Credit cards
After a credit card with low interest or rewards? We'll help you find the right fit.{sub-heading}
From high rewards to low rates
Three great credit cards, no tricky decisions. Start comparing now.{sub-heading}
Platinum Visa Credit Card{text-center}
Earn 2 Q Rewards® Points per $1 spent on eligible purchases uncapped4 and redeem them for Giftcards, Cashback, Pay with Points, and more.
Offer{mark}
Earn 100,000 Q Rewards® Bonus Points & 0% p.a. on Balance Transfers for 12 months.
- When you spend $4,500 on eligible purchases within 90 days from approval6
- Annual fee of $75 for the first year, and $149 after that8
- With a 3% Balance Transfer Fee.7 Reverts to Cash Advance rate thereafter.
{rate-display}
Blue Visa [br]Credit Card{text-center}
Earn 1 Q Rewards® Point per $1 spent on eligible purchases uncapped4 and redeem them for Giftcards, Cashback, Pay with Points, and more.
Offer{mark}
Earn 50,000 Q Rewards Bonus Points & 0% p.a. on Balance Transfers for 6 months.
- When you spend $3,500 on eligible purchases within 90 days from approval.12
- With a 1% Balance Transfer Fee.13 Reverts to Cash Advance rate thereafter.
{rate-display}
Low Rate Visa Credit Card{text-center}
If paying down your balance each month is keeping you up, our Low Rate Visa Credit Card can help you keep costs down.
Offer{mark}
0% p.a. on Balance Transfers for 24 months.
- With a 3% Balance Transfer Fee.15 Reverts to Cash Advance rate thereafter.
{rate-display}
Platinum Visa Credit Card{text-center}
Earn 2 Q Rewards® Points per $1 spent on eligible purchases uncapped4 and redeem them for Giftcards, Cashback, Pay with Points, and more.
Offer{mark}
Earn 100,000 Q Rewards® Bonus Points & 0% p.a. on Balance Transfers for 12 months.
- When you spend $4,500 on eligible purchases within 90 days from approval6
- Annual fee of $75 for the first year, and $149 after that8
- With a 3% Balance Transfer Fee.7 Reverts to Cash Advance rate thereafter.
{rate-display}
Blue Visa [br]Credit Card{text-center}
Earn 1 Q Rewards® Point per $1 spent on eligible purchases uncapped4 and redeem them for Giftcards, Cashback, Pay with Points, and more.
Offer{mark}
Earn 50,000 Q Rewards Bonus Points & 0% p.a. on Balance Transfers for 6 months.
- When you spend $3,500 on eligible purchases within 90 days from approval.12
- With a 1% Balance Transfer Fee.13 Reverts to Cash Advance rate thereafter.
{rate-display}
Low Rate Visa Credit Card{text-center}
If paying down your balance each month is keeping you up, our Low Rate Visa Credit Card can help you keep costs down.
Offer{mark}
0% p.a. on Balance Transfers for 24 months.
- With a 3% Balance Transfer Fee.15 Reverts to Cash Advance rate thereafter.
{rate-display}
Platinum Visa Credit Card{text-center}
Earn 2 Q Rewards® Points per $1 spent on eligible purchases uncapped4 and redeem them for Giftcards, Cashback, Pay with Points, and more.
Offer{mark}
Earn 100,000 Q Rewards® Bonus Points & 0% p.a. on Balance Transfers for 12 months.
- When you spend $4,500 on eligible purchases within 90 days from approval6
- Annual fee of $75 for the first year, and $149 after that8
- With a 3% Balance Transfer Fee.7 Reverts to Cash Advance rate thereafter.
{rate-display}
Blue Visa [br]Credit Card{text-center}
Earn 1 Q Rewards® Point per $1 spent on eligible purchases uncapped4 and redeem them for Giftcards, Cashback, Pay with Points, and more.
Offer{mark}
Earn 50,000 Q Rewards Bonus Points & 0% p.a. on Balance Transfers for 6 months.
- When you spend $3,500 on eligible purchases within 90 days from approval.12
- With a 1% Balance Transfer Fee.13 Reverts to Cash Advance rate thereafter.
{rate-display}
Low Rate Visa Credit Card{text-center}
If paying down your balance each month is keeping you up, our Low Rate Visa Credit Card can help you keep costs down.
Offer{mark}
0% p.a. on Balance Transfers for 24 months.
- With a 3% Balance Transfer Fee.15 Reverts to Cash Advance rate thereafter.
{rate-display}
Credit Card tips and guides{yellow-border}
Discover answers, tips and guides on how to make the most of your new BOQ Credit Card.{sub-heading}
Frequently asked questions{yellow-border}
If you can’t find the answer to your question here, there’s more info available.{sub-heading}
What is a credit card?
How does credit card interest work?
What is a low interest credit card?
How do I apply for a credit card in Australia?
To apply for a credit card, you must meet the eligibility criteria such as being 18 or over, an Australian resident, receive a regular income and have a good credit score. Then, you’ll need to compare credit card options to find the right one for your financial needs. Visit our compare credit cards page to see which BOQ Credit Card is right for you.
Once you have decided to apply, you’ll need to provide personal and financial information such as income and expenses. Then wait for your application to be reviewed. You will be notified of the outcome of your application within two bank business days of submission of the electronic application.