What can we help you with today? 

Your First Bank Account

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Starting Your First Job

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Starting Your Studies

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Moving Out Of Home

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Our most popular banking products at a glance

Transaction Accounts

Everyday banking with no monthly fees

Day2Day Plus Account

The Day2Day Plus Account is the everyday bank account that frees you to live the way you want, each and every day.

  • Easily manage your daily transactions and bills through internet banking
  • Unlimited deposits, withdrawals, BOQ balance enquiries, funds transfer and BPAY transactions
  • Contactless payments and secure online purchases through Visa Debit

Get paid a bonus for your everyday banking

Reverse Charges Account

Reverse Charges Account® gives you a bonus payment simply for using it as your transactions account.

  • Maintain a minimum monthly balance of $2,000 and you'll receive a bonus paid into your account each quarter
  • No monthly maintenance fee when you maintain a balance of $2,000 or more
  • Worldwide acceptance with Visa Debit Card
Savings and Term Deposits

Earn bonus interest on our interest earning savings account

Bonus Interest Savings Account

Whether you're saving for a new purchase, a house deposit, a new baby or something else, our Bonus Interest Savings Account will help you reach your savings goal faster. Terms and conditions apply, view Bonus Interest Savings Account for details.

  • Make one withdrawal a month and still earn bonus interest
  • No minimum balance to start earning interest
  • No monthly account maintenance fees

Fast track your savings with an ongoing high interest rate

Fast Track Saver Account

Fast track your savings with a high interest savings account that rewards you for using your linked Day2Day Plus Account.

  • Earn ongoing bonus interest by making regular deposits into your linked Day2Day Account
  • No minimum balance to start earning interest
  • No monthly account maintenance fees

Teach kids to save with BOQ’s Kids Savings Account

Kids Savings Account

It’s never too early to teach kids to save! Encourage the right saving behaviour for children under 14 with a children's savings account held in their name. Terms and conditions apply.

  • Start earning high interest from the first dollar
  • Deposit only access for the linked child
  • Manage the account on your internet banking

Fast track your savings

Fast Track Starter Account

No matter how much you have in your savings (up to $250,000), you can earn Bonus Interest to boost your balance.

  • Earn ongoing bonus interest by making regular deposits into your linked Day2Day Account
  • No minimum balance to start earning interest
  • No monthly account maintenance fees

Fixed term interest rates and no account fees

Term Deposits

Rewarding you with higher interest on balances over $5,000. Enjoy the security of a fixed rate for your nominated term.

  • Flexible terms from just 1 month
  • Minimum investment of just $1,000
  • Choose how and when you receive interest payments