Quick repayment options

With so many payment options, staying on top of your credit card couldn't be easier.


Set up automatic credit card payments from any bank account with direct debit.

Internet Banking

Simply transfer funds from your bank account onto your Credit Card. See more.

Flexible instalment plans

Make your repayments in monthly instalments at a fixed rate over a set term.

By mail

Post your cheque and payment details to:

Bank of Queensland
GPO Box 749F
Melbourne, VIC,  8105


Use the BPAY Biller Code and Reference found on your statement.

In person

Visit your nearest BOQ branch.

Our instalment plans 

With BOQ instalment plans, you can break your payments into manageable monthly instalments over a set term of 1-5 years.**

Break your credit card payments into monthly instalments

Ideal for large and seasonal purchases, this lets you convert credit card purchases on your current statement balance into a single Instalment Plan, at a personalised fixed rate.

Convert eligible retail purchases into an Instalment Plan

From home essentials to luxury goods and wellbeing packages, our instalment plans give you the chance to break up your larger eligible purchases on your credit card, into smaller payments at a personalised fixed rate over a set term.

Access cash from your credit card

For big or unplanned expenses, access $500 or more within your available credit limit at a fixed rate and pay it down over a set term.

Easier to budget

Having a consistent repayment amount of your Instalment Plan will help you work out your budget.

More than one Instalment Plan

You can have multiple Instalment Plans on one credit card as long as each request is within your available credit limit.

Keep your interest free days^

You can still enjoy interest free days on your other purchases made outside the Instalment Plan as long as you continue to pay off your closing balance for the purchases in full each month.

About Easi-Pay

This handy facility simply draws a selected amount from your nominated transaction account. You can choose to pay:

  • Your full statement balance or
  • The minimum monthly repayment.

Features of Easi-Pay

  • No establishment fees
  • No monthly transfer fees
  • No minimum or maximum transfer amount
  • Option to nominate a non-BOQ transaction account
  • Easy management of your credit card repayments when travelling

Set up Easi-Pay

Easi-Pay can be set up by either visiting your nearest branch or completing and returning the form below.

Please note: it can take up to 3 business days for your Easi-pay payment to be cleared from the bank account you have nominated to be debited. Until the payment is cleared, these funds will not be available for use.