Choose your best personal loan

Whether you’re looking to renovate, upgrading or purchasing a new car or are looking to make a big purchase, we have a personal and car loan to suit!

Personal loan

Fixed Rate Unsecured Personal Loan

Whether you’re looking to pay for your next car, holiday, wedding, consolidate your debts or you need some extra funds, our personal loans can help make it a reality.

  • Low rate personal loans
  • Flexible repayment options to suit your budget
  • Pay off your loan sooner with unlimited extra repayments and no early repayment fees

Time for a new set of wheels?

Car Loan

Whether you're looking for something sporty, a family sedan or a pre-loved card, hit the road sooner with our low interest car finance.

  • Pay off your loan sooner with unlimited extra repayments and no early repayment fees
  • Flexible repayment options to suit your budget
  • 1-7 year loan terms

Compare Personal Loans

Compare our personal loans side by side and find the best personal finance option to suit your needs:  

Compare personal loans

Let us help you with:


Getting a personal loan

Use an unsecured personal loan to borrow from $3,000 for a purchase, large expense or to consolidate your debts, with flexible repayment options.

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Buying a car

Borrow from a minimum of $5,000 to help you get behind the wheel. Use your new or pre-loved car as security to lock in low interest car loan rates.

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Smart Saver Account

Our high-interest saver accounts for customers 36 years or older, with easy-to-earn bonus interest and no monthly account keeping fees.

  • Access your money whenever you need on the all-new myBOQ mobile app
  • Supercharge your savings with easy to earn Bonus Interest.
  • Simply deposit $1,000 into your linked Everyday Account and make 5 or more eligible transactions.
  • Set up savings goals to keep you on track with your targets.
  • Switch on Round Ups to add to your savings without even thinking about it!
  • Open a Smart Saver account directly within the myBOQ app and start banking with BOQ today!

Get moving with our Car Insurance

Car Insurance

When you get into a car accident or your car is stolen, the last thing you want to think about is how you're going to pay for everything. That's why we've got you covered.

  • Choose from Comprehensive and Third Party
  • Choose market value or agreed cover
  • Optional extras

Save with lower interest rates

Low Rate Visa Credit Card

Why pay high interest rates? With our Low Rate Credit Card, you can save straight away with our purchase and balance transfer offer7

  • 0% p.a. on purchases for the first 12 months, reverting to ongoing purchase rate7
  • 0% p.a. on balance transfers for the first 12 months reverting to the cash advance rate thereafter7
  • No fees on balance transfers