Banking made for life

myBOQ takes the hassle out of your everyday banking and gives you complete control over how you use your money. We’ve made it easy for you to keep on top of your bills, stick to a budget and save more. Because when you get the most out of your banking, you get the most out of your money.

Let's get started 

Step one

Download the myBOQ app to open your new Everyday Account and linked saver account

Signing up to myBOQ only takes minutes, and your BOQ Visa Debit card will be waiting for you in the app straight away. You'll need to have your Australian drivers licence or Australian Passport handy. 

Step two

Transfer the funds into your new myBOQ accounts

Now it's time to transfer funds, To find your new myBOQ account details, simply login to the myBOQ app and navigate to the Accounts screen. Just make sure you leave enough to cover any regular payments in your existing accounts. 

Step three

Switch all your regular payments to myBOQ*

To help you let your employer know that your account has changed complete this Salary Transfer Request Form.

You will also need to update your account details for any existing direct debits with the provider. if you are unsure of your current direct debit, your local BOQ branch can assist with a list of all current direct debits.

If you have any recurring transfers (such as rent) or BPAY payments, you will need to add these in your myBOQ app under the pay & transfer section.

Check out our regular payments FAQ for details on managing your regular payments.


Effortless everyday banking products

Everyday Account

Everday transaction account

BOQ Everyday Account

A simple, intuitive everyday transaction account, made even better for you, with smarter features that help you get more from your money.

Everday transaction account

No monthly fees

Go ahead and say goodbye to monthly account fees.

Digital wallet options

Money on the go

Make your money mobile and pay on the go with Apple Pay1, Samsung Pay2 or Google Pay3.

myBOQ app packed with features

Smarter features

Spend tracker helps you budget better and bill tracker gives you a heads up when your bills are due. Plus, see real-time insights and set targets to manage your money.

Learn features

Saver Account

Our high interest savings account, with easy to earn bonus interest. Available when you hold an Everyday Account in the same name.

Savings account

BOQ Future Saver (14 - 35 years)

Set your sights on achieving your savings goals sooner, whether it's your first home, car, or that must-have item, The BOQ Future Saver Account will get you there faster with easy to earn bonus interest when you meet the monthly criteria.

Future Saver

Savings account

BOQ Smart Saver (36 years+)

Make your savings work for you, whether it's for that dream holiday, your child's education or just a rainy day, the BOQ Smart Saver Account will get you there faster with easy to earn bonus interest when you meet the monthly criteria.

Smart Saver

Account Balances up to  Interest Rate^^  
Future Saver $50,000 5.50%
Future Saver $50,000 to $250,000 3.00%
Smart Saver

$250,000 5.00%
Age Monthly criteria**
14-17 years No monthly criteria to unlock bonus interest.

Deposit a minimum of $1,000 from an external account into your Everyday Account and make 5 or more eligible transactions from the linked BOQ Everyday Account each month.

Eligible transactions include: card purchases (not pending), BPAY and Direct Debit.

Simple Saver

Savings account

BOQ Simple Saver

Our no hoops, no fuss savings account, for when you just want to save. Simply sit back and watch your savings grow.

Savings account fees

No monthly fees

We've made monthly account fees a thing of the past.

Savings account interest

Grow your savings

Simple Savers enjoy up to 4.85% interest p.a. with no criteria on savings balances up to $1 million and 4.85% interest p.a. with no criteria on savings balances between $1 million to $5 million.

Savings account

More for your money

Open up to 9 Simple Saver accounts so you can manage your savings across multiple goals.

myBOQ accounts

Personalised for you

Use myBOQ's personalised and real-time insights to keep you on track with reaching your savings goals, effortlessly.

Simple Saver

Ready to Switch?

Open and use your accounts in minutes.

Download myBOQ Mobile App

Easy to open an account

Apply online

Need help?

Find an ATM

Find your nearest branch

The team at your nearest branch will be happy to discuss switching to myBOQ.

Click here to find your nearest branch

Send a message

Send us a secure mail

Log into Internet Banking and send us a secure mail.

Login into Internet Banking

myBOQ app FAQs

  • Why have you launched myBOQ?

    myBOQ puts you in control of your finances, quickly and easily. It helps you to get the most out of your banking through a seamless and engaging digital banking platform packed with amazing features. myBOQ will continue to develop, growing the digital experience for all BOQ customers. 

  • How is myBOQ different to BOQ Mobile?

    myBOQ is BOQ’s brand-new digital banking platform, launching a range of exciting features and products. Customers who open an Everyday Account, Future Saver, Smart Saver or Simple Saver can manage these within the myBOQ app.

    Customers holding existing BOQ accounts will continue to manage these via BOQ Mobile or internet banking.

    BOQ is committed to providing customers with the best technology, features and services through the myBOQ app. This platform will continue to evolve to meet customer needs and improve their banking experience. 

  • I am already a BOQ customer, can I access myBOQ?

    Of course. But you’ll need to open a new Everyday Account or saver account to access the myBOQ app, as your existing accounts won’t be available.

    Learn more about our Everyday Account here.

    Learn more about our Saver Accounts here

    Existing accounts will still be available via Internet Banking or on the BOQ Mobile app. 

  • Is myBOQ Secure?

    To keep your money secure within the app, myBOQ is secured with a 6-digit access code and facial recognition or fingerprint biometric login on compatible devices. A one-time pin is also texted to you to prevent any unauthorised changes to your account.  


  • Can I still visit a branch?

    Yes, customers with any myBOQ accounts can visit any BOQ branch for assistance. We also have a dedicated contact centre, and in-app chat should you have any questions or need assistance.  

    To chat to us in the myBOQ app, tap the Profile icon, then Help & Support > App Support > Chat to us now to instantly get connected to a myBOQ agent.

  • How do I open an account?

    You can open an account in just a few minutes right from the myBOQ app or via the “apply now” link on the product site you’re interested in applying for. If you’re an Australian citizen or resident 14 years or older, all you’ll need is an Australian’s driver’s licence, Australian Passport or Medicare card.

  • What accounts are available on myBOQ?

    myBOQ offers a suite of everyday banking products. 

    Everyday Account Our simple, intuitive everyday transaction account, made even better for you with user-friendly features that help you make the most of your money.

    Everyday Account

    Future Saver and Smart Saver – Our high-interest savings account with easy-to-earn bonus interest, goal tracking and no monthly account fees. Customers between the age of 14-35 will receive a Future Saver account, whilst customers 36 years and older will receive the Smart Saver Account.

    Future Saver & Smart Saver

    Simple Saver No hoops and no fuss when you just want to save. Simply sit back and watch your savings grow.

    Simple Saver

  • Can I open a business account?

    myBOQ only offers personal everyday banking accounts. 

  • What are the system requirements?

    The myBOQ app is compatible with smartphone devices running iOS 12.0+ and Android™ 8.0+. myBOQ app is free to download however your mobile network provider may charge you for accessing data on your phone.

  • More myBOQ FAQs

    For more myBOQ FAQs, click on the button below.

    Help & Support FAQs