Home and Contents Insurance
It's cover with smart solutions that aim to prevent accidents before they happen.{sub-heading}
BOQ Home & Contents Insurance{yellow-border}
BOQ Insurance offers smart Home and Contents Insurance to help you protect one of your most valuable assets. We’re investing in making your home a safer space all year round, with smart solutions that help keep you protected from avoidable accidents.
The quick and clever sign-up process uses satellite data to identify features about your home. Your home insurance quote is then auto-populated with this information, which means it can take as little as 3 minutes to complete.
Why choose BOQ Home & Contents Insurance
Protecting all your essentials
You’ll have cover for your home against insured events such as, damage from storm, flood, fire or explosion, theft or leaks, earthquake and more. Plus, replacement cover for your eligible household and personal items.
Smart sensors to help prevent avoidable accidents
Opt in to receive smart home sensors* (worth $250) that can alert you to avoidable mishaps like fire, water damage and theft.
Discount on your premiums
Get up to 8% discount on your premium* when you use your smart sensors. Its insurance that rewards smart customers everyday.
Get a quote in as little as 3 minutes
BOQ Insurance uses the latest technology to identify info about your home, such as construction year & building materials. It’s flexible, so you can add extra cover & protect the items that you value.
What you're covered for{yellow-border}
If you have a home or contents policy, you are covered for loss or damage at the insured address, caused by an insured event during the period of insurance.
Natural disaster damage: flood, fire or storm
If the worst happens and your home is completely destroyed, you're covered for the cost of reconstruction and replacing the insured items.
Home office
You're covered for eligible damage to your equipment with up to $20,000 of home office cover.
Water damage
If your home and items are damaged by water, you're covered for the clean up and repair costs.
Theft or vandalism
If something of yours gets stolen or vandalised, you're covered for the cost of replacing it with something new.
Rebuilding your home
Your home is covered up to the agreed sum insured, and you're able to get help with the costs of demolition and design fees.
New For old
If you need to replace your eligible contents, you're covered for that item’s value today, not its depreciated value. How good!
Temporary accommodation
When your home is unliveable and being repaired after an insured event, you're covered for the cost of finding somewhere comfortable to live for up to 12 months or a maximum of 10% of your sum insured.
Liability & Legal Protection
If someone gets hurt while visiting your home, you might need to help them pay for medical expenses. If you’re sued for liability, you may be covered for the costs of a lawyer.
Smart Home Insurance
$250
Worth of complimentary smart sensors for all eligible policies*. Simply choose to include the sensors on your eligible policy and start preventing avoidable accidents today
Up to 8%
Discount on your premium* for every year you use the sensors
What are 'smart home sensors'?{yellow-border}
When you sign up for Home and Contents Insurance, you can choose to receive three smart sensors that monitor your home and alert you via a smartphone notification of avoidable household problems such as fire, water damage, and theft. Smarter Homeowners save up to 8%* on their premium.
This is another perk of being a part of the Smart Home Program. Just by being proactive, you’ll be rewarded with a discount on your premium. All you have to do is keep the sensors activated for as long as you’re insured, as set out in the PDS and T&Cs.
Where to place your sensors
- Places prone to water leaks such as washing machines or kitchen sinks
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- Important points of entry such as doors, windows and cabinets
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- Places prone to temperature changes such as bathrooms and kitchens
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- Next to your smoke alarms so they will notify you if they're going off
- Only tracks if sensors are active
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- iOS 14.1, Android 5.1 and higher
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- Wifi enabled & wireless
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- Self-install in minutes
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- Pet & child friendly
Making a claim{yellow-border}
For making a claim
For all common home incidents, lodge your home or contents insurance claim online or call us 24/7/365 on 1300 159 298.
Looking for emergency help?
If your home is damaged or under threat of damage, call the SES on 132 500.