Personal and Car Loans
Make your dreams possible with a low rate, flexible personal loan
At a glance
7.39
%P.A.
Fixed Secured Car Loan Interest Rate
8.19
%P.A.
Fixed Secured Car Loan Comparison Rate+
10.99
%P.A.
Unsecured Fixed Loan Interest Rate
11.71
%P.A.
Unsecured Fixed Rate Comparison Rate*
Choose your best personal loan
Whether you’re looking to renovate, upgrading or purchasing a new car or are looking to make a big purchase, we have a personal and car loan to suit!
Personal loan
Fixed Rate Unsecured Personal Loan
Whether you’re looking to pay for your next car, holiday, wedding, consolidate your debts or you need some extra funds, our personal loans can help make it a reality.
- Low rate personal loans
- Flexible repayment options to suit your budget
- Pay off your loan sooner with unlimited extra repayments and no early repayment fees
Time for a new set of wheels?
Car Loan
Whether you're looking for something sporty, a family sedan or a pre-loved card, hit the road sooner with our low interest car finance.
- Pay off your loan sooner with unlimited extra repayments and no early repayment fees
- Flexible repayment options to suit your budget
- 1-7 year loan terms
Be prepared for the unexpected
Personal Overdraft
Have access to extra funds when you need it, for unexpected expenses or to help you manage your cashflow.
- Draw funds up to your approved amount at any time
- Only pay interest on what you use
- No minimum repayment, just keep the balance within the limit
Compare our personal loans side by side Compare personal loans
Let us help you with:
Getting a personal loan
Use an unsecured personal loan to borrow from $3,000 for a purchase, large expense or to consolidate your debts, with flexible repayment options.
Buying a car
Borrow from a minimum of $5,000 to help you get behind the wheel. Use your new or pre-loved car as security to lock in low interest car loan rates.
Personal overdraft
Operating as a transaction account, you can draw on your approved limit at any time to cover a major purchase or ongoing expenses like renovations.
You might also be interested in:
BONUS INTEREST VARIABLE RATE FOR BALANCES UP TO $250,000 IF BONUS CRITERIA MET7
Fast Track Saver Account
Feel sure of your savings with a high interest savings account that rewards you for using your linked Day2Day Plus Account.
- Earn ongoing Bonus Interest variable rate when you meet Bonus Criteria
- Simply deposit $1,000 or more and do 5 or more eligible transactions on your linked Day2Day Plus Account
- No minimum balance required
Get moving with our Car Insurance
Car Insurance
When you get into a car accident or your car is stolen, the last thing you want to think about is how you're going to pay for everything. That's why we've got you covered.
- Choose from Comprehensive and Third Party
- Choose market value or agreed cover
- Optional extras
Save with lower interest rates
Low Rate Visa Credit Card
Why pay high interest rates? With our Low Rate Credit Card, you can save straight away with our balance transfer offer7
- Low interest rate on purchases
- 0% p.a. on balance transfers for the first 6 months, reverting to the cash advance rate thereafter7 . No interest free days apply to retail purchases while you have a abalance transfer
- Low annual card fee of $55
