Business loans tailored to your needs

 

When you need a business loan, you may want answers fast, and you want a solution that suits your individual business needs. With a BOQ business loan, you'll have a business banking manager who will take the time to understand your business and finance requirements.

As many of our Owner Managers are business owners themselves, you'll be talking to someone who has experience in managing their own business finance – like funding growth, managing cash flow or consolidating debt.

Our business finance solutions:

Supporting your investment and cash flow needs

SME Government Guarantee Scheme Business Loan - Phase Two

The Federal Government has launched Phase 2 of the SME Guarantee Scheme to continue to provide eligible small and medium enterprises (SME) with access to additional funding.

  • Up to $1 million SME Guarantee Phase 2 lending per business entity ABN (minimum of $20,000)
  • $750 establishment fee and no ongoing fees
  • Interest only repayments available
  • Variable rates from 3.09% p.a.

Tailored business financing, designed to grow your business

Business Term Loan

Looking to buy a new business, grow your business or to expand your operations?
Our Business Term Loan can help with your business financing needs.

  • Choose variable or fixed loan
  • Variable rates from 3.49% p.a.
  • Redraw facility available on variable interest rate Business Term Loans

Flexible Investment and Development Loan

Commercial Rate Loan

With a minimum loan amount of $500,000, our Commercial Rate Loan is designed for property development, property investment or business acquisitions purposes.

  • Suit your cashflow by choosing from four loan options
  • Progress draws available
  • Accepted security includes residential property, commercial property, business assets, directors' guarantee, fixed and floating company charge

Manage your cashflow and cover expenses

Business Overdraft

You can't always predict when an unexpected expense will arise, or when you need to cover shortages in your cash flow. Our Business Overdraft gives you access to a minimum of $10,000, up to an approved limit.

  • Attach to your BOQ Business Transaction Account for access when you need it
  • Interest only charged on funds utilised
  • Access your overdraft via EFTPOS, online banking, direct debit, in branch or via cheque

Guarantee payment without having to supply an upfront deposit or bond

Bank Guarantee

Bank Guarantees enable you to grow your business by providing your suppliers, landlord, or government authorities with the security of guaranteed payment.

  • Flexible security options
  • Faster turnaround (5-8 business days) with our Express Bank Guarantee Facility (up to $100,000 customer limit and 100% cash security)
  • Earn interest on cash security at standard Term Deposit rates
Compare business loans

Compare Business Loans at BOQ

See our business loan options side by side

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Self managed super fund loans

Self Managed Super Fund Loans

Competitive loans to meet your SMSF requirements

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