Comprehensive Car Insurance

When you have a car accident or your car is stolen, the last thing you want to think about is how you're going to pay for everything. That's why we've got you covered - from car repairs, replacements, towing and storage, taxi fares, cover for personal effects as well as emergency travel and accommodation costs.

Choose your cover

Motor vehicle cover for market value or agreed value. 

Choice of repairer

With a lifetime guarantee on authorised repairers.

Accessories cover

Automatic inclusion of accessories cover.

Hire car

Hire car in the event of theft and not-at-fault accidents.

Optional extras

Choose to add restricted driver cover (over 30 years), windscreen excess waiver, protected no claims bonus benefit, vehicle hire following an ‘at fault’ or penalty claim.

Call our specialist insurance team, Monday to Friday 8.00am – 6.00pm (AEST)

1300 159 298

What you’re covered for

Comprehensive insurance cover protects you for loss or damage to your vehicle if it is destroyed or damaged due to an accident, theft or any other event with a choice of agreed value or market value cover. 

Item insured  

Comprehensive cover   

No extra premium charge to pay monthly
Loss or damage to other people's property

Death or bodily injury to other people up to $20 million*

Legal costs and expenses up to $20 million total

Loss or damage due to theft, attempted theft or fire damage

Emergency vehicle repairs that allow you to drive your vehicle 

Hire car in the event of theft and not at fault accidents 

Reasonable towing and storage costs if your vehicle cannot be driven 

A new vehicle if your car is a total loss within the first 2 years of original registration 


Choice of repairer/lifetime guarantee on authorised repairs

Personal effects cover – up to $500 per item to a maximum of $750

Emergency accommodation and travel costs – up to $500 when you’re 100kms or more from home

Accessories cover – 5% of the vehicle’s market value or $2,000 whichever is less

Trailer and caravan cover up to $1,500

Finance payout in the event of total loss – up to 50% of the difference between your vehicles market/agreed value and what is owed on your finance agreement

Baby seat or capsule cover – up to $500  

Taxi fare to get you home if your car cannot be driven after an accident (within 100km) – up to $100 

Replacement keys and recoding of locks up to $1,000 if your vehicle’s keys are stolen 

*This will apply only where the legal liability is not covered by the statutory compulsory insurance or motor car accident compensation scheme in your State or Territory.

Third Party Car Insurance

Choose from third party property damage, or third party property damage plus optional fire and theft.

Third party property damage

This level of cover protects against liability for loss or damage to other people’s property and death or bodily injury caused to other people up to $20 million. This will apply only where the legal liability is not covered by the statutory compulsory insurance or motor car accident compensation scheme in your State or Territory.

Third party property damage, plus optional fire and theft

This provides the same cover as third party property damage plus additional cover for fire damage, theft and attempted theft of your vehicle up to the market value of your vehicle, or $8,000, whichever is less.

How to make a claim

What to do if you need to make a claim

If you get into a vehicle incident, contact us as soon as possible on 1800 675 511.

We are available 24 hours a day, 7 days a week. 

We’ll provide advice on whether you need to bring your vehicle to one of our Assessing Centres or take it to a repairer. We can help with other arrangements necessary to get you back on the road as quickly as possible.

Do you have an existing claims query? Please contact us on 1800 675 511

Monday - Friday 8.30am - 7.00pm AEST

Get your car insurance quote

You can apply for your car insurance quote here.

Your Eligibility

Check your eligibility. We can insure your car online if:

  • Your car is in good repair
  • Your car is for private use

 But not if:

  • Your car has any business use, or
  • Your car is modified or has non-standard accessories, or
  • Your car has not been insured in the last 30 days, or
  • Any of the drivers have lost their licence in the last five years, or
  • Any of the drivers made two or more of any at fault, fire, malicious damage or theft claims in the last five years

In which case, you should call us on 1300 159 298, as we may still be able to help.

Contact Us

Get a quote now

Call us from Monday to Friday, 8.00am - 6.00pm (AEST) 

Call us on 1300 159 298

Find your nearest branch

Important information

For important information on Car Insurance, view our Terms and Conditions below.


We can also help with:

Time for a new set of wheels?

Car Loan

Whether you're looking for something sporty, a family sedan or a pre-loved card, hit the road sooner with our low interest car finance.

  • Pay off your loan sooner with unlimited extra repayments and no early repayment fees
  • Flexible repayment options to suit your budget
  • 1-7 year loan terms


Bonus Interest Savings Account

Whether you're saving for a new purchase, a house deposit, a new baby or something else, our Bonus Interest Savings Account will help you reach your savings goal faster.

  • Make one withdrawal a month and still earn Bonus Interest variable rate
  • No minimum balance to start earning interest
  • No monthly account maintenance fees