Home and Contents Insurance
We'll donate $100 to BOQ's Banking on our Kids appeal
For every Home and Contents Insurance policy arranged through BOQ
Learn moreAt a glance
5
%
discount
When you combine home and contents insurance in a single policy
20
%
discount
If you’re over 55 and no longer work full time
Why choose our Home and Contents Insurance?
You've worked hard for your home, so it's important to protect it. With automatic inclusion for loss or damage caused by flood, theft or fire, we have you covered.
A house isn't a home without your belongings, which is why it's important to consider contents insurance too. For that extra peace of mind, you can also choose coverage for valuable items including mobile phones, jewellery, sunglasses and more.
Home insurance
Covers your house, any fixtures or home improvements including garages against the following insured events: damage from storm, rain or flood, fire or explosion, theft, attempted theft or malicious damage, escape of liquid, collision or a falling tree or branch, lightning, earthquake, or damage from riot or civil commotion.
Personal valuables
Covers you anywhere in Australia and New Zealand for loss or accidental damage to your valuables and personal possessions, such as jewellery, watches, cameras, mobile phones and some sporting equipment.
Contents insurance
New for old replacement cover for your furniture, furnishings, household goods, electrical appliances, clothing and personal belongings against the insured events above.
Accidental damage
Extra cover can be purchased for accidental loss or damage to your building or contents.
What you’re covered for:
If you have a home insurance policy, we cover your home for loss or damage at the insured address caused by an insured event during the period of insurance.
If you have a contents insurance policy, we cover your contents for loss or damage at the insured address caused by an insured event during the period of insurance.
Benefit |
Vero Home Extra |
Vero Home Elite |
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No extra premium charge to pay monthly |
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Flood cover |
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Reasonable costs for rebuilding and related expenses such as demolition, removing debris, and architect fees up to 10% of the sum insured |
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Accidental breakage of glass |
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Provide new-for-old cover on all contents |
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Electrical motor burnout cover |
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Food and medication spoilage up to $1,000 |
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Home office equipment cover up to $10,000 |
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Fatal injury compensation of $10,000 |
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Vet costs for pets injured in road accident up to $500 |
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Cover for visitors’ contents up to $750 |
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Personal Valuables (unspecified items) for valuable items such as mobile phones, jewellery, sunglasses anywhere in Australia and New Zealand. Cover up to $1,000 per individual item, pair, set or collection up to a $3,000 limit |
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Accidental loss or damage cover for all your contents |
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Legal liability cover of up to $20 million |
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Important information
For important information on Home and Contents Insurance, view the files below.
Want a quote?
Obtain a quote and apply for home and contents insurance online below.
Step 1.
Check your eligibility. We can insure your home and contents online if:
- Your home is used for domestic purposes only
- Your home is in good condition and well maintained
- Your home is not under construction
- Your home is not occupied by 5 or more unrelated persons
- Your home is currently occupied
- Home not on more than 5 acres of land
But not if your home is a holiday home, or your property is over 100 years, in which case you should call us, as we may still be able to help.
If you answered no to any of the above questions, call us on 1800 675 511, as we may still be able to help.
Step 2.
We can also help with:
Know what your repayments are for peace of mind
Fixed Rate Home Loan
A fixed rate home loan gives you the certainty of knowing exactly what your repayments will be for up to 5 years, while protecting yourself against any potential interest rate rises.
- Owner occupier and investor options available
- Great interest rates across our range of terms
- Principal and interest, or interest only repayments
Our most popular low rate loan, packed with features
Clear Path Variable Home Loan
If you're looking for a fully featured, cheap home loan with a low rate, our Clear Path Variable Rate Home Loan is for you!
- Owner occupier and investor options available
- Mortgage offset
- Flexible repayments
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