Introducing Honey Insurance

Finally, there’s a smarter way to protect your home. BOQ has partnered with Honey Insurance to offer smart home insurance to help you protect one of your most valuable assets. With Honey, the sign-up process is designed to be simple and offers smart tech integrated into your home and contents cover. Honey Insurance is underwritten by RACQ Insurance, one of Australia’s largest insurance providers and most trusted brands. 

Get a quote in 3 minutes

At a glance

$ 250 
Worth of complimentary smart sensors* for eligible policies, to help prevent avoidable accidents
Up to 8 %
discount on your premium* for every year you use the sensors

Why choose smart home insurance?

You've worked hard for your home, so it's important to protect it. With insurance packed full of benefits, we have you covered.

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Prevention is our priority

Many at-home mishaps can be avoided, which is why you can choose to receive complimentary smart home sensors* worth $250 with your Home and Contents policy. By activating the smart home sensors, you can be alerted to potential danger before it escalates to avoidable troubles like fire, theft and water leaks.

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A lower premium for being smarter

Get up to 8% discount on your premium* every year you use your sensors. Honey is insurance that rewards customers everyday, not just one day. 

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Your home

You’ll have cover for your home, including fixtures, against the following insured events: damage from storm, flood, fire or explosion, theft or attempted theft, vandalism, leaks, impact, lightning, earthquake and more.

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Your contents

A house isn't a home without your belongings, which is why it's important to consider contents insurance too. New for old replacement cover for your eligible household goods and personal items located at the insured address against the insured events listed above.

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Get insured in 3 minutes

You can get covered in just 3 minutes. Honey uses technology to identify info about your home, including size, number of rooms, construction year, building materials, helping you get covered faster and simpler. It’s flexible, so you can add additional cover and protect the things your household really values.

What you’re covered for

If you have a home or contents policy with Honey, you’re covered for loss or damage at the insured address caused by an insured event during the period of insurance.


Honey Household Insurance

Natural Disaster Damage - flood, fire or storm

If the worst happens and your home is completely destroyed we’ll cover the cost of reconstructing your home and replacing your things – and we’ll support you through it all.

Rebuilding Your Home

Your home is covered up to the agreed sum insured, but we’ll go over and above by up to 30% to help with the costs of demolition and design fees.

Home Office

We’re there to cover you for any damage to your equipment with up to $20,000 of home office cover. That’s up to 4 times the industry norm.

Theft or Vandalism

If something of yours gets stolen or vandalised, we’ll cover the costs of replacing it with something new.

Water Damage

If your home and things are damaged by water, we’ll cover clean up and repair costs.

New for Old

If we need to replace any of your things, we’ll cover you for that item’s value today – not its depreciated value. That’s new.

Temporary Accommodation

If you can’t stay at your place, we’ll cover the costs of finding you somewhere comfortable to call home in the meantime for up to 12 months.

Liability & Legal Protection

If someone gets hurt while visiting your home, you might need to help them pay for medical expenses. We’ll cover you to cover those costs. If you’re sued for liability, we’ll appoint and cover the costs of a lawyer to defend you.

These are some of the highlights and benefits of cover offered for households. Please refer to the PDS for details on insured events that can impact claims, as well as other exclusions and limitations.

Get your Home and Contents insurance quote in 3 minutes

It’s quick and easy to get a quote and apply for home and contents insurance online. Simply apply online below or contact us from Monday to Friday, 8.00am - 6.00pm to ask for a quote.

Get a quote now

Call us on 1300 159 298

How to make a claim

It can be really tough when things go wrong. so, our claims team is all about using their smarts to make things easy for you.

Honey makes slow, painful claims a thing of the past. for anything straightforward, we work quickly to get your life and things back to where they were. and for claims that take a little longer – like when we manage and co-coordinate complex repairs – we always keep you up to speed.

What to do if you need to make a claim

For all common home incidents, lodge your home or contents insurance claim online or call us 24/7/365 on 137 138.

Submit your claim

Looking for emergency help?

If your home is damaged or under threat of damage, call the SES on 132 500.

More information

Important information

For important information on Household Insurance, view the files below.


We can also help with:

Know what your repayments are for peace of mind

Fixed Rate Home Loan

A fixed rate home loan gives you the certainty of knowing exactly what your repayments will be for up to 5 years, while protecting yourself against any potential interest rate rises.

  • Owner occupier and investor options available
  • Great interest rates across our range of terms
  • Repayment options available include Principal and Interest repayments and Interest Only repayments

Our most popular low rate loan, packed with features

Clear Path Variable Home Loan

If you're looking for a fully featured, cheap home loan with a low rate, our Clear Path Variable Rate Home Loan is for you!

  • Owner occupier and investor options available
  • Mortgage offset
  • Unlimited free redraw and flexible repayments