At a glance

5 %discount
When you combine home and contents insurance in a single policy
20 %discount
If you’re over 55 and no longer work full time
Call our specialist insurance team, Monday to Friday 8.00am – 6.00pm (AEST)

1300 159 298

Why choose our Home and Contents Insurance?

You've worked hard for your home, so it's important to protect it. With automatic inclusion for loss or damage caused by flood, theft or fire, we have you covered.

A house isn't a home without your belongings, which is why it's important to consider contents insurance too. For that extra peace of mind, you can also choose coverage for valuable items including mobile phones, jewellery, sunglasses and more.

Home insurance

Covers your house, any fixtures or home improvements including garages against the following insured events: damage from storm, rain or flood, fire or explosion, theft, attempted theft or malicious damage, escape of liquid, collision or a falling tree or branch, lightning, earthquake, or damage from riot or civil commotion. 

Personal valuables

Covers you anywhere in Australia and New Zealand for loss or accidental damage to your valuables and personal possessions, such as jewellery, watches, cameras, mobile phones and some sporting equipment.

Contents insurance

New for old replacement cover for your furniture, furnishings, household goods, electrical appliances, clothing and personal belongings against the insured events above.


Accidental damage

Extra cover can be purchased for accidental loss or damage to your building or contents.

What you’re covered for

If you have a home insurance policy, we cover your home for loss or damage at the insured address caused by an insured event during the period of insurance. 

If you have a contents insurance policy, we cover your contents for loss or damage at the insured address caused by an insured event during the period of insurance. 



Vero Home Extra

Vero Home Elite

No extra premium charge to pay monthly

Flood cover

Reasonable costs for rebuilding and related expenses such as demolition, removing debris, and architect fees up to 10% of the sum insured

Accidental breakage of glass

Provide new-for-old cover on all contents

Electrical motor burnout cover

Food and medication spoilage up to $1,000

Home office equipment cover up to $10,000

Fatal injury compensation of $10,000

Vet costs for pets injured in road accident up to $500

Cover for visitors’ contents up to $750

Personal Valuables (unspecified items) for valuable items such as mobile phones, jewellery, sunglasses anywhere in Australia and New Zealand. Cover up to $1,000 per individual item, pair, set or collection up to a $3,000 limit

Accidental loss or damage cover for all your contents

Legal liability cover of up to $20 million

Get your Home and Contents insurance quote

Obtain a quote and apply for home and contents insurance online below.

Your Eligibility 

Check your eligibility. We can insure your property online if:

  • The insured address is used for domestic purposes only
  • The insured address is in good condition and well maintained
  • The insured address is not under construction, renovation or demolition
  • The insured address is not occupied by 5 or more unrelated persons
  • The insured address is not occupied by trespassers or squatters
  • The insured address is currently occupied
  • The insured address not on more than 5 acres of land

But not if your home is a holiday home, or your property is over 100 years, in which case you should call us, as we may still be able to help.

If you answered no to any of the above questions, call us on 1300 159 298, as we may still be able to help.

Contact Us

Get a quote online

Call us from Monday to Friday, 8.00am - 6.00pm (AEST) 

Call us on 1300 159 298

Find your nearest branch

How to make a claim

What to do if you need to make a claim

How to make a claim

To make a new claim, contact us as soon as possible on: 1800 675 511.

We are available 24 hours a day, 7 days a week. 

Do you have an existing claims query? Please contact us on 1800 675 511.

Monday - Friday 8.30am - 7.00pm AEST

Important information

For important information on Home and Contents Insurance, view the files below.


We can also help with:

Know what your repayments are for peace of mind

Fixed Rate Home Loan

A fixed rate home loan gives you the certainty of knowing exactly what your repayments will be for up to 5 years, while protecting yourself against any potential interest rate rises.

  • Owner occupier and investor options available
  • Great interest rates across our range of terms
  • Repayment options available include Principal and Interest repayments and Interest Only repayments

Our most popular low rate loan, packed with features

Clear Path Variable Home Loan

If you're looking for a fully featured, cheap home loan with a low rate, our Clear Path Variable Rate Home Loan is for you!

  • Owner occupier and investor options available
  • Mortgage offset
  • Unlimited free redraw and flexible repayments