Car Insurance
Comprehensive car insurance for your peace of mind.{sub-heading}
Why choose BOQ Car Insurance?
Lifetime repair guarantee
If we arrange, authorise, and directly pay a repairer for repairs, we will guarantee the repairs to your car and will pay to fix any faulty workmanship for as long as you or a member of your family own the car.
Easy car hire options
If you’re unable to use your car because it’s been stolen, or due to a not-at-fault collision, we’ll pay the costs for you to hire a similar sized car chosen by us to replace your car. Limits apply.
Pay monthly at no additional charge
No need to pay annually upfront. With BOQ Car Insurance, you can make manageable monthly payments for your cover without an additional charge.
Agreed value for sum insured
Your vehicle is covered for an agreed value, which is the amount we agree to insure your car for. The agreed value includes the value of the car, any accessories or acceptable modifications installed, or relevant statutory charges, GST, and taxes. The amount listed on your Certificate Of Insurance as your agreed value may alter at each renewal. You can contact us to discuss this amount.
What you're covered for{yellow-border}
With BOQ Car Insurance, you’re covered for loss or damage caused by an insured event during the period of insurance.{sub-heading}
Loss or damage
If your car is stolen or damaged as a result of an incident, we can cover your car up to the sum insured.
Hire car after a not at fault collision or theft
Cover to hire a similar-sized car if yours has been stolen (up to $150 per day for up to 21 days) or involved in a not-at-fault collision (up to $150 per day).
Emergency accommodation or Travel
Help covering short-term accommodation (up to $100 per day, total $1,500) or transportation costs (up to $1,500 in total) if an incident occurs more than 100km from home.
Personal property
Cover the loss or damage to your personal property inside your car (up to $1,500) due to an incident, excluding theft.
Baby capsules & child seats
Cover up to $1,500 to replace baby capsules or child seats fitted to your car that are stolen or damaged due to an incident.
Keys & locks
If your car keys are stolen, there’s cover to replace and recode the keys and locks (up to $1,500).
Lifetime repair guarantee
Guarantee for repairs arranged and authorised by us and to fix any faulty workmanship, for as long as you or a family member own the car.
New car replacement
If your car is under 2 years old and was either purchased new or is a demonstrator car. New car must be readily available, otherwise we pay the higher of your sum insured or the amount you originally paid for your car.
Get a quote in 3 minutes
You’ll be glad you’re insured when unexpected events happen to your car. Get a quote below or contact us to discuss your insurance needs.{sub-heading}
Making a claim{yellow-border}
We make slow, painful claims a thing of the past. We work quickly to get life back on track, and always keep you up to speed with complex claims.
For making a claim
Lodge your car insurance claim online or call us 24/7/365 on 1300 159 298.
Need emergency help?
If this is an emergency, please contact 000. If you require urgent assistance, please call us on 137 138 so we can help you.
Important Documents{yellow-border}
Product Disclosure Statement
PDF{sub-tag}
Target Market Determination
PDF{sub-tag}
Honey Financial Services Guide
PDF{sub-tag}
BOQ Financial Services Guide
PDF{sub-tag}
Have a policy that starts before 1 Oct 2026?{yellow-border}
If you have a policy with a start or renewal date before 1 Oct 2026, you can view important documents about your policy here.