The staff know me by name and I feel like they are on board with us and are part of our exciting journey, like genuine partners.
^BOQ was awarded the winner of the Best Relationship Management Bank Category in 2014, 2015, 2016 & 2017 AB&F Corporate and Business Banking Awards, Asia Pacific Banking and Finance Pty Ltd.
^^Interest rates are variable rates and are subject to change at any time without notice.
*A Bonus Interest variable rate will be paid if Bonus Criteria are met in the previous month. Bonus Criteria will be met where a minimum of $5,000 is credited to the linked Everyday Business Account in the prior month. The amount of $5,000 does not include amounts transferred from another one of your BOQ Accounts. The variable base rate applies to balances over $500,000. In addition, when opening a Business Performance Saver Account, the base variable rate always applies in the first month, not the Bonus Interest variable rate. In the first month, Bonus Criteria on the transaction account is measured from the time the Business Performance Account is opened, not the full calendar month even if the transaction account was already existing. Interest is calculated daily on a stepped basis and paid monthly on the first day of the following month. If Bonus Criteria conditions are not met the base variable rate only will apply.
The Business Performance Saver can't be opened as a Controlled Money Account, Solicitors Investment Trust Account or Real Estate/ Agents Investment Trust Account.
**Discount variable rate offers only available on new lending with a minimum loan amount of $200,000. The variable discount is for the life of the loan as long as the loan is retained under a variable Business Term Loan product. Discount rate offers are not available to self-managed super fund borrowing for the purchase of residential property, or on refinance of, or an increase to, existing BOQ facilities. Interest rates quoted are indicative only, and are subject to change without notice. Your actual interest rate may vary depending on the size of your loan, security being offered and full credit assessment of your application for finance. A margin may also apply. These interest rate offers cannot be taken in conjunction with or in addition to any other packages, negotiated interest rates or special offers.
#One free Square Reader available to new BOQ business transaction account customers. One Square Reader per customer while stocks last. To be eligible for this offer, $5,000 must be deposited into your transaction account during the first 3 months. Square Reader R.R.P is approximately $59.00. Eligible customer must be registered as a business entity, not individual. You will receive fee- free processing on up to $1,000 in credit card transactions for the first 180 days after registration of your new Square account. Upon creating your account via square.com/go/boq you will receive free fee processing on up to $1,000 in credit card transactions for the first 180 days after registration of your new Square account. Afterwards, Square’s card processing fee is 1.9% per transaction for any Visa, MasterCard or American Express credit or debit card processed through Square Reader, or 2.2% per Square Invoice paid online. Waived processing fees are reimbursed to your account on each deposit. EFTPOS not accepted on the Square Reader device. The Square Reader will be linked to your BOQ transaction account. BOQ reserves the right to charge a one off administration fee of $50 if these terms are not met. BOQ is remunerated by Square on a commercial basis. Limited time only for new Square Reader customers and not transferable. Offer expires 31 December 2019.
The Square Reader is a device provided through Square AU Pty Ltd ABN 328 167 106 176.
BOQ does not and will not guarantee or otherwise support Square's obligations under the contracts or agreements connected with the Square Reader or the functionality of the Square Reader. For further information please go to www.squareup.com/au
Conditions, Criteria and Fees Apply. You should obtain and consider the relevant Product Disclosure Statement (PDS), terms and conditions and Guide to Fees and Charges for the product before making any decision about whether to acquire or continue to hold it. Full terms and conditions are available online or at any Bank of Queensland branch.