Intro Rate Variable Home Loan+ Economy Variable Home Loan+ Clear Path Variable Home Loan+ 3 Year Fixed Rate Home Loan
Owner Occupier Interest Rates
Principal and Interest 3.69% p.a. 3.99% p.a. 4.56% p.a. 3.69% p.a.# See other fixed terms
Comparison Rate^ 4.21% p.a. 4.15% p.a. 4.69% p.a. 4.48% p.a.
Interest Only 4.18% p.a. 4.62% p.a. 5.20% p.a. 4.39% p.a.
Comparison Rate 4.30% p.a. 4.41% p.a. 4.96% p.a. 4.67% p.a.
Maximum LVR 90% of the property value, inclusive of Lender's Mortgage Insurance~ (Principal and Interest Lending, and Interest Only Lending) for Owner Occupiers. 80% of property value for Owner Occupier. 98% of the property value, inclusive of Lender's Mortgage Insurance~ (Principal and Interest Lending); or

90% of the property value, inclusive of Lender's Mortgage Insurance~ (Interest Only Lending) for Owner Occupiers.
90% of property value for Owner Occupiers, inclusive of Lender's Mortgage Insurance~ (applies to discount rate offers only)#; or

90% of the property value, inclusive of Lender's Mortgage Insurance~ (Interest Only Lending) for Owner Occupiers; or

98% of the property value, inclusive of Lender's Mortgage Insurance~ (Principal and Interest Lending).
Investor Interest Rates
Principal and Interest 3.99% p.a. 4.42% p.a. 5.37% p.a. 3.89% p.a.## See other fixed terms
Comparison Rate^ 4.56% p.a. 4.57% p.a. 5.50% p.a. 5.12% p.a.
Interest Only 4.18% p.a. 4.92% p.a. 5.77% p.a. 4.09% p.a.## See other fixed terms
Comparison Rate^ 4.59% p.a. 4.78% p.a. 5.67% p.a. 5.17% p.a.
Maximum LVR 90% of the property value, inclusive of Lender's Mortgage Insurance~ (Principal and Interest Lending and Interest Only Lending) for Investors. 80% of property value for Investor 90% of the property value, inclusive of Lender's Mortgage Insurance~ (Principal and Interest or Interest Only Lending) for Investors 80% of property value for Investors (applies to discount rates offers only)##

90% of the property value, inclusive of Lender's Mortgage Insurance~ (Principal and Interest or Interest Only Lending) for Investors
Features
Low Doc Option No No No No
Interest charged Monthly in arrears Monthly in arrears Monthly in arrears Monthly in arrears
Interest rate Variable Variable Variable Fixed for 1-5 years*
Interest only option Yes** Yes** Yes** Yes**
Minimum loan amount $150,000 No minimum No minimum No minimum
Minimum loan term 2 years 1 year No minimum Fixed term
Maximum interest only term 2 years 5 years 5 years Fixed term
Maximum loan term 30 years 30 years 30 years 30 years
Repayment type Principal and interest

Interest only**
Principal and interest

Interest only**
Principal and interest

Interest only**
Principal and interest

Interest only**
Repayment frequency Weekly, fortnightly, monthly Weekly, fortnightly, monthly Weekly, fortnightly, monthly Weekly, fortnightly, monthly
Additional repayments Yes - unlimited Yes - unlimited Yes - unlimited Yes – up to $5,000 annually
Redraw Yes - min $100 Yes - min $100 Yes - min $100 No
Mortgage Offset Facility personal customers only personal customers only personal customers on 1 year term only
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