| Platinum Visa Credit Card | Blue Visa Credit Card | Low Rate Visa Credit Card | |
|---|---|---|---|
| Credit Card Summary | |||
| What does this card offer? | Earn 2 Q Rewards® points for every 1 dollar spent on Eligible Transactions5 , plus all the added perks of a platinum credit card. | Earn 1 Q Rewards® point for every 1 dollar spent on Eligible Transactions5 . | Save more with a low interest rate on your purchases. |
| Special Offers |
• Discounted annual fee of $60 in the first year* (normally $129) • 0% p.a. on balance transfers for the first 14 months (reverting to the cash advance rate below)12 . • Get 30,000 bonus Q Rewards® points when you spend $3,000 on eligible transactions within 90 days of card approval14 . |
• 0% p.a. on balance transfers for the first 6 months (reverting to the cash advance rate below)16 | • 0% p.a. on balance transfers for the first 12 months (reverting to the cash advance rate below)18 |
| Minimum Income Requirement | $35,000 | $25,000 | $25,000 |
| Age | 18 | 18 | 18 |
| Interest Free Period## | Up to 55 days | Up to 44 days | Up to 55 days |
| Minimum Credit Limit | $6,000 | $2,000 | $2,000 |
| Rates | |||
| Standard Purchase Interest Rate | 20.74% p.a. | 20.74% p.a. | 13.49% p.a. |
| Cash Advance Rate | 21.74% p.a. | 21.74% p.a. | 21.49% p.a. |
| Fees | |||
| Annual Fee | Discounted annual fee of $60 in the first year* (normally $129) | $60 | $55 |
| Additional Card Fee | Up to 4 free | $15 | $15 |
| Q Rewards® | |||
| Q Rewards® Points5 |
Earn up to 2 Q Rewards® Points for every 1 dollar spent on Eligible Transactions5
See rewards points |
Earn 1 Q Rewards® point per for every dollar spent on Eligible Transactions5
See rewards points |
|
| Points Capping | Uncapped | Uncapped | N/A |
| Voucher, Gift Certificates & Merchandise Rewards | |||
| Cash Back Rewards | |||
| Platinum Personalised Rewards program | |||
| Personal Concierge | |||
| Take Flight++ | |||
| Insurance11 | |||
| Purchase Cover Insurance | |||
| Extended Warranty | |||
| Complimentary International Travel Insurance | |||
| Guaranteed Pricing Scheme | |||
| Transit Accident Insurance | |||
| Interstate Flight Inconvenience Insurance | |||
| Security | |||
| Pen or PIN | |||
| Fraudshield | |||
| Emergency Card Replacement within 24 hours (Australia) | |||
| Additional Features | |||
| Worldwide Visa Acceptance | |||
| Visa PayWave | |||
| 24 Hour EasyPhone and Internet Banking | |||
NSW and Qld Bushfire Emergency Relief Customer Hotline | CALL 1800 079 866 – For all other enquiries, please call our contact centre on 1300 557 272.
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