How Q Rewards work

With BOQ’s Credit Card rewards program, Q Rewards, every dollar you spend on Eligible Transactions¹ becomes points. So anytime you use your BOQ Platinum or Blue Rewards Credit Card, you’re earning points redeemable for just about anything. From eVouchers, to cash back on your account, or to decreasing your balance with Select and Credit - the choice is yours.

Best of all, with no hidden fees, no caps and no expiry on your points, you can earn them on your credit card without fear and spend them when you want – on almost anything.

Ways to use your Q Rewards credit card points

We love happy customers and rewarding you makes us happy too.

Turn your credit card points into cash

Something for your wallet: your points can become cashback rewards to your account.

Wipe a Credit Card purchase

Pay it off with points: redeem for a statement credit back against eligible purchases when you use Select and Credit.

Treat yourself – or someone else

Redeem for eVouchers from great retailers including Coles, BP, Bunnings and more.

Switch your Q Rewards for Flybuys

Get even more choice: you can convert your points to Flybuys.


Choose your rewards credit card. Earn Q Rewards

Earn Q Rewards Points with a Blue Visa Credit Card

Blue Visa Credit Card

Earn 1 Q Rewards® point for each dollar spent on Eligible Purchases and redeem them for a range of options like evouchers, cashback and pay with points.4

  • Earn 1 Q Rewards point for every dollar spent on Eligible Transactions4
  • 0% p.a. on purchases and balance transfers for 9 months. Purchase rate reverts to standard purchase rate thereafter, balance transfer reverts to cash advance rate thereafter. No interest free days apply to retail purchases at the end of the promotional period while you have a balance transfer^^
  • No fees on balance transfers

Earn Q Rewards Points and enjoy perks

Platinum Visa Credit Card

Everything you need, with all of the Platinum Credit Card benefits. Including insurance and extended warranties+ (terms, conditions, limits and exclusions apply).

  • Earn 100,000 bonus Q Rewards® points when you spend $4,500 on Eligible Transactions in the first 3 months from approval++
  • 0% p.a. on balance transfers for 12 months, reverting to the cash advance rate thereafter. 1% balance transfer fee applies. No interest free days apply to retail purchases while you have a balance transfer^^
  • Earn 2 Q Rewards points for every dollar spent on Eligible Transactions 4

Q Rewards credit card points FAQs

Want to know more about Q Rewards®? We’re happy to help.

  • How do I earn Q Rewards credit card points on my credit card?

    You can earn Q Rewards points on any Eligible Transaction, which includes any purchase excluding (but not limited to) cash advances, balance transfers, special promotions, BPAY payments, government related transactions, and all other transactions set out within the definition in the Q Rewards Terms and Conditions.

  • How do I check how many Q Rewards credit card points I have?

    You can check your points balance whenever you like within BOQ Internet Banking. Simply log in to Internet Banking, select your credit card from your accounts list and then ‘Q Rewards / Other Card Functions’. 

  • What can I use my Q Rewards points on?

    The best thing about Q Rewards? You can wipe a credit card purchase using the Select & Credit functionality. You can also redeem your points for just about anything! In addition to a great range of eVouchers, you can also redeem your points for cash back or transfer* them to your Flybuys or Velocity account.

    *Points Transfer is only available on the BOQ Platinum Credit Card.

  • How do I redeem my Q Rewards® points?

    You can redeem your points balance whenever you are within BOQ Internet Banking. Simply log in to Internet Banking, select your credit card from your accounts list and then ‘Q Rewards® / Other Card Functions’. 

  • Is there a limit on how many Q Rewards points I can have?

    With Q Rewards® there is no cap on how many Q Rewards points can be accumulated, meaning you can keep growing your points balance until you’re ready to redeem for something special.

  • How do I sign up to the Q Rewards credit card rewards program?

    You are automatically enrolled in the Q Rewards program if you hold any of the following credit cards:

    • BOQ Blue Visa Credit Card
    • BOQ Gold Mastercard^
    • BOQ Platinum Visa Credit Card

    ^Product no longer offered