How Q Rewards® work

With BOQ’s Credit Card rewards program, Q Rewards®, every dollar you spend on Eligible Transactions¹ becomes points. So anytime you use your BOQ Platinum or Blue Rewards Credit Card, you’re earning points redeemable for just about anything. From cash back on your purchases, to eVouchers, unique experiences and trips – the choice is yours.

Best of all, with no hidden fees, no caps and no expiry on your points, you can earn them on your credit card without fear and spend them when you want – on almost anything.

6 ways to use your Q Rewards® credit card points

We love happy customers and rewarding you makes us happy too.

Turn your credit card points into cash

Something for your wallet: your points can become cashback rewards when you use Select and Credit.

Wipe a Credit Card purchase

Pay it off with points: redeem for a statement credit back against eligible purchases when you use Select and Credit.

Treat yourself – or someone else

Redeem for eVouchers from great retailers including Coles, BP, Bunnings and more.

Enjoy exciting experiences and trips

Kick back or step out: trade points for experiences and travel, from adventures and spas to flights and accommodation.

Switch your Q Rewards® for flybuys

Get even more choice: you can convert your points to flybuys.


Choose your rewards credit card. Earn Q Rewards®

Earn Q Rewards® points with a Blue Visa Credit Card

Blue Visa Credit Card

Earn Q Rewards® points and redeem them for a range of options or even your next holiday4

  • 0% p.a. on balance transfers for 18 months, reverting to the cash advance rate thereafter. No interest free days apply to retail purchases while you have a balance transfer5
  • No fees on balance transfers
  • Earn 1 Q Rewards® point for every dollar spent on Eligible Transactions4

Earn Q Rewards® points and enjoy perks

Platinum Visa Credit Card

Enjoy Q Rewards® points for every dollar you spend on Eligible Transactions4 , plus get access to complimentary international travel insurance and extended warranties (terms, conditions, limits and exclusions apply)6 .

  • 80,000 bonus Q Rewards® points if you spend $3,000 in the first 2 months from card approval on Eligible Transactions1
  • 0% p.a. on balance transfers for 14 months, reverting to the cash advance rate thereafter. No fees on balance transfers. No interest free days apply to retail purchases while you have a balance transfer3
  • Earn 2 Q Rewards® points for every dollar spent on Eligible Transactions 4

Q Rewards® credit card points FAQs

Want to know more about Q Rewards®? We’re happy to help.

  • How do I earn Q Rewards® credit card points on my credit card?

    You can earn Q Rewards® points on any Eligible Transaction, which includes any purchase excluding (but not limited to) cash advances, balance transfers, special promotions, BPAY payments, government related transactions, and all other transactions set out within the definition in the Q Rewards® Terms and Conditions.

  • How do I check how many Q Rewards® credit card points I have?

    You can check your points balance whenever you like within BOQ Internet Banking. Simply log in to Internet Banking, select your credit card from your accounts list and then ‘Q Rewards® / Other Card Functions’. 

  • What can I use my Q Rewards® points on?

    The best thing about Q Rewards®? You can wipe a credit card purchase using the Select & Credit functionality. You can also redeem your points for just about anything! In addition to a great range of eVouchers, trips and experiences, you can also redeem your points for cash back, flybuys points.

  • How do I redeem my Q Rewards® points?

    You can redeem your points balance whenever you are within BOQ Internet Banking. Simply log in to Internet Banking, select your credit card from your accounts list and then ‘Q Rewards® / Other Card Functions’. 

  • Is there a limit on how many Q Rewards® points I can have?

    With Q Rewards® there is no cap on how many Q Rewards® points can be accumulated, meaning you can keep growing your points balance until you’re ready to redeem for something special.

  • How do I sign up to the Q Rewards® credit card rewards program?

    You are automatically enrolled in the Q Rewards® program if you hold any of the following credit cards:

    • BOQ Blue Visa Credit Card
    • BOQ Gold Mastercard^
    • BOQ Platinum Visa Credit Card

    Membership is not mandatory and you may elect to not participate after your application is approved.

    ^Product no longer offered