Platinum Visa Credit Card Blue Visa Credit Card Low Rate Visa Credit Card
Credit Card Summary
What does this card offer? Earn 2 Q Rewards® points for every 1 dollar spent on Eligible Transactions4, plus all the added perks of a platinum credit card. Earn 1 Q Rewards point for every 1 dollar spent on Eligible Transactions4 Save more with a low interest rate on your purchases.
Special Offers • Earn 100,000 bonus Q Rewards® points when you spend $4,500 on Eligible Transactions in the first 3 months from approval++

0% p.a. on balance transfers for 12 months, reverting to the cash advance rate thereafter. No interest free days apply to retail purchases while you have a balance transfer ^^

1% fee on balance transfers
0% p.a. on purchases and balance transfers for 9 months. Purchase rate reverts to standard purchase rate thereafter, balance transfer reverts to cash advance rate thereafter. No interest free days apply to retail purchases at the end of the promotional period while you have a balance transfer^

• No fees on balance transfers
0% p.a. on balance transfers for the first 18 months reverting to the cash advance rate thereafter*

• No fees on balance transfers
Minimum Income Requirement $35,000 $25,000 $25,000
Age 18 18 18
Interest Free Period8 Up to 55 days Up to 44 days Up to 55 days
Minimum Credit Limit $6,000 $2,000 $2,000
Rates
Standard Purchase Interest Rate 20.74% p.a. 20.74% p.a. 13.49% p.a.
Cash Advance Rate 21.74% p.a. 21.74% p.a. 21.49% p.a.
Fees
Annual Fee $65 for the first year, and $129 after that6 $60 $55
Additional Card Fee Up to 4 free $15 $15
Q Rewards
Q Rewards Points4 Earn up to 2 Q Rewards Points for every 1 dollar spent on Eligible Transactions4
See rewards points
Earn 1 Q Rewards point per for every dollar spent on Eligible Transactions4
See rewards points
Points Capping Uncapped Uncapped N/A
eVouchers
Cash Back Rewards
Select and Credit
Points Transfer
Platinum Personalised Rewards program
Personal Concierge
Take Flight++
Insurance+
Purchase Protection Insurance
Extended Warranty Insurance
International Travel Insurance
Domestic Travel Insurance
Rental Vehicle Excess Insurance in Australia
Security
Pen or PIN
Fraudshield
Emergency Card Replacement within 24 hours (Australia)
Additional Features
Worldwide Visa Acceptance
Apple Pay
Samsung Pay
Visa Contactless Payments
BOQ Internet Banking Access

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