Loans and Finance
Business loans and finance solutions to help your business reach its goals
Let us help you with:
See our range of business lending and finance options right for your business.
Loans to help reach your business goals sooner
Tailored business financing, designed to grow your business
Business Term Loan
Looking to grow your business? Get started with no application fees on new variable Business Term Loans.
Why choose our Business Term Loan:
- Loan-to-Value Ratio up to 90%+
- Loan terms up to 30 years+
- Redraw facility available on variable interest rate Business Term Loans
- Rates from 2.39% p.a. 1,2
Manage your cashflow and cover expenses
Business Overdraft
You can't always predict when an unexpected expense will arise, or when you need to cover shortages in your cash flow. Our Business Overdraft gives you access to a minimum of $10,000, up to an approved limit.
- Attach to your BOQ Business Transaction Account for access when you need it
- Interest only charged on funds utilised
- Access your overdraft via EFTPOS, online banking, direct debit, in branch or via cheque
Guarantee payment without having to supply an upfront deposit or bond
Bank Guarantee
Bank Guarantees enable you to grow your business by providing your suppliers, landlord, or government authorities with the security of guaranteed payment.
- Flexible security options
- Faster turnaround (5-8 business days) with our Express Bank Guarantee Facility (up to $100,000 customer limit and 100% cash security)
- Earn interest on cash security at standard Term Deposit rates
Fund your next project with access to a flexible commercial property loan
Commercial Rate Loan
Our Commercial Rate Loan gives you access to competitive market interest rates where you can set your repayment term, choose between a variable or fixed interest rate, and your interest period.
- Flexible loan terms and interest payment options
- Choose a loan that suits your cash flow and business requirements
- Designed for property development, property investment or business acquisition purposes
I feel that we’ve had a very good connection at a personal level, and that we’re not just a number. They understand my business, so it’s made life much easier than it has been in the past with previous financiers"
