Landlord Insurance
A smarter way to protect your investment property and its contents.{sub-heading}
BOQ Landlord Insurance{yellow-border}
Why choose our Landlord Insurance?
Get a quote in as little as 3 minutes
BOQ Insurance combines your information with data about your property to help you select the cover that works for you.
Covers rent Default
When your tenant is in default, you have cover for the net rental income up to $5,000 less any bond entitlement.
Covers tenant damage
If your tenant damages your property or has a mishap, you can get help with the repair costs up to 15% of your sum insured, less any bond entitlement.
Fixtures & fittings
Cover for loss or damage to floor coverings, blinds and curtains caused by an insured event up to 5% of your sum insured.
Choose your landlord insurance cover{yellow-border}
Insurance for your Rental Property
Landlord Insurance includes cover for your rental property, including any fixtures against the following insured events: damage from storm, flood, fire and explosion, theft or attempted theft, vandalism, leaks, impact, lightning, earthquake and more.
Insurance for your Contents
Insurance for the contents you own and are in use by the tenants at the insured address.
What you're covered for{yellow-border}
Our Landlord Insurance can cover both the building and the contents of your investment property in the case that they need repair, rebuilding, or replacement after an insured event.{sub-heading}
Natural disaster damage
If your property is damaged by storm, fire or flood, we can cover the cost of reconstruction and replace your eligible contents up to the sum insured.
Loss of rent
When your property is unfit to live in and being repaired after an insured event, we can cover the net rental income lost for up to 12 months (up to 10% of your sum insured).
Rebuilding your property
On top of your sum insured, there’s cover for the costs of demolition and design fees.
Rent default
When your tenant is in default, we can pay the net rental income lost up to $5k after bond entitlement.
Accidental damage by a tenant
If your tenant accidentally damages your property, we can help with repair costs up to 15% of your sum insured (less bond entitlement).
Fixtures & fittings
Cover for loss or damage to floors, blinds and curtains up to 5% of your building sum insured (for non-strata) or up to the contents sum insured (for strata titled properties).
Theft or vandalism
Cover for the cost of replacing eligible stolen or vandalised contents with new ones, up to 15% of your sum insured.
Optional motor burnout
If the motor in household appliances such as your fridge or your washing machine burns out, it could be covered as long as it’s less than 10 years old.
Water damage
If your rental property and contents are damaged by water (eg. due to a pipe bursting), there’s cover to repair them.
Liability & legal protection
If someone is injured or their property is damaged while visiting your rental property and you’re found legally liable, we can help cover the compensation and associated legal costs approved by us (up to $20 million).
New for old
Cover for the cost of replacing eligible contents lost or damaged in an insured event with new ones.
Making a claim{yellow-border}
For making a claim
For all common home incidents, lodge your home or contents insurance claim online or call us 24/7/365 on 1300 159 298.
Need emergency help?
If your property is under immediate threat, such as a fire or break-in, call 000. For storm or flood emergencies, you can contact the SES on 132 500.
Have a policy that starts before 1 Oct 2026?{yellow-border}
If you have a policy with a start or renewal date before 1 Oct 2026, you can view important documents about your policy here.