Growing a Small Business

Grow your business with our business banking solutions

Ready to take the next step and grow your business?

At BOQ, our Owner-Managers have years of experience growing their own businesses, therefore our banking solutions and experience can help you get there.

So if you're ready to take your small business to the next level, talk to your closest branch today.

A full suite of business banking solutions for growing businesses

Small business bank accounts

You can earn

1.60 ^{% P.A.^{^^}}

Including 1.35% Bonus Interest variable rate + 0.25% variable Base Rate¹⁵

BONUS INTEREST VARIABLE RATE FOR BALANCES UP TO $500,000

Business Performance Saver®

Earn an ongoing, competitive interest rate on your business savings that rewards you for using your linked Everyday Business Account.

Earn ongoing Bonus Interest variable rate when you meet Bonus Criteria
Simply deposit $5,000 or more and do 5 or more eligible transactions on your linked Everyday Business Account
No minimum balance required

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Our low fee business bank account

Everyday Business Account

Manage your transactions with ease - all for a low monthly fee.

Free branch, ATM and cheque deposits
Free Direct Debits and Direct Credits
Easy account access through ATM/EFTPOS, Internet and Mobile Banking

Apply now Learn more

You can earn

1.25 ^{% P.A.^{^^}}

Including 0.85% additional interest rate + 0.40% standard variable rate ¹⁴

ADDITIONAL INTEREST FOR 4 MONTHS ON BALANCES OVER $10,000

Business WebSavings Account

Make the most of your business savings with the flexibility of accessing your money anytime.

Earn additional interest for 4 months as an introductory offer
No monthly account maintenance fees
Unlimited transfers

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Maximise your import and export potential

International and Domestic Trade

From traditional trade products to tailored finance solutions, BOQ offers a range of trade finance solutions for your import and export business.

Manage payment and foreign exchange risk
Finance imports and exports
Establish a foreign currency account

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Small business loans and finance for updating your space or equipment

Variable loans from ¹

4.14 ^{% P.A.}

With residential security.

Flexible business financing to grow your business

Business Term Loan

Looking to buy a new business, grow your business or to expand your operations?
Our Business Term Loan can help with your business financing needs.

Choose variable or fixed loan
Fixed rates from 3.99% p.a.
Redraw facility available on variable interest rate Business Term Loans

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Finance your equipment without tying up your cashflow

Equipment and Vehicle Finance

Whether you want to lease your equipment, salary package your vehicle or you're looking for a short-term finance solution to grow your business, we can help with a full suite of funding options.

Spread your repayments over the life of the equipment
No capital outlay
Structure repayments to suit your cash flow

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Flexible Investment and Development Loan

Commercial Rate Loan

With a minimum loan amount of $500,000, our Commercial Rate Loan is designed for property development, property investment or business acquisitions purposes.

Suit your cashflow by choosing from four loan options
Progress draws available
Accepted security includes residential property, commercial property, business assets, directors' guarantee, fixed and floating company charge

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Flexible cash flow options to help you succeed

Manage your cashflow and cover expenses

You can't always predict when an unexpected expense will arise, or when you need to cover shortages in your cash flow. Our Business Overdraft gives you access to a minimum of $10,000, up to an approved limit.

Attach to your BOQ Business Transaction Account for access when you need it
Interest only charged on funds utilised
Access your overdraft via EFTPOS, online banking, direct debit, in branch or via cheque

Learn more Enquire now