Platinum Visa Credit Card Blue Visa Credit Card Low Rate Visa Credit Card
Credit Card Summary
What does this card offer? Earn 2 Q Rewards® points for every 1 dollar spent on Eligible Transactions4 , plus all the added perks of a platinum credit card. Earn 1 Q Rewards® point for every 1 dollar spent on Eligible Transactions4 Save more with a low interest rate on your purchases.
Special Offers • Half annual fee in your first year (saving $64.50)2

• Plus get 80,000 bonus Q Rewards® points if you spend $3,000 in the first 2 months from card approval on Eligible Transactions1

• 0% p.a. on balance transfers for 14 months, reverting to the cash advance rate thereafter. No interest free days apply to retail purchases while you have a balance transfer3

• No fees on balance transfers
• 0% p.a. on balance transfers for 18 months, reverting to the cash advance rate therafter. No interest free days apply to retail purchases while you have a balance transfer5

• No fees on balance transfers
• 0% p.a. on balance transfers for the first 6 months, reverting to the cash advance rate thereafter. No interest free days apply to retail purchases while you have a balance transfer7

• No fees on balance transfers

• Low annual card fee of $55
Minimum Income Requirement $35,000 $25,000 $25,000
Age 18 18 18
Interest Free Period8 Up to 55 days Up to 44 days Up to 55 days
Minimum Credit Limit $6,000 $2,000 $2,000
Rates
Standard Purchase Interest Rate 20.74% p.a. 20.74% p.a. 13.49% p.a.
Cash Advance Rate 21.74% p.a. 21.74% p.a. 21.49% p.a.
Fees
Annual Fee Half annual fee in your first year (saving $64.50)2

Normal annual fee: $129
$60 $55
Additional Card Fee Up to 4 free $15 $15
Q Rewards®
Q Rewards® Points4 Earn up to 2 Q Rewards® Points for every 1 dollar spent on Eligible Transactions4
See rewards points
Earn 1 Q Rewards® point per for every dollar spent on Eligible Transactions4
See rewards points
Points Capping Uncapped Uncapped N/A
Voucher, Gift Certificates & Merchandise Rewards
Cash Back Rewards
Platinum Personalised Rewards program
Personal Concierge
Take Flight++
Insurance6
Purchase Cover Insurance
Extended Warranty
Complimentary International Travel Insurance
Guaranteed Pricing Scheme
Transit Accident Insurance
Interstate Flight Inconvenience Insurance
Security
Pen or PIN
Fraudshield
Emergency Card Replacement within 24 hours (Australia)
Additional Features
Worldwide Visa Acceptance
Visa PayWave
24 Hour EasyPhone and Internet Banking

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