| Platinum Visa Credit Card | Blue Visa Credit Card | Low Rate Visa Credit Card | |
|---|---|---|---|
| Credit Card Summary | |||
| What does this card offer? | Earn 2 Q Rewards® points for every 1 dollar spent on Eligible Transactions4, plus all the added perks of a platinum credit card. | Earn 1 Q Rewards point for every 1 dollar spent on Eligible Transactions4 | Save more with a low interest rate on your purchases. |
| Special Offers |
• Earn 100,000 bonus Q Rewards® points when you spend $4,500 on Eligible Transactions in the first 3 months from approval++ 0% p.a. on balance transfers for 12 months, reverting to the cash advance rate thereafter. No interest free days apply to retail purchases while you have a balance transfer ^^ 1% fee on balance transfers |
0% p.a. on purchases and balance transfers for 9 months. Purchase rate reverts to standard purchase rate thereafter, balance transfer reverts to cash advance rate thereafter. No interest free days apply to retail purchases at the end of the promotional period while you have a balance transfer^ • No fees on balance transfers |
0% p.a. on balance transfers for the first 18 months reverting to the cash advance rate thereafter* • No fees on balance transfers |
| Minimum Income Requirement | $35,000 | $25,000 | $25,000 |
| Age | 18 | 18 | 18 |
| Interest Free Period8 | Up to 55 days | Up to 44 days | Up to 55 days |
| Minimum Credit Limit | $6,000 | $2,000 | $2,000 |
| Rates | |||
| Standard Purchase Interest Rate | 20.74% p.a. | 20.74% p.a. | 13.49% p.a. |
| Cash Advance Rate | 21.74% p.a. | 21.74% p.a. | 21.49% p.a. |
| Fees | |||
| Annual Fee | $65 for the first year, and $129 after that6 | $60 | $55 |
| Additional Card Fee | Up to 4 free | $15 | $15 |
| Q Rewards | |||
| Q Rewards Points4 |
Earn up to 2 Q Rewards Points for every 1 dollar spent on Eligible Transactions4 See rewards points |
Earn 1 Q Rewards point per for every dollar spent on Eligible Transactions4 See rewards points |
|
| Points Capping | Uncapped | Uncapped | N/A |
| eVouchers | |||
| Cash Back Rewards | |||
| Select and Credit | |||
| Points Transfer | |||
| Platinum Personalised Rewards program | |||
| Personal Concierge | |||
| Take Flight++ | |||
| Insurance+ | |||
| Purchase Protection Insurance | |||
| Extended Warranty Insurance | |||
| International Travel Insurance | |||
| Domestic Travel Insurance | |||
| Rental Vehicle Excess Insurance in Australia | |||
| Security | |||
| Pen or PIN | |||
| Fraudshield | |||
| Emergency Card Replacement within 24 hours (Australia) | |||
| Additional Features | |||
| Worldwide Visa Acceptance | |||
| Apple Pay | |||
| Samsung Pay | |||
| Visa Contactless Payments | |||
| BOQ Internet Banking Access | |||
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