Finance solutions that back the farm

Farming is seasonal and often unpredictable. BOQ have a range of loan options so you can respond to a change in the season.

Talk to a BOQ Agribusiness Manager or enquire online to see what can work for your property.

Manage your cashflow and cover expenses

Business Overdraft

You can't always predict when an unexpected expense will arise, or when you need to cover shortages in your cash flow. Our Business Overdraft gives you access to a minimum of $10,000, up to an approved limit.

  • Attach to your BOQ Business Transaction Account for access when you need it
  • Interest only charged on funds utilised
  • Access your overdraft via EFTPOS, online banking, direct debit, in branch or via cheque

Flexible Investment and Development Loan

Commercial Rate Loan

With a minimum loan amount of $500,000, our Commercial Rate Loan is designed for property development, property investment or business acquisitions purposes.

  • Suit your cashflow by choosing from four loan options
  • Progress draws available
  • Accepted security includes residential property, commercial property, business assets, directors' guarantee, fixed and floating company charge

Tailored business financing, designed to grow your business

Business Term Loan

Looking to grow your business? Get started with 2.39% p.a.1 on new 2 year fixed rate Business Term Loans.

Why choose our Business Term Loan:

  • Loan-to-Value Ratio up to 90%+
  • Loan terms up to 30 years+
  • Redraw facility available on variable interest rate Business Term Loans
  • Rates from 2.39% p.a. 1,2

Finance your equipment without tying up your cashflow

Equipment and Vehicle Finance

Whether you want to lease your equipment, salary package your vehicle or you're looking for a short-term finance solution to grow your business, we can help with a full suite of funding options.

  • Spread your repayments over the life of the equipment
  • No capital outlay
  • Structure repayments to suit your cash flow
We wanted a relationship with someone who can make the decision on farm, on the spot, whether it be a yes or a no, and BOQ has given us that.
Sean Conaghan Barmount Feedlot, Lotus Creek, QLD

Find your Agribusiness Manager