Our most popular banking products at a glance

Transaction Accounts
Day2Day Plus Account
Monthly admin fee

Our award winning, no fee bank account

Day2Day Plus Account

The Day2Day Plus Account is the everyday bank account that frees you to live the way you want, each and every day.

  • Easily manage your daily transactions and bills through internet banking
  • Unlimited deposits, withdrawals, BOQ balance enquiries, funds transfer and BPAY transactions
  • Contactless payments and secure online purchases through Visa Debit
Reverse Charges Account
Bonus monthly payment
When a $2,000 minimum monthly balance is maintained

Get paid a bonus for your everyday banking

Reverse Charges Account

Reverse Charges Account® gives you a bonus payment simply for using it as your transactions account.

  • Maintain a minimum monthly balance of $2,000 and you'll receive a bonus paid into your account each quarter
  • No monthly maintenance fee when you maintain a balance of $2,000 or more
  • Worldwide acceptance with Visa Debit Card
Savings and Term Deposits
Bonus Interest Savings Account
Earn up to
2.20 %P.A.
For balances from $5,000-$49,999

Save faster with our high interest savings account

Bonus Interest Savings Account

Whether you're saving for a new purchase, a house deposit, a new baby or something else, our Bonus Interest Savings Account will help you reach your savings goal faster. Terms and conditions apply.

  • Make one withdrawal a month and still earn bonus interest
  • No minimum balance to start earning interest
  • No monthly account maintenance fees
Kids Savings Account
Earn up to
2.20 % P.A.
Variable base rate plus bonus interest

Teach kids to save with BOQ’s Kids Savings Account

Kids Savings Account

It’s never too early to teach kids to save! Encourage the right saving behaviour for children under 14 with a children's savings account held in their name. Terms and conditions apply.

  • Start earning high interest from the first dollar
  • Deposit only access for the linked child
  • Manage the account on your internet banking
Term Deposits
Earn up to
2.70 % P.A.
On balances $5,000-$249,999, term of 12 to less than 24 months

Fixed term interest rates and no account fees

Term Deposits

Rewarding you with higher interest on balances over $5,000. Enjoy the security of a fixed rate for your nominated term.

  • Flexible terms from just 1 month
  • Minimum investment of just $1,000
  • Choose how and when you receive interest payments