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View home loan interest rates 

Owner occupier home loan rates

Investment property interest rates

Our most popular home loans

Owner-Occupier
Fixed Rate Home Loan
Discount 3 year fixed rate4
3.87 % P.A.
For owner occupiers
Comparison rate
4.47 % P.A.

Know what your repayments are for peace of mind

Fixed Rate Home Loan

A fixed rate home loan gives you the certainty of knowing exactly what your repayments will be for up to 5 years, while protecting yourself against any potential interest rate rises.

  • Owner occupier and investor options available
  • Great interest rates across our range of terms
  • Principal and interest, or interest only repayments
Learn more
Clear Path Variable Home Loan
Interest rate
4.47 % P.A.
For owner occupiers
Comparison rate
4.60 % P.A.

Our most popular low rate loan, packed with features

Clear Path Variable Home Loan

If you're looking for a fully featured, cheap home loan with a low rate, our Clear Path Variable Rate Home Loan is for you!

  • Owner occupier and investor options available
  • Mortgage offset
  • Flexible repayments
Learn more
Economy Variable Home Loan
Discount Economy Variable Rate^^
3.59 % P.A.
For owner occupiers
Comparison rate
3.75 % P.A.

Save with our lowest home loan interest rate

Economy Variable Home Loan

Getting a cheap home loan doesn't mean you have to compromise on its features.

  • Owner Occupier and Investor options available
  • Free redraw
  • Unlimited additional repayments
Learn more
Home Loan Privileges Package

Save on fees and interest when you package your products

Home Loan Privileges Package

Combine your transaction account with your home loan and we’ll waive the monthly fees and application fees on all your package loans.

  • The more products, the bigger the savings
  • Fixed rate and variable rate home loans
  • $395 Annual package fee
Learn more

View all owner occupier home loans

Investor
Economy Variable Home Loan
Investor Rate
4.09 % P.A.
Comparison rate
4.25 % P.A.

Save with our lowest home loan interest rate

Economy Variable Home Loan

Getting a cheap home loan doesn't mean you have to compromise on its features.

  • Owner Occupier and Investor options available
  • Free redraw
  • Unlimited additional repayments
Learn more
Fixed Rate Home Loan
Discount 3 year fixed rate5
4.14 % P.A.
For Investors
Comparison rate
4.95 % P.A.

Know what your repayments are for peace of mind

Fixed Rate Home Loan

A fixed rate home loan gives you certainty for up to 5 years without worrying about potential interest rate rises.

  • Owner occupier and investor options available
  • Great interest rates across our range of terms
  • Principal and interest, or interest only repayments
Learn more
Clear Path Variable Home Loan
Investor Rate
5.04 % P.A.
Comparison rate
5.17 % P.A.

Our most popular low rate loan, packed with features

Clear Path Variable Home Loan

If you're looking for a fully featured, cheap home loan with a low rate, our Clear Path Variable Rate Home Loan is for you!

  • Owner Occupier and Investor options available
  • Mortgage offset
  • Flexible repayments
Learn more

View all investment property loans

We can even help you house hunt

Download the BOQ Property App, search for properties and get emailed an RP Data report before you commit.
Find out more

You might also be interested in:

Home Loan Privileges Package

Enjoy discounted rates and fee waivers when you bundle transaction and home loan products.

Learn more

Home and Contents Insurance

Once you've found the perfect place, make sure it's protected.

Learn more

Mortgage Offset Account

Save on interest by offsetting your savings against your home loan with a mortgage offset account.

Learn more

Compare all our home loans

See all of our available home loans, side by side.

Compare now