Term Life Insurance
Protect your loved ones
Protect your loved ones
Cover costs for those you leave behind, such as providing for your children's education, mortgage repayments, funeral costs or even general living expenses.
Our Term Life insurance policy provides simple, affordable and straight forward term life cover.
Everyone is different. See how your life insurance premium is calculated.
Calculating the premium for term life is based on your:
To make a claim, your beneficiary (or their representative) or the executor or administrator of your estate can contact us at the address and telephone number set out in the Product Disclosure Statement.
Claims should be made within 120 days of your date of death. The person making the claim, must provide us with both an original death and birth certificate or certified copies of both and such records or evidence of your medical history as we may reasonably require.
Protect your ability to meet your mortgage repayments
Ensure your mortgage repayments are met in the event of illness, injury, unemployment or loss of life,
Qualifying periods, exclusions and limitations apply to all cover levels.
Any information provided on this website is general advice only and has been prepared without taking account of your objectives, financial situation or needs. You should read and consider the relevant Product Disclosure Statement for full details of cover, before making any decision about whether purchase or continue to hold a product. This insurance is optional and you may take out these types of insurance with any insurer of your choice.
Term Life Insurance is issued by St Andrew’s Life Insurance Pty Ltd ABN 98 105 176 243 AFSL 281731 (SALI), collectively “St Andrew’s”.
St Andrew’s are part of the Bank of Queensland Limited ABN 32 009 656 740 (BOQ) group. Neither SAI nor SALI are Authorised Deposit-taking Institutions. BOQ nor any of its related companies (other than St Andrew’s) or agents guarantee or otherwise support the obligations or performance of St Andrew’s, their products or the benefits payable under the insurance. All benefits are payable solely by the insurers. All cover is subject to acceptance by the issuers.
BOQ will receive a commission of up to 20% of the premium for insurance arranged, details of which are set out in the relevant Financial Services Guide.