| Platinum Visa Credit Card | Blue Visa Credit Card | Low Rate Visa Credit Card | |
|---|---|---|---|
| Credit Card Summary | |||
| What does this card offer? | Earn 2 Q Rewards® points for every 1 dollar spent on Eligible Transactions4 , plus all the added perks of a platinum credit card. | Earn 1 Q Rewards® point for every 1 dollar spent on Eligible Transactions4 | Save more with a low interest rate on your purchases. |
| Special Offers |
• Half annual fee in your first year (saving $64.50)2
• Plus get 80,000 bonus Q Rewards® points if you spend $3,000 in the first 2 months from card approval on Eligible Transactions1 • 0% p.a. on balance transfers for 14 months, reverting to the cash advance rate thereafter. No interest free days apply to retail purchases while you have a balance transfer3 • No fees on balance transfers |
• 0% p.a. on balance transfers for 18 months, reverting to the cash advance rate therafter. No interest free days apply to retail purchases while you have a balance transfer5
• No fees on balance transfers |
• 0% p.a. on balance transfers for the first 6 months, reverting to the cash advance rate thereafter. No interest free days apply to retail purchases while you have a balance transfer7
• No fees on balance transfers • Low annual card fee of $55 |
| Minimum Income Requirement | $35,000 | $25,000 | $25,000 |
| Age | 18 | 18 | 18 |
| Interest Free Period8 | Up to 55 days | Up to 44 days | Up to 55 days |
| Minimum Credit Limit | $6,000 | $2,000 | $2,000 |
| Rates | |||
| Standard Purchase Interest Rate | 20.74% p.a. | 20.74% p.a. | 13.49% p.a. |
| Cash Advance Rate | 21.74% p.a. | 21.74% p.a. | 21.49% p.a. |
| Fees | |||
| Annual Fee |
Half annual fee in your first year (saving $64.50)2
Normal annual fee: $129 |
$60 | $55 |
| Additional Card Fee | Up to 4 free | $15 | $15 |
| Q Rewards® | |||
| Q Rewards® Points4 |
Earn up to 2 Q Rewards® Points for every 1 dollar spent on Eligible Transactions4
See rewards points |
Earn 1 Q Rewards® point per for every dollar spent on Eligible Transactions4
See rewards points |
|
| Points Capping | Uncapped | Uncapped | N/A |
| Voucher, Gift Certificates & Merchandise Rewards | |||
| Cash Back Rewards | |||
| Platinum Personalised Rewards program | |||
| Personal Concierge | |||
| Take Flight++ | |||
| Insurance6 | |||
| Purchase Cover Insurance | |||
| Extended Warranty | |||
| Complimentary International Travel Insurance | |||
| Guaranteed Pricing Scheme | |||
| Transit Accident Insurance | |||
| Interstate Flight Inconvenience Insurance | |||
| Security | |||
| Pen or PIN | |||
| Fraudshield | |||
| Emergency Card Replacement within 24 hours (Australia) | |||
| Additional Features | |||
| Worldwide Visa Acceptance | |||
| Visa PayWave | |||
| Internet Banking Access | |||
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