Flexible business financing to grow your business
Looking to buy a new business, grow your business or to expand your operations?
Our Business Term Loan can help with your business financing needs.
Flexible Investment and Development Loan
With a minimum loan amount of $500,000, our Commercial Rate Loan is designed for property development, property investment or business acquisitions purposes.
Finance your equipment without tying up your cashflow
Whether you want to lease your equipment, salary package your vehicle or you're looking for a short-term finance solution to grow your business, we can help with a full suite of funding options.
Manage your cashflow and cover expenses
You can't always predict when an unexpected expense will arise, or when you need to cover shortages in your cash flow. Our Business Overdraft gives you access to a minimum of $10,000, up to an approved limit.
Access an ongoing line of credit from $50,000
Our Business Line of Credit loan offers convenience, flexibility and peace of mind. Whether you are expanding your business or you need to cover short term cash shortages, you can access additional funds when you need it, up to an approved limit.
Turn outstanding invoices into cash
A fast and flexible cash flow finance solution for businesses by accessing up to 80% of the balance tied up in unpaid invoices.
Process customer payments quickly and easily with the convenience of our EFTPOS terminals.
Solutions for customer payments and the processing of large amounts of transactions.
Free up your cash flow spent on insurance premiums
Pay your annual insurance premiums through flexible repayments, allowing your working capital to stay in your business.
Protect your business and its assets
Choose your own cover against fire, theft, accidents or public liability claims.
1Discount variable rate offers only available on new lending with a minimum loan amount of $200,000. The variable discount is for the life of the loan as long as the loan is retained under a variable Business Term Loan product. Discount rate offers are not available to self-managed super fund borrowing, for the purchase of residential property or on refinance of, or an increase to, existing BOQ facilities. Interest rates quoted are indicative only, and are subject to change without notice. Your actual interest rate may vary depending on the size of your loan, security being offered and full credit assessment of your application for finance. A margin may also apply. These interest rate offers cannot be taken in conjunction with or in addition to any other packages, negotiated interest rates or special offers.
The terms and conditions for this product are available online at boq.com.au/termsconditions.htm or at any BOQ branch. This material has been prepared without taking account of your objectives, financial situation or needs. Before making a decision, you should consider whether or not this product is appropriate for you.