Personal Banking
We're here to support you through every stage of your banking journey
Our most popular bank accounts at a glance
Transaction Accounts
Everyday banking with no monthly account keeping fees
Everyday Account
Our simple, intuitive everyday transaction account, made even better for you with user-friendly features that help you make the most of your money.
- Access your money whenever you need, exclusively on myBOQ mobile app. Please note: As an app-exclusive account, it cannot be accessed via Internet Banking.
- Managing your money has never been easier, with in-app spend tracking to help you budget better and bill tracker to give you a heads up when bills are due.
- Fast, easy payments. Pay or be paid instantly with PayID.
- Open an Everyday Account directly within the myBOQ app and start banking with BOQ today!
Savings and Term Deposits
GET A GREAT, ONGOING INTEREST RATE FOR BALANCES UP TO $5 MILLION
Simple Saver Account
No hoops and no fuss when you just want to save. Simply sit back and watch your savings grow.
- Available on the myBOQ app
- No monthly account fees
- Grow your savings with no minimum deposit
- Simply sit back and watch your savings grow
BONUS INTEREST VARIABLE RATE FOR BALANCES UP TO $50,000 IF BONUS INTEREST CRITERIA MET**
Future Saver Account
Our highest interest savings account for 14 to 35-year-olds. Meet the simple criteria to earn the bonus interest and watch your savings soar.
- Available on the myBOQ app
- No monthly account fees
- Comes linked with an Everyday Transaction Account
- Earn bonus interest each month when you meet the criteria**
Fixed term interest rates and no account fees
Term Deposits
Rewarding you with higher interest on balances over $5,000. Enjoy the security of a fixed rate for your nominated term.
We’re receiving a high volume of online applications at the moment, so it might take us a little longer than usual to get your account ready for you. Please be assured we’ll process your request as quickly as possible.
- Flexible terms from just 1 month
- Minimum investment of just $1,000
- Choose how and when you receive interest payments
BONUS INTEREST VARIABLE RATE FOR BALANCES UP TO $250,000 IF BONUS INTEREST CRITERIA MET**
Smart Saver Account
Our high interest savings account for customers 36 years or older.
- Available on the myBOQ app
- No monthly account fees
- Comes linked with an Everyday Transaction Account
- Earn bonus interest each month when you meet the bonus interest criteria**
You can earn
2.50 % P.A.^^
Including 2.45% Bonus Interest variable rate + 0.05% variable Base Rate13
GET REWARDED WITH BONUS INTEREST
Kids Savings Account
A savings account for children under 14. Start earning high interest from the first dollar.
- No account keeping fees
- No minimum monthly deposit
- Make no more than one withdrawal a month to earn variable bonus interest rate
Find support with your BOQ accounts
Home Page FAQ's
Find answers to your frequently asked questions
Card Management
Find help with your Debit or Credit Card
myBOQ FAQ's
Find answers to myBOQ app questions
Other products
- Day2Day Plus Account®
An everyday transaction account with no fees. - Day2Day Plus Account® - Concession
An everyday transaction account with concession features for eligible government concession card holders. - Fast Track Starter Account
A high interest savings accounts for 14-24 years.
- Fast Track Saver Account
A savings account with great rates. - Bonus Interest Savings Account
A savings account with bonus interest rates. - WebSavings Account®
An online savings account with great ongoing rates and flexibility.
