We’re making changes to our BOQ Credit Cards

Upcoming changes

Platinum Visa Credit Card: Changes to the Annual Fee, Interest Free Period, and Annual Percentage Rate on Retail Purchases and Cash Advances automatically apply to your card from 31 October 2024. Learn more here.

Blue Visa Credit Card: Changes to the Annual Fee and Annual Percentage Rate on Retail Purchases and Cash Advances automatically apply to your card from 31 October 2024. Learn more here.

Low Rate Visa Credit Card: Changes to the Annual Fee and Annual Percentage Rate on Retail Purchases and Cash Advances automatically apply to your card from 31 October 2024. Learn more here.

How Q Rewards work

With BOQ’s Credit Card rewards program, Q Rewards, every dollar you spend on Eligible Transactions¹ becomes points. So anytime you use your BOQ Platinum or Blue Rewards Credit Card, you’re earning points redeemable for just about anything. From eVouchers, to cash back on your account, or to decreasing your balance with Select and Credit - the choice is yours.

Best of all, with no hidden fees, no caps and no expiry on your points, you can earn them on your credit card without fear and spend them when you want – on almost anything.

If you are already enrolled in the Q Rewards program, you can access Q Rewards within Internet Banking. Simply log in to BOQ Internet Banking, select your credit card from your accounts list and then select ‘Q Rewards / Other Card Functions’. 
 

Take me there!

Ways to use your Q Rewards credit card points

We love happy customers and rewarding you makes us happy too.

earn points

Turn your credit card points into cash

Something for your wallet: your points can become cashback rewards to your account.

Reward benefits

Wipe a Credit Card purchase

Pay it off with points: redeem for a statement credit back against eligible purchases when you use Select and Credit.

Flyby points

Switch your Q Rewards for Flybuys or Velocity points*

Get even more choice: you can convert your points to Flybuys or Velocity points.

vouchers

Treat yourself – or someone else

Redeem for eVouchers from great retailers including Coles, Bunnings and more.


Choose your rewards credit card. Earn Q Rewards

Blue Visa Credit Card
Purchases and Balance Transfers
0% p.a. for 9 months
reverting to cash advance rate thereafter2

earn q rewards® points

Blue Visa Credit Card

Earn 1 Q Rewards® point for each dollar spent on Eligible Purchases and redeem them for a range of options like evouchers, cashback and pay with points.1

  • 0% p.a. on balance transfers for 9 months. Balance transfer reverts to cash advance rate thereafter. 2 You will be charged interest on retail purchases while you have a balance transfer
  • No fees on balance transfers
Apply now Learn more
Platinum Visa Credit Card
Balance Transfers
0% p.a. for 12 months
reverting to cash advance rate thereafter2

earn q rewards® points and enjoy perks

Platinum Visa Credit Card

The premium rewards card that has you covered, from purchases to rewards alongside our everyday earn rate of 2 Q Rewards® Points earned on every dollar of eligible spend. 8 Including complimentary insurance and extended warranties (terms, conditions, limits and exclusions apply).7

  • 0% p.a. on balance transfers for 12 months, reverting to the cash advance rate thereafter. 1% balance transfer fee applies. You will be charged interest on retail purchases while you have a balance transfer3
  • Earn 100,000 bonus Q Rewards ® points when you spend $4,500 on Eligible Transactions within 3 months from approval5
Apply now Learn more

Q Rewards credit card points FAQs

Want to know more about Q Rewards®? We’re happy to help.

  • How do I earn Q Rewards credit card points on my credit card?

    You can earn Q Rewards points on any Eligible Transaction, which includes any purchase excluding (but not limited to) cash advances, balance transfers, special promotions, BPAY payments, government related transactions, and all other transactions set out within the definition in the Q Rewards Terms and Conditions.

  • How do I check how many Q Rewards credit card points I have?

    You can check your points balance whenever you like within BOQ Internet Banking. Simply log in to Internet Banking, select your credit card from your accounts list and then ‘Q Rewards / Other Card Functions’. 

  • What can I use my Q Rewards points on?

    The best thing about Q Rewards? You can wipe a credit card purchase using the Select & Credit functionality. You can also redeem your points for just about anything! In addition to a great range of eVouchers, you can also redeem your points for cash back or transfer* them to your Flybuys or Velocity account.

    *Points Transfer is only available on the BOQ Platinum Credit Card.

  • How do I redeem my Q Rewards® points?

    You can redeem your points balance whenever you are within BOQ Internet Banking. Simply log in to Internet Banking, select your credit card from your accounts list and then ‘Q Rewards® / Other Card Functions’. 

  • Is there a limit on how many Q Rewards points I can have?

    With Q Rewards® there is no cap on how many Q Rewards points can be accumulated, meaning you can keep growing your points balance until you’re ready to redeem for something special.

  • How do I sign up to the Q Rewards credit card rewards program?

    You are automatically enrolled in the Q Rewards program if you hold any of the following credit cards:

    • BOQ Blue Visa Credit Card
    • BOQ Gold Mastercard^
    • BOQ Platinum Visa Credit Card

    ^Product no longer offered