Tailored business financing, designed to grow your business

Business Term Loan

Looking to grow your business? Get started with no application fees on new variable Business Term Loans.

Why choose our Business Term Loan:

  • Loan-to-Value Ratio up to 90%+
  • Loan terms up to 30 years+
  • Redraw facility available on variable interest rate Business Term Loans
  • Rates from 2.39% p.a. 1,2

Supporting your investment and cash flow needs

SME Government Guarantee Scheme Business Loan - Phase Two

The Federal Government has launched Phase 2 of the SME Guarantee Scheme to continue to provide eligible small and medium enterprises (SME) with access to additional funding.

  • Up to $1 million SME Guarantee Phase 2 lending per business entity ABN (minimum of $20,000)
  • $0 establishment fee and no ongoing fees^
  • Interest only repayments available
  • Variable rates from 3.09% p.a.



I feel that we’ve had a very good connection at a personal level, and that we’re not just a number. They understand my business, so it’s made life much easier than it has been in the past with previous financiers"
Mark Harrold Managing Director & Owner

Read how BOQ backed Mark at Sydney Helicopters

Business solutions for your industry

We have dedicated relationship managers and experienced business and industry specialists across Australia who offer tailored banking solutions for your industry, including agribusiness, corporate and property and healthcare. Find out how we can back your business.


Businesses backed by BOQ