Economy Variable Home Loan+ Clear Path Variable Home Loan+ 3 Year Fixed Rate Home Loan
Owner Occupier Interest Rates
Principal and Interest 3.99% p.a. 4.56% p.a. 3.87% p.a.# See other fixed terms
Comparison Rate 4.15% p.a. 4.69% p.a. 4.53% p.a.
Interest Only 4.62% p.a. 5.20% p.a. 4.49% p.a.
Comparison Rate 4.41% p.a. 4.96% p.a. 4.69% p.a.
Investor Interest Rates
Principal and Interest 4.42% p.a. 5.37% p.a. 4.14% p.a.# See other fixed terms
Comparison Rate 4.57% p.a. 5.50% p.a. 5.18% p.a.
Interest Only 4.92% p.a. 5.77% p.a. 4.49% p.a.
Comparison Rate 4.78% p.a. 5.67% p.a. 5.28% p.a.
Low Doc Option No No No
Interest charged Monthly in arrears Monthly in arrears Monthly in arrears
Interest rate Variable Variable Fixed for 1-5 years*
Interest only option Yes** Yes** Yes**
Minimum loan amount No minimum No minimum No minimum
Maximum LVR 80% of property value for Owner Occupier and Investor 98% of the property value, inclusive of Lender's Mortgage Insurance~ (Principal and Interest Lending) or 90% of the property value, inclusive of Lender's Mortgage Insurance~ (Interest Only Lending) for Owner Occupiers

90% of the property value, inclusive of Lender's Mortgage Insurance~ (Principal and Interest or Interest Only Lending) for Investors
80% of property value (applies to discount rates offers only)

98% of the property value, inclusive of Lender's Mortgage Insurance~ (Principal and Interest Lending) or 90% of the property value, inclusive of Lender's Mortgage Insurance~ (Interest Only Lending) for Owner Occupiers

90% of the property value, inclusive of Lender's Mortgage Insurance~ (Principal and Interest or Interest Only Lending) for Investors
Minimum loan term 1 year No minimum Fixed term
Maximum interest only term 5 years 5 years Fixed term
Maximum loan term 30 years 30 years 30 years
Repayment type Principal and interest

Interest only**
Principal and interest

Interest only**
Principal and interest

Interest only**
Repayment frequency Weekly, fortnightly, monthly Weekly, fortnightly, monthly Weekly, fortnightly, monthly
Additional repayments Yes - unlimited Yes - unlimited Yes – up to $5,000 annually
Redraw Yes - min $100 Yes - min $100 No
Mortgage Offset Facility personal customers only personal customers on 1 year term only
ATM Access
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