Business loans tailored to your needs

 

When you need a business loan, you may want answers fast, and you want a solution that suits your individual business needs. With a BOQ business loan, you'll have a business banking manager who will take the time to understand your business and finance requirements.

As many of our Owner Managers are business owners themselves, you'll be talking to someone who has experience in managing their own business finance – like funding growth, managing cash flow or consolidating debt.

Our business finance solutions:

Flexible business financing to grow your business

Business Term Loan

Looking to buy a new business, grow your business or to expand your operations?
Our Business Term Loan can help with your business financing needs.

  • Choose variable or fixed loan
  • Fixed rates from 1-5 years available
  • Redraw facility available on variable interest rate Business Term Loans

Access an ongoing line of credit from $50,000

Business Line of Credit

Our Business Line of Credit loan offers convenience, flexibility and peace of mind. Whether you are expanding your business or you need to cover short term cash shortages, you can access additional funds when you need it, up to an approved limit.

  • Interest only payments
  • Maximum loan term of 25 years (residential security) and 15 years (other security)
  • Variable interest rate

Manage your cashflow and cover expenses

Business Overdraft

You can't always predict when an unexpected expense will arise, or when you need to cover shortages in your cash flow. Our Business Overdraft gives you access to a minimum of $10,000, up to an approved limit.

  • Attach to your BOQ Business Transaction Account for access when you need it
  • Interest only charged on funds utilised
  • Access your overdraft via EFTPOS, online banking, direct debit, in branch or via cheque

Flexible Investment and Development Loan

Commercial Rate Loan

With a minimum loan amount of $500,000, our Commercial Rate Loan is designed for property development, property investment or business acquisitions purposes.

  • Suit your cashflow by choosing from four loan options
  • Progress draws available
  • Accepted security includes residential property, commercial property, business assets, directors' guarantee, fixed and floating company charge
Compare business loans

Compare Business Loans at BOQ

See our business loan options side by side

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Self managed super fund loans

Self Managed Super Fund Loans

Competitive loans to meet your SMSF requirements

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